Fund Evaluator:

Goldman Sachs Large Cp Val Insghts Svc Overview

Goldman Sachs Large Cp Val Insghts Svc (GCLSX) is an actively managed U.S. Equity Large Value fund. Goldman Sachs launched the fund in 1998.

The investment seeks long-term growth of capital and dividend income. The fund invests at least 80% of its net assets plus any borrowings for investment purposes (measured at time of purchase) ("Net Assets") in a diversified portfolio of equity investments in large cap U.S. issuers, including foreign issuers that are traded in the United States. It may also invest in fixed income securities that are considered to be cash equivalents.

About Goldman Sachs Large Cp Val Insghts Svc (GCLSX)

There are 5 members of the management team with an average tenure of 10.11 years: Len Ioffe (2011), Osman Ali (2012), Dennis Walsh (2013), Takashi Suwabe (2021), Sharanya Srinivasan (2024). Management tenure is more important for actively managed funds than passive index funds.

The fund has 2 primary benchmarks: Russell 1000 TR USD index with a weighting of 100% and Russell 1000 Value TR USD index with a weighting of 100%. Goldman Sachs Large Cp Val Insghts Svc has 152 securities in its portfolio. The top 10 holdings constitute 24.4% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

Goldman Sachs Large Cp Val Insghts Svc is part of the Equity global asset class and is within the U.S. Equity fund group. Goldman Sachs Large Cp Val Insghts Svc has 0.3% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 99.7%. There is 0.3% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Goldman Sachs Large Cp Val Insghts Svc has 0.0% of the portfolio in cash.

Assets Under Management

The fund has $3 million in total assets, which is below the $1 billion average for the Large Value category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

GCLSX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Goldman Sachs Large Cp Val Insghts Svc expense ratio is high compared to funds in the Large Value category. Goldman Sachs Large Cp Val Insghts Svc has an expense ratio of 1.06%, which is 15% higher than its category average, making the fund expense ratio grade a D. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. Goldman Sachs Large Cp Val Insghts Svc has a portfolio turnover rate of 213%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 62% for the Large Value category.

Recently, in the month of July 2026, Goldman Sachs Large Cp Val Insghts Svc returned 3.9%, which earned it a grade of B, as the Large Value category had an average return of 2.9%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

Goldman Sachs Large Cp Val Insghts Svc has a trailing yield of 0.51%, which is below the 1.20% category average. The fund normally distributes its income quarterly and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

Goldman Sachs Large Cp Val Insghts Svc Grades

Year to date, the fund has returned 17.3%, 3.1 percentage points better than the category, which translates into a grade of B. The fund has returned 29.9% over the past year (grade of A), 17.1% over the past three years (grade of B) and 11.4% per year over the past five years (grade of B) and 11.2% per year over the past 10 years (grade of C).

For more mutual fund grades, analysis and screening tools to help your investment discovery, join AAII for a $2, full-access trial. Learn more here: https://invest.aaii.com/membership.

Otherwise, for more information about Goldman Sachs Large Cp Val Insghts Svc, including its riskiness, submit your email to unlock the rest of the article.