Fund Evaluator:

Columbia Disciplined Core Inst2 Overview

Columbia Disciplined Core Inst2 (RSIPX) is an actively managed U.S. Equity Large Blend fund. Columbia Threadneedle launched the fund in 2006.

The investment seeks to provide shareholders with long-term capital growth. Under normal market conditions, at least 80% of the fund's net assets (including the amount of any borrowings for investment purposes) are invested in equity securities of companies with market capitalizations greater than $5 billion at the time of purchase or that are within the market capitalization range of companies in the S&P 500 Index (the index) at the time of purchase. It may invest in derivatives, such as futures (including equity futures and index futures) for cash equitization purposes.

About Columbia Disciplined Core Inst2 (RSIPX)

There are 2 members of the management team with an average tenure of 5.89 years: Raghavendran Sivaraman (2019), Oleg Nusinzon (2021). Management tenure is more important for actively managed funds than passive index funds.

The fund has 1 primary benchmark: S&P 500 (TR) (1970) index with a weighting of 100%. Columbia Disciplined Core Inst2 has 80 securities in its portfolio. The top 10 holdings constitute 41.1% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

Columbia Disciplined Core Inst2 is part of the Equity global asset class and is within the U.S. Equity fund group. Columbia Disciplined Core Inst2 has 0.0% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 100.2%. There is 0.0% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Columbia Disciplined Core Inst2 has -0.2% of the portfolio in cash.

Assets Under Management

The fund has $76 million in total assets, which is below the $6 billion average for the Large Blend category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

RSIPX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Columbia Disciplined Core Inst2 expense ratio is above average compared to funds in the Large Blend category. Columbia Disciplined Core Inst2 has an expense ratio of 0.68%, which is 16% lower than its category average, making the fund expense ratio grade a C. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. Columbia Disciplined Core Inst2 has a portfolio turnover rate of 49%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 48% for the Large Blend category.

Recently, in the month of July 2026, Columbia Disciplined Core Inst2 returned 2.1%, which earned it a grade of A, as the Large Blend category had an average return of 0.4%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

Columbia Disciplined Core Inst2 has a trailing yield of 0.68%, which is above the 0.56% category average. The fund normally distributes its income annually and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

Columbia Disciplined Core Inst2 Grades

Year to date, the fund has returned 8.1%, 1.2 percentage points worse than the category, which translates into a grade of D. The fund has returned 17.8% over the past year (grade of C), 17.2% over the past three years (grade of D) and 11.6% per year over the past five years (grade of C) and 14.0% per year over the past 10 years (grade of C).

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