Fund Evaluator:
JHancock 2025 Lifetime Blend Pft A (JHAUX)
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Best Performing in Target-Date 2025 Over the Last Year
| 14.3% | Fidelity Advisor Freedom Blend 2025 Z (FJABX) |
| 13.7% | Fidelity Advisor Sust Trgt Dt 2025 Z (FSWVX) |
| 13.0% | Fidelity Advisor Freedom 2025 Z (FIJMX) |
| 12.9% | Fidelity Advisor Freedom 2025 I (FITWX) |
| 12.6% | Fidelity Freedom Index 2025 Investor (FQIFX) |
Fund Details
JHancock 2025 Lifetime Blend Pft A Overview
JHancock 2025 Lifetime Blend Pft A (JHAUX) is an actively managed Allocation Target-Date 2025 fund. John Hancock launched the fund in 2021.
The investment seeks high total return through the fund's target retirement date, with a greater focus on income beyond the target date. The fund invests substantially all of its assets in underlying funds using an asset allocation strategy designed for investors expected to retire around the year 2025. The managers of the fund allocate assets among the underlying funds according to an asset allocation strategy that becomes increasingly conservative over time.
About JHancock 2025 Lifetime Blend Pft A (JHAUX)
There are 4 members of the management team with an average tenure of 7.09 years: Geoffrey Kelley (2023), David Kobuszewski (2023), Nathan Thooft (2013), Robert Sykes (2018). Management tenure is more important for actively managed funds than passive index funds.
The fund has 2 primary benchmarks: S&P 500 (TR) (1970) index with a weighting of 100% and S&P Target Date 2025 TR USD index with a weighting of 100%. JHancock 2025 Lifetime Blend Pft A has 34 securities in its portfolio. The top 10 holdings constitute 84.7% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.
JHancock 2025 Lifetime Blend Pft A is part of the Allocation global asset class and is within the Allocation fund group. JHancock 2025 Lifetime Blend Pft A has 27.4% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 31.0%. There is 18.9% allocated to foreign stock, and 0.2% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 47.6% (39.1% domestic bond, 8.6% foreign bond and 0.1% convertible bond). JHancock 2025 Lifetime Blend Pft A has 2.1% of the portfolio in cash.
Assets Under Management
The fund has $449 million in total assets, which is below the $1 billion average for the Target-Date 2025 category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
JHAUX Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The JHancock 2025 Lifetime Blend Pft A expense ratio is above average compared to funds in the Target-Date 2025 category. JHancock 2025 Lifetime Blend Pft A has an expense ratio of 0.75%, which is 31% higher than its category average, making the fund expense ratio grade a D. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. JHancock 2025 Lifetime Blend Pft A has a portfolio turnover rate of 22%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 22% for the Target-Date 2025 category.
Recently, in the month of July 2026, JHancock 2025 Lifetime Blend Pft A returned -0.5%, which earned it a grade of B, as the Target-Date 2025 category had an average return of -0.7%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.
JHancock 2025 Lifetime Blend Pft A has a trailing yield of 2.71%, which is above the 2.70% category average. The fund normally distributes its income annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
JHancock 2025 Lifetime Blend Pft A Grades
Year to date, the fund has returned 6.1%, 0.5 percentage points better than the category, which translates into a grade of B. The fund has returned 12.4% over the past year (grade of C), 9.9% over the past three years (grade of D) and 4.6% per year over the past five years (grade of D) and 7.2% per year over the past 10 years (grade of D).
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JHAUX Trailing NAV Total Returns Data as of 7/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| JHAUX Return (NAV) | -0.5% | 1.5% | 12.4% | 9.9% | 4.6% | 7.2% |
| JHAUX Grade | B | C | C | D | D | D |
| +/- Category | 0.3% | -0.0% | 0.5% | -0.4% | -0.4% | -0.1% |
| Target-Date 2025 Avg | -0.7% | 1.5% | 11.9% | 10.3% | 4.9% | 7.3% |
| JHAUX Tax Cost Ratio | na | na | 1.0% | 1.0% | 1.2% | na |
JHAUX Annual NAV Total ReturnsData as of 7/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| JHAUX Return (NAV) | 6.1% | 12.9% | 7.7% | 11.7% | -15.7% | 11.7% | 12.7% | 19.9% | -6.1% | 14.8% | 9.2% |
| JHAUX Grade | B | D | F | F | D | A | D | B | D | D | A |
| +/- Category | 0.5% | -0.8% | -0.7% | -1.2% | -0.4% | 1.3% | -0.3% | 1.1% | -0.6% | -0.6% | 2.2% |
| Target-Date 2025 Avg | 5.6% | 13.7% | 8.3% | 12.9% | -15.3% | 10.3% | 13.0% | 18.8% | -5.5% | 15.4% | 7.0% |
| Risk Measures | |
| Standard Deviation: | 8.4% |
| Total Risk Index: | 0.69 - Below Average |
| Category Risk Index: | 1.05 - Above Average |
| Category Risk Grade: | D (62% Rank) |
| Beta: | 0.88 |
| R-Squared: | 97% |
| Leveraged Fund: | No |
| Inverse Fund: | No |
| Portfolio Characteristics | |
| Equity Investment Style: | Large-Cap Blend |
| Bond Investment Style: | High Quality Moderate Sensitivity |
| Yield: | 2.7% |
| Dividend Distribution: | Annually |
| Cap Gains Distribution: | |
| Total Assets: | $816 Mil |
| Fund Total Assets: | $ 449 Mil |
| Share Class Type: | A |
| Portfolio Turnover: | 22% |
Management Team
| Number of Managers: 4 | |||
| Longest Tenure: 12.7 years | |||
| Average Tenure: 7.1 years | |||
| Managers (Year): Thooft Nathan (2013), Sykes Robert (2018), Kelley Geoffrey (2023), Kobuszewski David (2023) | |||
Portfolio Composition (as of 5/31/26)
| # of Holdings: | 34 |
| % in Top 10 Holdings: | 84.7% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 27.4% |
Portfolio Allocation |
|
| Domestic Stock: | 31.0% |
| Foreign Stock: | 18.9% |
| Preferred Stock: | 0.2% |
| Domestic Bond: | 39.1% |
| Foreign Bond: | 8.6% |
| Convertible Bond: | 0.1% |
| Other: | 0.1% |
| Cash: | 2.1% |
Purchase Information
| Fund Family: | John Hancock |
| Phone Number: | 800-225-5291 |
| Website: | www.jhfunds.com |
| Status: | Open |
| Inception Date: | June 21, 2021 |
| Min. Initial Purchase: | $1,000 |
| Min. Initial IRA Purchase: | $ 0 |
| True No-Load: | No |
| Front Load Maximum: | 5.00% |
| Deferred Charge Maximum: | 0.00% |
| Redemption Charge Maximum: | 0.00% |
| 12b-1 Fee: | 0.30% |
Expenses and Fees | |
| Expense Ratio (%): | 0.75% ( Rating : Above Avg ) |
| Category Average Expense Ratio (%): | 0.57% |
| Share Class: | JHancock 2025 Lifetime Blend Ptf R6 |
| Min. Subsequent Purchase: | $ 0 |
| Min. Subsequent IRA Purchase: | $ 0 |
