Fund Evaluator:

Goldman Sachs US Equity Insights R Overview

Goldman Sachs US Equity Insights R (GSURX) is an actively managed U.S. Equity Large Blend fund. Goldman Sachs launched the fund in 2007.

The investment seeks long-term growth of capital and dividend income. The fund invests, under normal circumstances, at least 80% of its net assets plus any borrowings for investment purposes (measured at time of purchase) ("Net Assets") in a diversified portfolio of equity investments in U.S. issuers. It may also invest in fixed income securities that are considered to be cash equivalents.

About Goldman Sachs US Equity Insights R (GSURX)

There are 5 members of the management team with an average tenure of 10.11 years: Len Ioffe (2011), Osman Ali (2012), Dennis Walsh (2013), Takashi Suwabe (2021), Sharanya Srinivasan (2024). Management tenure is more important for actively managed funds than passive index funds.

The fund has 1 primary benchmark: S&P 500 (TR) (1970) index with a weighting of 100%. Goldman Sachs US Equity Insights R has 122 securities in its portfolio. The top 10 holdings constitute 44.0% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

Goldman Sachs US Equity Insights R is part of the Equity global asset class and is within the U.S. Equity fund group. Goldman Sachs US Equity Insights R has 0.5% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 99.5%. There is 0.5% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Goldman Sachs US Equity Insights R has 0.0% of the portfolio in cash.

Assets Under Management

The fund has $9 million in total assets, which is below the $6 billion average for the Large Blend category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

GSURX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Goldman Sachs US Equity Insights R expense ratio is high compared to funds in the Large Blend category. Goldman Sachs US Equity Insights R has an expense ratio of 1.17%, which is 44% higher than its category average, making the fund expense ratio grade a D. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. Goldman Sachs US Equity Insights R has a portfolio turnover rate of 204%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 48% for the Large Blend category.

Recently, in the month of July 2026, Goldman Sachs US Equity Insights R returned 1.1%, which earned it a grade of B, as the Large Blend category had an average return of 0.4%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

Goldman Sachs US Equity Insights R has a trailing yield of 0.06%, which is below the 0.56% category average. The fund normally distributes its income annually and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

Goldman Sachs US Equity Insights R Grades

Year to date, the fund has returned 7.4%, 1.9 percentage points worse than the category, which translates into a grade of D. The fund has returned 18.1% over the past year (grade of C), 18.1% over the past three years (grade of C) and 11.0% per year over the past five years (grade of C) and 13.4% per year over the past 10 years (grade of D).

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