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E-Valuator Moderate (50%-70%) RMS R4 Overview

E-Valuator Moderate (50%-70%) RMS R4 (EVFMX) is an actively managed Allocation Moderate Allocation fund. E-Valuator funds launched the fund in 2016.

The investment seeks to provide both growth of principal and income but will at times focus primarily on providing growth of principal within the stated asset allocation range. The fund seeks to achieve its objective by investing in the securities of other unaffiliated investment companies, including open-end funds, ETFs and closed-end funds. It will allocate 30%-50% of its assets into a variety of underlying funds that focus on investments in fixed income securities that possess varying qualities of credit and duration and in underlying funds that invest in equity securities that have the potential of providing dividends and growth on an annual basis.

About E-Valuator Moderate (50%-70%) RMS R4 (EVFMX)

There are 1 members of the management team with an average tenure of 10.19 years: Kevin Miller (2016). Management tenure is more important for actively managed funds than passive index funds.

The fund has 1 primary benchmark: S&P 500 (TR) (1970) index with a weighting of 100%. E-Valuator Moderate (50%-70%) RMS R4 has 82 securities in its portfolio. The top 10 holdings constitute 27.0% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

E-Valuator Moderate (50%-70%) RMS R4 is part of the Allocation global asset class and is within the Allocation fund group. E-Valuator Moderate (50%-70%) RMS R4 has 23.6% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 50.7%. There is 17.4% allocated to foreign stock, and 0.1% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 24.6% (18.4% domestic bond, 6.2% foreign bond and 3.0% convertible bond). E-Valuator Moderate (50%-70%) RMS R4 has 3.4% of the portfolio in cash.

Assets Under Management

The fund has $24 million in total assets, which is below the $2 billion average for the Moderate Allocation category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

EVFMX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The E-Valuator Moderate (50%-70%) RMS R4 expense ratio is high compared to funds in the Moderate Allocation category. E-Valuator Moderate (50%-70%) RMS R4 has an expense ratio of 1.25%, which is 26% higher than its category average, making the fund expense ratio grade a D. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. E-Valuator Moderate (50%-70%) RMS R4 has a portfolio turnover rate of 130%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 52% for the Moderate Allocation category.

Recently, in the month of July 2026, E-Valuator Moderate (50%-70%) RMS R4 returned -2.1%, which earned it a grade of F, as the Moderate Allocation category had an average return of -0.3%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

E-Valuator Moderate (50%-70%) RMS R4 has a trailing yield of 1.48%, which is below the 1.97% category average. The fund normally distributes its income annually and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

E-Valuator Moderate (50%-70%) RMS R4 Grades

Year to date, the fund has returned 8.2%, 1.7 percentage points better than the category, which translates into a grade of A. The fund has returned 15.5% over the past year (grade of A), 11.8% over the past three years (grade of C) and 6.0% per year over the past five years (grade of D) and 7.7% per year over the past 10 years (grade of D).

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