Fund Evaluator:

Timothy Plan Israel Common Values A Overview

Timothy Plan Israel Common Values A (TPAIX) is an actively managed International Equity Focused Region fund. Timothy Plan launched the fund in 2011.

The investment seeks to provide long-term growth of capital. The fund normally invests at least 80% of its total assets in the common stock of companies domiciled and/or headquartered in Israel through the purchase of American Depositary Receipts (ADRs) and direct investments in such companies on foreign stock exchanges, without regard to market capitalizations. It invests using a growth investing style. Growth funds generally focus on stocks of companies believed to have above-average potential for growth in revenue, earnings, cash flow, or other similar criteria.

About Timothy Plan Israel Common Values A (TPAIX)

There are 4 members of the management team with an average tenure of 14.81 years: Steven Russo (2011), John Gualy (2011), Brian Quattrucci (2011), Edward Allen (2011). Management tenure is more important for actively managed funds than passive index funds.

The fund has 1 primary benchmark: Israel TA 125 index with a weighting of 100%. Timothy Plan Israel Common Values A has 52 securities in its portfolio. The top 10 holdings constitute 51.5% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

Timothy Plan Israel Common Values A is part of the Equity global asset class and is within the International Equity fund group. Timothy Plan Israel Common Values A has 89.3% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 6.5%. There is 89.3% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Timothy Plan Israel Common Values A has 4.2% of the portfolio in cash.

Assets Under Management

The fund has $107 million in total assets, which is below the $980 million average for the Focused Region category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

TPAIX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Timothy Plan Israel Common Values A expense ratio is high compared to funds in the Focused Region category. Timothy Plan Israel Common Values A has an expense ratio of 1.71%, which is 66% higher than its category average, making the fund expense ratio grade a F. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. Timothy Plan Israel Common Values A has a portfolio turnover rate of 8%, indicating that holds its assets around 0.1 years. By way of comparison, the average portfolio turnover is 36% for the Focused Region category.

Recently, in the month of July 2026, Timothy Plan Israel Common Values A returned -2.8%, which earned it a grade of F, as the Focused Region category had an average return of -0.0%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

Timothy Plan Israel Common Values A has a trailing yield of 1.69%, which is below the 2.42% category average. The fund normally distributes its income annually and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

Timothy Plan Israel Common Values A Grades

Year to date, the fund has returned 14.9%, 1.2 percentage points better than the category, which translates into a grade of B. The fund has returned 33.5% over the past year (grade of C), 29.0% over the past three years (grade of A) and 13.8% per year over the past five years (grade of A) and 14.4% per year over the past 10 years (grade of A).

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