Fund Evaluator:
Allspring Asset Allocation Inst (EAAIX)
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Best Performing in Moderate Allocation Over the Last Year
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Fund Details
Allspring Asset Allocation Inst Overview
Allspring Asset Allocation Inst (EAAIX) is an actively managed Allocation Moderate Allocation fund. Allspring Global Investments launched the fund in 2012.
The investment seeks long-term total return, consisting of capital appreciation and current income. The fund is a fund-of-funds that invests in various affiliated mutual funds and exchange-traded funds (“underlying funds”) employing a multi-asset, multi-style investment approach designed to reduce the price and return volatility of the fund and to provide more consistent returns. It may invest in Allspring Master Portfolios, in other Allspring Funds, or directly in securities. The fund invests at least 55% and up to 75% of its assets in stock funds and at least 25% and up to 45% of its assets in bond funds.
About Allspring Asset Allocation Inst (EAAIX)
There are 4 members of the management team with an average tenure of 3.15 years: Petros Bocray (2018), Randy Rennicke (2025), Rushabh Amin (2025), David Kowalske (2024). Management tenure is more important for actively managed funds than passive index funds.
The fund has 2 primary benchmarks: Russell 3000 TR USD index with a weighting of 100% and Bloomberg US Agg Bond TR USD index with a weighting of 100%. Allspring Asset Allocation Inst has 37 securities in its portfolio. The top 10 holdings constitute 81.2% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.
Allspring Asset Allocation Inst is part of the Allocation global asset class and is within the Allocation fund group. Allspring Asset Allocation Inst has 47.4% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 29.1%. There is 18.0% allocated to foreign stock, and 0.1% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 45.1% (15.7% domestic bond, 29.4% foreign bond and 0.0% convertible bond). Allspring Asset Allocation Inst has 7.7% of the portfolio in cash.
Assets Under Management
The fund has $187 million in total assets, which is below the $2 billion average for the Moderate Allocation category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
EAAIX Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Allspring Asset Allocation Inst expense ratio is above average compared to funds in the Moderate Allocation category. Allspring Asset Allocation Inst has an expense ratio of 0.75%, which is 25% lower than its category average, making the fund expense ratio grade a B. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. Allspring Asset Allocation Inst has a portfolio turnover rate of 64%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 52% for the Moderate Allocation category.
Recently, in the month of August 2026, Allspring Asset Allocation Inst returned 3.2%, which earned it a grade of A, as the Moderate Allocation category had an average return of 1.4%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.
Allspring Asset Allocation Inst has a trailing yield of 2.43%, which is above the 1.95% category average. The fund normally distributes its income annually and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
Allspring Asset Allocation Inst Grades
Year to date, the fund has returned 11.1%, 3.1 percentage points better than the category, which translates into a grade of A. The fund has returned 16.8% over the past year (grade of A), 14.6% over the past three years (grade of B) and 7.0% per year over the past five years (grade of C) and 8.4% per year over the past 10 years (grade of C).
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EAAIX Trailing NAV Total Returns Data as of 8/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| EAAIX Return (NAV) | 3.2% | 0.7% | 16.8% | 14.6% | 7.0% | 8.4% |
| EAAIX Grade | A | D | A | B | C | C |
| +/- Category | 1.7% | -0.5% | 4.2% | 1.5% | 0.3% | -0.2% |
| Moderate Allocation Avg | 1.4% | 1.2% | 12.6% | 13.1% | 6.6% | 8.6% |
| EAAIX Tax Cost Ratio | na | na | 1.8% | 1.4% | 2.2% | 1.6% |
EAAIX Annual NAV Total ReturnsData as of 8/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| EAAIX Return (NAV) | 11.1% | 15.6% | 11.0% | 14.6% | -15.7% | 13.9% | 14.0% | 20.2% | -9.3% | 15.2% | 5.1% |
| EAAIX Grade | A | B | D | C | C | D | B | C | F | B | F |
| +/- Category | 3.1% | 2.2% | -1.2% | 0.3% | -1.7% | -0.5% | 1.1% | 0.4% | -4.2% | 1.4% | -2.6% |
| Moderate Allocation Avg | 8.0% | 13.4% | 12.2% | 14.3% | -14.0% | 14.4% | 12.9% | 19.8% | -5.1% | 13.8% | 7.7% |
| Risk Measures | |
| Standard Deviation: | 9.7% |
| Total Risk Index: | 0.80 - Average |
| Category Risk Index: | 1.07 - High |
| Category Risk Grade: | F (90% Rank) |
| Beta: | 1.03 |
| R-Squared: | 94% |
| Leveraged Fund: | No |
| Inverse Fund: | No |
| Portfolio Characteristics | |
| Equity Investment Style: | Large-Cap Blend |
| Bond Investment Style: | High Quality Moderate Sensitivity |
| Yield: | 2.4% |
| Dividend Distribution: | Annually |
| Cap Gains Distribution: | Annually |
| Total Assets: | $1561 Mil |
| Fund Total Assets: | $ 188 Mil |
| Share Class Type: | Inst |
| Portfolio Turnover: | 64% |
Management Team
| Number of Managers: 4 | |||
| Longest Tenure: 8.2 years | |||
| Average Tenure: 3.1 years | |||
| Managers (Year): Bocray Petros (2018), Kowalske David (2024), Rennicke Randy (2025), Amin Rushabh (2025) | |||
Portfolio Composition (as of 7/31/26)
| # of Holdings: | 37 |
| % in Top 10 Holdings: | 81.2% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 47.4% |
Portfolio Allocation |
|
| Domestic Stock: | 29.1% |
| Foreign Stock: | 18.0% |
| Preferred Stock: | 0.1% |
| Domestic Bond: | 15.7% |
| Foreign Bond: | 29.4% |
| Convertible Bond: | 0.0% |
| Other: | 0.0% |
| Cash: | 7.7% |
Purchase Information
| Fund Family: | Allspring Global Investments |
| Phone Number: | 800-222-8222 |
| Website: | www.allspringglobal.com |
| Status: | Open |
| Inception Date: | November 30, 2012 |
| Min. Initial Purchase: | $1,000,000 |
| Min. Initial IRA Purchase: | $ 0 |
| True No-Load: | Yes |
| Front Load Maximum: | 0.00% |
| Deferred Charge Maximum: | 0.00% |
| Redemption Charge Maximum: | 0.00% |
| 12b-1 Fee: | 0.00% |
Expenses and Fees | |
| Expense Ratio (%): | 0.75% ( Rating : Above Avg ) |
| Category Average Expense Ratio (%): | 0.99% |
| Share Class: | Allspring Asset Allocation A |
| Min. Subsequent Purchase: | $ 0 |
| Min. Subsequent IRA Purchase: | $ 0 |
