Fund Evaluator:

PFG American Funds Growth Strategy I Overview

PFG American Funds Growth Strategy I (PFGGX) is an actively managed U.S. Equity Large Growth fund. The Pacific Financial Group launched the fund in 2020.

The investment seeks capital growth. Under normal market circumstances, the fund invests approximately 50% of its assets in American underlying funds and Other underlying funds that invest solely in U.S. equity securities, with a focus on companies with sound fundamentals, indicative of long-term growth, as well as in potential turnaround situations. The Adviser utilizes RiskPro to manage its volatility as a whole, and to assess the impact of the fund's investment in American underlying funds other underlying funds.

About PFG American Funds Growth Strategy I (PFGGX)

There are 1 members of the management team with an average tenure of 1.37 years: Greg Silberman (2025). Management tenure is more important for actively managed funds than passive index funds.

The fund has 1 primary benchmark: Morningstar Agg Tgt Risk TR USD index with a weighting of 100%. PFG American Funds Growth Strategy I has 9 securities in its portfolio. The top 10 holdings constitute 100.1% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

PFG American Funds Growth Strategy I is part of the Equity global asset class and is within the U.S. Equity fund group. PFG American Funds Growth Strategy I has 22.4% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 72.3%. There is 22.4% allocated to foreign stock, and 0.6% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). PFG American Funds Growth Strategy I has 4.0% of the portfolio in cash.

Assets Under Management

The fund has $1 billion in total assets, which is below the $2 billion average for the Large Growth category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

PFGGX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The PFG American Funds Growth Strategy I expense ratio is high compared to funds in the Large Growth category. PFG American Funds Growth Strategy I has an expense ratio of 2.33%, which is 142% higher than its category average, making the fund expense ratio grade a F. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. PFG American Funds Growth Strategy I has a portfolio turnover rate of 16%, indicating that holds its assets around 0.1 years. By way of comparison, the average portfolio turnover is 54% for the Large Growth category.

Recently, in the month of July 2026, PFG American Funds Growth Strategy I returned -2.9%, which earned it a grade of C, as the Large Growth category had an average return of -3.1%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

PFG American Funds Growth Strategy I has a trailing yield of 0.00%, which is below the 0.06% category average. The fund normally distributes its income annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

PFG American Funds Growth Strategy I Grades

Year to date, the fund has returned 7.5%, 3.8 percentage points better than the category, which translates into a grade of B. The fund has returned 15.1% over the past year (grade of A), 16.3% over the past three years (grade of D) and 7.3% per year over the past five years (grade of D).

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