Fund Evaluator:
JPMorgan US Value R5 (VGIFX)
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Fund Details
JPMorgan US Value R5 Overview
JPMorgan US Value R5 (VGIFX) is an actively managed U.S. Equity Large Value fund. JPMorgan launched the fund in 2015.
The investment seeks to provide capital growth over the long-term. Under normal circumstances, the fund invests at least 80% of its assets in common stocks issued by U.S. companies. "Assets" means net assets, plus the amount of borrowings for investment purposes. The fund's adviser applies an active equity management style focused on identifying attractively valued securities given their growth potential over a long-term time horizon.
About JPMorgan US Value R5 (VGIFX)
There are 2 members of the management team with an average tenure of 7.11 years: Andrew Brandon (2019), David Silberman (2019). Management tenure is more important for actively managed funds than passive index funds.
The fund has 2 primary benchmarks: Russell 1000 TR USD index with a weighting of 100% and Russell 1000 Value TR USD index with a weighting of 100%. JPMorgan US Value R5 has 90 securities in its portfolio. The top 10 holdings constitute 26.5% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.
JPMorgan US Value R5 is part of the Equity global asset class and is within the U.S. Equity fund group. JPMorgan US Value R5 has 1.4% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 97.6%. There is 1.4% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). JPMorgan US Value R5 has 1.0% of the portfolio in cash.
Assets Under Management
The fund has $75 million in total assets, which is below the $1 billion average for the Large Value category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
VGIFX Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The JPMorgan US Value R5 expense ratio is average compared to funds in the Large Value category. JPMorgan US Value R5 has an expense ratio of 0.54%, which is 42% lower than its category average, making the fund expense ratio grade a A. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. JPMorgan US Value R5 has a portfolio turnover rate of 22%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 62% for the Large Value category.
Recently, in the month of July 2026, JPMorgan US Value R5 returned 3.1%, which earned it a grade of C, as the Large Value category had an average return of 2.9%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.
JPMorgan US Value R5 has a trailing yield of 1.15%, which is below the 1.20% category average. The fund normally distributes its income quarterly and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
JPMorgan US Value R5 Grades
Year to date, the fund has returned 16.1%, 1.8 percentage points better than the category, which translates into a grade of B. The fund has returned 25.8% over the past year (grade of C), 15.8% over the past three years (grade of C) and 11.6% per year over the past five years (grade of B) and 12.7% per year over the past 10 years (grade of A).
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VGIFX Trailing NAV Total Returns Data as of 7/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| VGIFX Return (NAV) | 3.1% | 7.1% | 25.8% | 15.8% | 11.6% | 12.7% |
| VGIFX Grade | C | B | C | C | B | A |
| +/- Category | 0.2% | 0.9% | 1.9% | 0.2% | 0.8% | 1.4% |
| Large Value Avg | 2.9% | 6.2% | 23.8% | 15.7% | 10.9% | 11.3% |
| VGIFX Tax Cost Ratio | na | na | 1.4% | 0.9% | 0.9% | 1.1% |
VGIFX Annual NAV Total ReturnsData as of 7/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| VGIFX Return (NAV) | 16.1% | 14.1% | 14.9% | 9.6% | -2.2% | 27.4% | 4.7% | 28.3% | -7.3% | 17.7% | 15.3% |
| VGIFX Grade | B | D | C | D | A | B | B | A | B | B | B |
| +/- Category | 1.8% | -1.1% | 0.9% | -2.2% | 3.9% | 1.6% | 0.9% | 2.7% | 1.1% | 1.2% | 0.7% |
| Large Value Avg | 14.3% | 15.2% | 14.1% | 11.8% | -6.0% | 25.8% | 3.8% | 25.6% | -8.5% | 16.4% | 14.6% |
| Risk Measures | |
| Standard Deviation: | 11.8% |
| Total Risk Index: | 0.96 - Average |
| Category Risk Index: | 0.98 - Average |
| Category Risk Grade: | C (42% Rank) |
| Beta: | 0.70 |
| R-Squared: | 60% |
| Leveraged Fund: | No |
| Inverse Fund: | No |
| Portfolio Characteristics | |
| Equity Investment Style: | Large-Cap Value |
| Bond Investment Style: | na |
| Yield: | 1.2% |
| Dividend Distribution: | Quarterly |
| Cap Gains Distribution: | Annually |
| Total Assets: | $7084 Mil |
| Fund Total Assets: | $ 75 Mil |
| Share Class Type: | Retirement |
| Portfolio Turnover: | 22% |
Management Team
| Number of Managers: 2 | |||
| Longest Tenure: 7.5 years | |||
| Average Tenure: 7.1 years | |||
| Managers (Year): Brandon Andrew (2019), Silberman David (2019) | |||
Portfolio Composition (as of 6/30/26)
| # of Holdings: | 90 |
| % in Top 10 Holdings: | 26.5% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 1.4% |
Portfolio Allocation |
|
| Domestic Stock: | 97.6% |
| Foreign Stock: | 1.4% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 0.0% |
| Foreign Bond: | 0.0% |
| Convertible Bond: | 0.0% |
| Other: | 0.0% |
| Cash: | 1.0% |
Purchase Information
| Fund Family: | JPMorgan |
| Phone Number: | 800-480-4111 |
| Website: | www.jpmorganfunds.com |
| Status: | Open |
| Inception Date: | November 2, 2015 |
| Min. Initial Purchase: | $ 0 |
| Min. Initial IRA Purchase: | $ 0 |
| True No-Load: | Yes |
| Front Load Maximum: | 0.00% |
| Deferred Charge Maximum: | 0.00% |
| Redemption Charge Maximum: | 0.00% |
| 12b-1 Fee: | na |
Expenses and Fees | |
| Expense Ratio (%): | 0.54% ( Rating : Avg ) |
| Category Average Expense Ratio (%): | 0.93% |
| Share Class: | JPMorgan US Value A |
| Min. Subsequent Purchase: | $ 0 |
| Min. Subsequent IRA Purchase: | $ 0 |
