Sifting through countless of stocks in the Ground Transportation industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in CSX Corporation or U-Haul Holding Company because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how CSX Corporation and U-Haul Holding Company compare based on key financial metrics to determine which better meets your investment needs.

About CSX Corporation and U-Haul Holding Company

CSX Corporation, together with its subsidiaries, provides rail-based freight transportation services in the United States and Canada. It operates through two segments: rail and trucking. The company offers rail services; and transportation of intermodal containers and trailers, as well as other transportation services, such as rail-to-truck transfers and bulk commodity operations. It also transports chemicals, agricultural and food products, minerals, automotive, forest products, fertilizers, and metals and equipment; and coal, coke, and iron ore to electricity-generating power plants, steel manufacturers, and industrial plants, as well as exports coal to deep-water port facilities. In addition, the company provides intermodal services through a network of approximately 30 terminals transporting manufactured consumer goods in containers; and drayage services, including the pickup and delivery of intermodal shipments. It serves the automotive industry with distribution centers and storage locations, as well as connects non-rail served customers through transferring products, such as plastics and ethanol from rail to trucks. The company operates approximately 20,000 route mile rail network, which serves various population centers in 26 states east of the Mississippi River, the District of Columbia, and the Canadian provinces of Ontario and Quebec, as well as owns 3400 locomotives. It serves production and distribution facilities through track connections. CSX Corporation was incorporated in 1978 and is headquartered in Jacksonville, Florida.

U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company also provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, sensitive electronic equipment, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail moving stores and independent U-Haul dealers, as well as rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers’ belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.

Latest Ground Transportation and CSX Corporation, U-Haul Holding Company Stock News

As of May 7, 2026, CSX Corporation had a $82.6 billion market capitalization, compared to the Ground Transportation median of $5.4 million. CSX Corporation’s stock is up 23.6% in 2026, down 0.6% in the previous five trading days and up 58.28% in the past year.

Currently, CSX Corporation’s price-earnings ratio is 27.3. CSX Corporation’s trailing 12-month revenue is $14.2 billion with a 21.6% net profit margin. Year-over-year quarterly sales growth most recently was 1.7%. Analysts expect adjusted earnings to reach $1.900 per share for the current fiscal year. CSX Corporation currently has a 1.3% dividend yield.

As of May 7, 2026, U-Haul Holding Company had a $9.5 billion market cap, putting it in the 77th percentile of all stocks. U-Haul Holding Company’s stock is up 4% in 2026, up 1.6% in the previous five trading days and down 16.89% in the past year.

Currently, U-Haul Holding Company’s price-earnings ratio is 79.5. U-Haul Holding Company’s trailing 12-month revenue is $6.0 billion with a 2.1% net profit margin. Year-over-year quarterly sales growth most recently was 1.9%. Analysts expect adjusted earnings to reach $0.335 per share for the current fiscal year. U-Haul Holding Company does not currently pay a dividend.

How We Compare CSX Corporation and U-Haul Holding Company Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at CSX Corporation and U-Haul Holding Company’s stock grades to see how they measure up against one another.

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CSX Corporation and U-Haul Holding Company Stock Value Grades

Company	Ticker	Value
CSX Corporation	CSX	D
U-Haul Holding Company	UHAL	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

CSX Corporation has a Value Score of 22, which is Expensive. U-Haul Holding Company has a Value Score of 45, which is Average.

The Value Stock Winner: No Clear Winner

Neither CSX Corporation or U-Haul Holding Company has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if CSX Corporation or U-Haul Holding Company is the better investment when it comes to value.

CSX Corporation and U-Haul Holding Company Growth Grades

Company	Ticker	Growth
CSX Corporation	CSX	B
U-Haul Holding Company	UHAL	A

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

CSX Corporation has a Growth Score of 62, which is Strong. U-Haul Holding Company has a Growth Score of 95, which is Very Strong.

The Growth Grade Winner: U-Haul Holding Company

As you can clearly see from the Growth Grade breakdown above, U-Haul Holding Company has a more attractive growth grade than CSX Corporation. For investors who focus solely on how a company is growing relative to other companies in the same industry, U-Haul Holding Company could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

CSX Corporation and U-Haul Holding Company’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
CSX Corporation	CSX	C
U-Haul Holding Company	UHAL	F

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

CSX Corporation has a Earnings Estimate Score of 60, which is Neutral. U-Haul Holding Company has a Earnings Estimate Score of 5, which is Very Negative.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither CSX Corporation or U-Haul Holding Company has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if CSX Corporation or U-Haul Holding Company is the better investment when it comes to estimate revisions.

Other CSX Corporation and U-Haul Holding Company Grades

In addition to Growth, Estimate Revisions and Value, A+ Investor also provides grades for Momentum and Quality.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether CSX Corporation and U-Haul Holding Company pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, CSX Corporation or U-Haul Holding Company Stock?

Overall, CSX Corporation stock has a Value Score of 22, Growth Score of 62 and Estimate Revisions Score of 60.

U-Haul Holding Company stock has a Value Score of 45, Growth Score of 95 and Estimate Revisions Score of 5.

Comparing CSX Corporation and U-Haul Holding Company’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.