Fund Evaluator:
GuideStone Funds Balanced Allc Inv (GGIZX)
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Best Performing in Global Moderately Conservative Allocation Over the Last Year
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Fund Details
GuideStone Funds Balanced Allc Inv Overview
GuideStone Funds Balanced Allc Inv (GGIZX) is an actively managed Allocation Global Moderately Conservative Allocation fund. GuideStone Funds launched the fund in 2001.
The investment seeks moderate capital appreciation with current income. The fund, primarily through investments in the GuideStone Funds Select Funds, combines approximately equal percentages of fixed income securities with equity securities. The Adviser targets allocating 35-60% of the fund's assets in the Fixed income select funds, 40-65% in the Equity select funds, 0-15% in Impact asset class, 0-15% in Real assets select funds, and 0-15% in Alternative select funds. The Adviser may change the allocation ranges from time to time and may add or eliminate new or existing Select Funds without shareholder approval.
About GuideStone Funds Balanced Allc Inv (GGIZX)
There are 6 members of the management team with an average tenure of 3.88 years: Gordon Wotherspoon (2025), Richard Fong (2020), Brandon Pizzurro (2019), Jennifer Mihara (2024), Zach Olsen (2022), Joshua Chastant (2024). Management tenure is more important for actively managed funds than passive index funds.
The fund has 2 primary benchmarks: MSCI ACWI NR USD index with a weighting of 100% and Bloomberg US Agg Bond TR USD index with a weighting of 100%. GuideStone Funds Balanced Allc Inv has 41 securities in its portfolio. The top 10 holdings constitute 89.4% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.
GuideStone Funds Balanced Allc Inv is part of the Allocation global asset class and is within the Allocation fund group. GuideStone Funds Balanced Allc Inv has 23.3% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 34.0%. There is 14.9% allocated to foreign stock, and 0.3% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 44.3% (35.8% domestic bond, 8.5% foreign bond and 1.0% convertible bond). GuideStone Funds Balanced Allc Inv has 5.6% of the portfolio in cash.
Assets Under Management
The fund has $994 million in total assets, which is above the $305 million average for the Global Moderately Conservative Allocation category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
GGIZX Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The GuideStone Funds Balanced Allc Inv expense ratio is high compared to funds in the Global Moderately Conservative Allocation category. GuideStone Funds Balanced Allc Inv has an expense ratio of 0.99%, which is 1% higher than its category average, making the fund expense ratio grade a C. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. GuideStone Funds Balanced Allc Inv has a portfolio turnover rate of 21%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 51% for the Global Moderately Conservative Allocation category.
Recently, in the month of August 2026, GuideStone Funds Balanced Allc Inv returned 1.4%, which earned it a grade of B, as the Global Moderately Conservative Allocation category had an average return of 1.1%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.
GuideStone Funds Balanced Allc Inv has a trailing yield of 3.19%, which is above the 3.06% category average. The fund normally distributes its income annually and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
GuideStone Funds Balanced Allc Inv Grades
Year to date, the fund has returned 5.9%, 0.4 percentage points worse than the category, which translates into a grade of C. The fund has returned 9.7% over the past year (grade of C), 10.6% over the past three years (grade of B) and 4.1% per year over the past five years (grade of C) and 6.1% per year over the past 10 years (grade of B).
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GGIZX Trailing NAV Total Returns Data as of 8/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| GGIZX Return (NAV) | 1.4% | 0.8% | 9.7% | 10.6% | 4.1% | 6.1% |
| GGIZX Grade | B | C | C | B | C | B |
| +/- Category | 0.2% | -0.0% | -0.3% | 0.5% | 0.2% | 0.6% |
| Global Moderately Conservative Allocation Avg | 1.1% | 0.8% | 10.0% | 10.1% | 3.9% | 5.5% |
| GGIZX Tax Cost Ratio | na | na | 2.3% | 1.7% | 1.7% | 1.5% |
GGIZX Annual NAV Total ReturnsData as of 8/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| GGIZX Return (NAV) | 5.9% | 12.5% | 8.3% | 12.3% | -15.6% | 6.9% | 10.7% | 17.3% | -4.9% | 12.3% | 6.9% |
| GGIZX Grade | C | B | A | A | F | D | C | A | D | A | B |
| +/- Category | -0.4% | 0.9% | 1.0% | 2.0% | -2.1% | -0.6% | 1.7% | 2.3% | -0.1% | 1.6% | 0.8% |
| Global Moderately Conservative Allocation Avg | 6.3% | 11.6% | 7.3% | 10.4% | -13.5% | 7.5% | 8.9% | 15.0% | -4.8% | 10.7% | 6.1% |
| Risk Measures | |
| Standard Deviation: | 7.6% |
| Total Risk Index: | 0.62 - Below Average |
| Category Risk Index: | 1.04 - High |
| Category Risk Grade: | F (83% Rank) |
| Beta: | 0.81 |
| R-Squared: | 98% |
| Leveraged Fund: | No |
| Inverse Fund: | No |
| Portfolio Characteristics | |
| Equity Investment Style: | Large-Cap Blend |
| Bond Investment Style: | na |
| Yield: | 3.2% |
| Dividend Distribution: | Annually |
| Cap Gains Distribution: | Annually |
| Total Assets: | $1323 Mil |
| Fund Total Assets: | $ 995 Mil |
| Share Class Type: | Other |
| Portfolio Turnover: | 21% |
Management Team
| Number of Managers: 6 | |||
| Longest Tenure: 7.3 years | |||
| Average Tenure: 3.9 years | |||
| Managers (Year): Pizzurro Brandon (2019), Fong Richard (2020), Olsen Zach (2022), Chastant Joshua (2024), Mihara Jennifer (2024), Wotherspoon Gordon (2025) | |||
Portfolio Composition (as of 7/31/26)
| # of Holdings: | 41 |
| % in Top 10 Holdings: | 89.4% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 23.3% |
Portfolio Allocation |
|
| Domestic Stock: | 34.0% |
| Foreign Stock: | 14.9% |
| Preferred Stock: | 0.3% |
| Domestic Bond: | 35.8% |
| Foreign Bond: | 8.5% |
| Convertible Bond: | 1.0% |
| Other: | 0.0% |
| Cash: | 5.6% |
Purchase Information
| Fund Family: | GuideStone Funds |
| Phone Number: | 888-473-8637 |
| Website: | www.guidestonefunds.org |
| Status: | Open |
| Inception Date: | August 27, 2001 |
| Min. Initial Purchase: | $1,000 |
| Min. Initial IRA Purchase: | $1,000 |
| True No-Load: | Yes |
| Front Load Maximum: | 0.00% |
| Deferred Charge Maximum: | 0.00% |
| Redemption Charge Maximum: | 0.00% |
| 12b-1 Fee: | na |
Expenses and Fees | |
| Expense Ratio (%): | 0.99% ( Rating : High ) |
| Category Average Expense Ratio (%): | 0.98% |
| Share Class: | GuideStone Funds Balanced Allc Inv |
| Min. Subsequent Purchase: | $ 100 |
| Min. Subsequent IRA Purchase: | $ 100 |
