AAII Mutual Fund Summary Report for GOIOX

Fund Evaluator:

JHancock International Growth 1 (GOIOX) Follow This Fund
Equity
Global Asset Class
International Equity
Fund Group
Foreign Large Growth
Category
$38.890
NAV (as of Sep 02)
$0.00
Minimum Initial
0.94% C
Expense Ratio
$6,084 Mil
Assets
Open
Status
0.05%
12b-1 Fee
0.12%
TTM Yield
0.00%
Max Load
72%
Portfolio Turnover

Best Performing in Foreign Large Growth Over the Last Year

27.0% WCM Focused International Equity Inv (WLIVX)
25.4% Saturna International Z (SIFZX)
25.1% Saturna International (SSIFX)
24.2% American Funds EUPAC F-3 (FEUPX)
23.2% Fidelity Diversified International (FDIVX)
Data as of 7/31/2026
-4.5% D
1-Mo Return
0.9% D
3-Mo Return
9.6% B
YTD Return
19.7% B
1-Yr Return
16.2% A
3-Yr Return
5.5% B
5-Yr Return
0.94 B
Category Risk Index
1.17
Total Risk Index

Fund Details

Fund Family
John Hancock

Inception Date
6/12/2006

Share Class Type
Other

Equity Investment Style
Large-Cap Growth

Bond Investment Style
na

Socially Responsible Fund
No

Index Fund
No

Benchmark Index
MSCI ACWI Ex USA NR USD: 100%

Additional Fund Details


JHancock International Growth 1 Overview

JHancock International Growth 1 (GOIOX) is an actively managed International Equity Foreign Large Growth fund. John Hancock launched the fund in 2006.

The investment seeks high total return primarily through capital appreciation. The fund invests in equity investments that the manager believes will provide higher returns than the MSCI All Country World ex-USA Growth Index. Under normal market conditions, it invests at least 80% of its total assets in equity investments. The fund primarily invests in a diversified portfolio of equity securities of foreign companies in a number of developed and emerging markets outside of the U.S. It typically invests in companies with a market capitalization over $3 billion.

About JHancock International Growth 1 (GOIOX)

There are 2 members of the management team with an average tenure of 5.00 years: Alvaro Llavero (2021), Zhaohuan Tian (2021). Management tenure is more important for actively managed funds than passive index funds.

The fund has 2 primary benchmarks: MSCI ACWI Ex USA NR USD index with a weighting of 100% and MSCI ACWI Ex USA Growth NR USD index with a weighting of 100%. JHancock International Growth 1 has 65 securities in its portfolio. The top 10 holdings constitute 36.2% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

JHancock International Growth 1 is part of the Equity global asset class and is within the International Equity fund group. JHancock International Growth 1 has 95.6% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 3.9%. There is 95.6% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). JHancock International Growth 1 has 0.5% of the portfolio in cash.

Assets Under Management

The fund has $62 million in total assets, which is below the $1 billion average for the Foreign Large Growth category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

GOIOX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The JHancock International Growth 1 expense ratio is high compared to funds in the Foreign Large Growth category. JHancock International Growth 1 has an expense ratio of 0.94%, which is 9% lower than its category average, making the fund expense ratio grade a C. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. JHancock International Growth 1 has a portfolio turnover rate of 72%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 51% for the Foreign Large Growth category.

Recently, in the month of July 2026, JHancock International Growth 1 returned -4.5%, which earned it a grade of D, as the Foreign Large Growth category had an average return of -2.7%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

JHancock International Growth 1 has a trailing yield of 0.12%, which is below the 0.95% category average. The fund normally distributes its income annually and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

JHancock International Growth 1 Grades

Year to date, the fund has returned 9.6%, 3.1 percentage points better than the category, which translates into a grade of B. The fund has returned 19.7% over the past year (grade of B), 16.2% over the past three years (grade of A) and 5.5% per year over the past five years (grade of B) and 9.7% per year over the past 10 years (grade of A).

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GOIOX Trailing NAV Total Returns Data as of 7/31/26

Last
Month
Last
Quarter
Ann'l.
1Yr
Ann'l.
3Yr
Ann'l.
5Yr
Ann'l.
10Yr
GOIOX Return (NAV) -4.5% 0.9% 19.7% 16.2% 5.5% 9.7%
GOIOX Grade D D B A B A
+/- Category -1.9% -1.7% 6.6% 5.5% 2.3% 1.5%
Foreign Large Growth Avg -2.7% 2.6% 13.1% 10.7% 3.2% 8.2%
GOIOX Tax Cost Ratio na na 0.1% 0.5% 1.6% 1.0%

GOIOX Annual NAV Total ReturnsData as of 7/31/26

2026 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
GOIOX Return (NAV) 9.6% 29.8% 10.8% 13.0% -26.7% 10.0% 22.5% 27.9% -11.9% 36.7% -4.7%
GOIOX Grade B A A F D B C C B A D
+/- Category 3.1% 9.9% 5.5% -3.7% -1.5% 1.9% -2.9% -1.3% 1.7% 4.7% -3.1%
Foreign Large Growth Avg 6.5% 20.0% 5.3% 16.7% -25.2% 8.1% 25.5% 29.3% -13.6% 32.1% -1.6%
Risk Measures
Standard Deviation: 14.3%
Total Risk Index: 1.17 - Above Average
Category Risk Index: 0.94 - Below Average
Category Risk Grade: B (38% Rank)
Beta: 0.97
R-Squared: 88%
Leveraged Fund: No
Inverse Fund: No
Portfolio Characteristics
Equity Investment Style: Large-Cap Growth
Bond Investment Style: na
Yield: 0.1%
Dividend Distribution: Annually
Cap Gains Distribution: Annually
Total Assets: $6084 Mil
Fund Total Assets: $ 62 Mil
Share Class Type: Other
Portfolio Turnover: 72%

Management Team

Number of Managers: 2
Longest Tenure: 5.0 years
Average Tenure: 5.0 years
Managers (Year): Llavero Alvaro (2021), Tian Zhaohuan (2021)

Portfolio Composition (as of 5/31/26)

# of Holdings: 65
% in Top 10 Holdings: 36.2%
Fund is Non-Diversified: No
% in Foreign Issues: 95.6%
 

Portfolio Allocation

Domestic Stock: 3.9%
Foreign Stock: 95.6%
Preferred Stock: 0.0%
Domestic Bond: 0.0%
Foreign Bond: 0.0%
Convertible Bond: 0.0%
Other: 0.0%
Cash: 0.5%

Purchase Information

Fund Family: John Hancock
Phone Number: 800-344-1029
Website: www.jhfunds.com
Status: Open
Inception Date: June 12, 2006
Min. Initial Purchase: $ 0
Min. Initial IRA Purchase: $ 0
True No-Load: Yes
Front Load Maximum: 0.00%
Deferred Charge Maximum: 0.00%
Redemption Charge Maximum: 0.00%
12b-1 Fee: 0.05%

Expenses and Fees

Expense Ratio (%): 0.94% ( Rating : High )
Category Average Expense Ratio (%): 1.03%
Share Class: JHancock International Growth 1
Min. Subsequent Purchase: $ 0
Min. Subsequent IRA Purchase: $ 0
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