Fund Evaluator:
GuideMark® Core Fixed Income RS (GCFQX)
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Fund Details
GuideMark® Core Fixed Income RS Overview
GuideMark® Core Fixed Income RS (GCFQX) is an actively managed Taxable Bond Intermediate Core Bond fund. GuideMark launched the fund in 2026.
The investment seeks to provide current income consistent with low volatility of principal. Under normal circumstances, the fund will invest at least 80% of its assets in fixed income securities. It will primarily invest in fixed income securities that are rated investment grade or better. The fixed income securities in which the fund invests may have maturities of any length. While the fund will primarily invest in fixed income securities that are rated investment grade, the fund may, at times, hold debt securities that are rated below investment grade as a result of downgrades in the rating of the securities subsequent to their purchase by the fund.
About GuideMark® Core Fixed Income RS (GCFQX)
There are 3 members of the management team with an average tenure of 8.42 years: Campe Goodman (2012), Rob Burn (2016), Connor Fitzgerald (2025). Management tenure is more important for actively managed funds than passive index funds.
The fund has 1 primary benchmark: Bloomberg US Agg Bond TR USD index with a weighting of 100%. GuideMark® Core Fixed Income RS has 762 securities in its portfolio. The top 10 holdings constitute 22.6% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.
GuideMark® Core Fixed Income RS is part of the Fixed Income global asset class and is within the Taxable Bond fund group. GuideMark® Core Fixed Income RS has 3.4% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 0.0%. There is 0.0% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 98.8% (95.4% domestic bond, 3.4% foreign bond and 0.0% convertible bond). GuideMark® Core Fixed Income RS has 1.3% of the portfolio in cash.
Assets Under Management
The fund has $10 million in total assets, which is below the $3 billion average for the Intermediate Core Bond category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
GCFQX Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The GuideMark® Core Fixed Income RS expense ratio is high compared to funds in the Intermediate Core Bond category. GuideMark® Core Fixed Income RS has an expense ratio of 1.69%, which is 199% higher than its category average, making the fund expense ratio grade a F. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. GuideMark® Core Fixed Income RS has a portfolio turnover rate of 210%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 151% for the Intermediate Core Bond category.
Recently, in the month of August 2026, GuideMark® Core Fixed Income RS returned 0.3%, which earned it a grade of C, as the Intermediate Core Bond category had an average return of 0.3%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.
GuideMark® Core Fixed Income RS has a trailing yield of 0.00%, which is below the 4.04% category average. The fund normally distributes its income quarterly and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
GuideMark® Core Fixed Income RS Grades
Year to date, the fund has returned -1.2%, 0.8 percentage points worse than the category, which translates into a grade of F. The fund has returned 0.8% over the past year (grade of F), 3.6% over the past three years (grade of F) and -0.9% per year over the past five years (grade of F) and 0.9% per year over the past 10 years (grade of F).
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GCFQX Trailing NAV Total Returns Data as of 8/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| GCFQX Return (NAV) | 0.3% | -1.1% | 0.8% | 3.6% | -0.9% | 0.9% |
| GCFQX Grade | C | F | F | F | F | F |
| +/- Category | 0.0% | -0.3% | -0.9% | -0.4% | -0.5% | -0.5% |
| Intermediate Core Bond Avg | 0.3% | -0.8% | 1.6% | 4.0% | -0.4% | 1.4% |
| GCFQX Tax Cost Ratio | na | na | na | na | na | na |
GCFQX Annual NAV Total ReturnsData as of 8/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| GCFQX Return (NAV) | -1.2% | 6.6% | 1.4% | 6.1% | -14.6% | -2.0% | 8.2% | 8.5% | -1.4% | 2.8% | 2.3% |
| GCFQX Grade | F | F | C | B | F | F | C | C | F | F | D |
| +/- Category | -0.8% | -0.5% | -0.1% | 0.5% | -1.4% | -0.6% | 0.1% | 0.0% | -1.0% | -0.8% | -0.5% |
| Intermediate Core Bond Avg | -0.4% | 7.0% | 1.6% | 5.6% | -13.2% | -1.5% | 8.1% | 8.5% | -0.4% | 3.6% | 2.8% |
| Risk Measures | |
| Standard Deviation: | 5.8% |
| Total Risk Index: | 0.47 - Below Average |
| Category Risk Index: | 1.03 - High |
| Category Risk Grade: | F (82% Rank) |
| Beta: | 1.02 |
| R-Squared: | 99% |
| Leveraged Fund: | No |
| Inverse Fund: | No |
| Portfolio Characteristics | |
| Equity Investment Style: | na |
| Bond Investment Style: | High Quality Moderate Sensitivity |
| Yield: | -- |
| Dividend Distribution: | Quarterly |
| Cap Gains Distribution: | Annually |
| Total Assets: | $176 Mil |
| Fund Total Assets: | $ 10 Mil |
| Share Class Type: | Other |
| Portfolio Turnover: | 210% |
Management Team
| Number of Managers: 3 | |||
| Longest Tenure: 14.1 years | |||
| Average Tenure: 8.4 years | |||
| Managers (Year): Goodman Campe (2012), Burn Rob (2016), Fitzgerald Connor (2025) | |||
Portfolio Composition (as of 7/31/26)
| # of Holdings: | 762 |
| % in Top 10 Holdings: | 22.6% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 3.4% |
Portfolio Allocation |
|
| Domestic Stock: | 0.0% |
| Foreign Stock: | 0.0% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 95.4% |
| Foreign Bond: | 3.4% |
| Convertible Bond: | 0.0% |
| Other: | -0.0% |
| Cash: | 1.3% |
Purchase Information
| Fund Family: | GuideMark |
| Phone Number: | 888-278-5809 |
| Website: | www.assetmark.com |
| Status: | Open |
| Inception Date: | March 13, 2026 |
| Min. Initial Purchase: | $ 0 |
| Min. Initial IRA Purchase: | $ 0 |
| True No-Load: | Yes |
| Front Load Maximum: | 0.00% |
| Deferred Charge Maximum: | 0.00% |
| Redemption Charge Maximum: | 0.00% |
| 12b-1 Fee: | na |
Expenses and Fees | |
| Expense Ratio (%): | 1.69% ( Rating : High ) |
| Category Average Expense Ratio (%): | 0.56% |
| Share Class: | GuideMark® Core Fixed Income Service |
| Min. Subsequent Purchase: | $ 0 |
| Min. Subsequent IRA Purchase: | $ 0 |
