Fund Evaluator:
Voya Index Solution 2070 Portfolio ADV (VSIBX)
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Best Performing in Target-Date 2070+ Over the Last Year
| 23.4% | Fidelity Advisor Freedom Blend 2070 Z (FRCNX) |
| 23.2% | Fidelity Advisor Freedom Blend 2070 I (FRCLX) |
| 23.1% | Fidelity Advisor Sust Trgt Dt 2070 Z (FRDEX) |
| 22.7% | BlackRock LifePath® ESG Idx 2070 Inv A (LEYAX) |
| 22.5% | BlackRock LifePath® Dyn 2070 Investor A (LPYAX) |
Fund Details
Voya Index Solution 2070 Portfolio ADV Overview
Voya Index Solution 2070 Portfolio ADV (VSIBX) is an actively managed Allocation Target-Date 2070+ fund. Voya launched the fund in 2025.
The investment seeks to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement. Under normal circumstances, the Portfolio invests at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in a combination of passively managed index funds (collectively, the “underlying funds”). The underlying funds provide exposure to a wide range of traditional asset classes which include stocks, bonds, and cash.
About Voya Index Solution 2070 Portfolio ADV (VSIBX)
There are 2 members of the management team with an average tenure of 0.93 years: Barbara Reinhard (2025), Lanyon Blair (2025). Management tenure is more important for actively managed funds than passive index funds.
Voya Index Solution 2070 Portfolio ADV has 11 securities in its portfolio. The top 10 holdings constitute 104.6% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.
Voya Index Solution 2070 Portfolio ADV is part of the Allocation global asset class and is within the Allocation fund group. Voya Index Solution 2070 Portfolio ADV has 36.6% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 61.4%. There is 36.3% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 3.5% (3.2% domestic bond, 0.3% foreign bond and 0.0% convertible bond). Voya Index Solution 2070 Portfolio ADV has -1.3% of the portfolio in cash.
Assets Under Management
The fund has $2 million in total assets, which is below the $36 million average for the Target-Date 2070+ category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
VSIBX Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Voya Index Solution 2070 Portfolio ADV expense ratio is above average compared to funds in the Target-Date 2070+ category. Voya Index Solution 2070 Portfolio ADV has an expense ratio of 0.75%, which is 12% higher than its category average, making the fund expense ratio grade a D. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. Voya Index Solution 2070 Portfolio ADV has a portfolio turnover rate of 12%, indicating that holds its assets around 0.1 years. By way of comparison, the average portfolio turnover is 20% for the Target-Date 2070+ category.
Recently, in the month of July 2026, Voya Index Solution 2070 Portfolio ADV returned -0.3%, which earned it a grade of B, as the Target-Date 2070+ category had an average return of -0.8%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.
Voya Index Solution 2070 Portfolio ADV has a trailing yield of 0.00%, which is below the 1.34% category average. The fund normally distributes its income annually and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
Voya Index Solution 2070 Portfolio ADV Grades
Year to date, the fund has returned 11.1%, 0.4 percentage points better than the category, which translates into a grade of C.
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VSIBX Trailing NAV Total Returns Data as of 7/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| VSIBX Return (NAV) | -0.3% | 3.9% | na | na | na | na |
| VSIBX Grade | B | A | na | na | na | na |
| +/- Category | 0.4% | 0.4% | na | na | na | na |
| Target-Date 2070+ Avg | -0.8% | 3.5% | 21.3% | 15.6% | na | na |
| VSIBX Tax Cost Ratio | na | na | na | na | na | na |
VSIBX Annual NAV Total ReturnsData as of 7/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| VSIBX Return (NAV) | 11.1% | na | na | na | na | na | na | na | na | na | na |
| VSIBX Grade | C | na | na | na | na | na | na | na | na | na | na |
| +/- Category | 0.4% | na | na | na | na | na | na | na | na | na | na |
| Target-Date 2070+ Avg | 10.7% | 21.1% | 14.2% | 20.2% | na | na | na | na | na | na | na |
| Risk Measures | |
| Standard Deviation: | na |
| Total Risk Index: | na |
| Category Risk Index: | na |
| Category Risk Grade: | |
| Beta: | na |
| R-Squared: | na |
| Leveraged Fund: | No |
| Inverse Fund: | No |
| Portfolio Characteristics | |
| Equity Investment Style: | Large-Cap Blend |
| Bond Investment Style: | na |
| Yield: | -- |
| Dividend Distribution: | Annually |
| Cap Gains Distribution: | Annually |
| Total Assets: | $14 Mil |
| Fund Total Assets: | $ 2 Mil |
| Share Class Type: | Adv |
| Portfolio Turnover: | 12% |
Management Team
| Number of Managers: 2 | |||
| Longest Tenure: 0.9 years | |||
| Average Tenure: 0.9 years | |||
| Managers (Year): Reinhard Barbara (2025), Blair Lanyon (2025) | |||
Portfolio Composition (as of 6/30/26)
| # of Holdings: | 11 |
| % in Top 10 Holdings: | 104.6% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 36.6% |
Portfolio Allocation |
|
| Domestic Stock: | 61.4% |
| Foreign Stock: | 36.3% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 3.2% |
| Foreign Bond: | 0.3% |
| Convertible Bond: | 0.0% |
| Other: | 0.0% |
| Cash: | -1.3% |
Purchase Information
| Fund Family: | Voya |
| Phone Number: | 800-992-0180 |
| Website: | www.INGInvestment.com |
| Status: | Open |
| Inception Date: | August 26, 2025 |
| Min. Initial Purchase: | $ 0 |
| Min. Initial IRA Purchase: | $ 0 |
| True No-Load: | No |
| Front Load Maximum: | 0.00% |
| Deferred Charge Maximum: | 0.00% |
| Redemption Charge Maximum: | 0.00% |
| 12b-1 Fee: | 0.50% |
Expenses and Fees | |
| Expense Ratio (%): | 0.75% ( Rating : Above Avg ) |
| Category Average Expense Ratio (%): | 0.67% |
| Share Class: | Voya Index Solution 2070 Portfolio Z |
| Min. Subsequent Purchase: | $ 0 |
| Min. Subsequent IRA Purchase: | $ 0 |
