Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Bank of America Corporation or JPMorgan Chase & Co. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Bank of America Corporation and JPMorgan Chase & Co. compare based on key financial metrics to determine which better meets your investment needs.

About Bank of America Corporation and JPMorgan Chase & Co.

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. The company operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, short-term investing options, and merchant services; working capital management solutions; debt and equity underwriting and distribution, and merger-related and other advisory services; and fixed-income and equity research services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.

JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking. It also provides investment banking, market-making, financing, custody, and securities products and services; corporate strategy and structure advisory, equity and debt market capital-raising, and loan origination and syndication services; cash and derivative instruments, risk management solutions, prime brokerage, clearing, and research; and fund services, liquidity and trading services, and data solutions products for large corporations, financial institutions, merchants, start-ups, small and midsized companies, local governments, municipalities, nonprofits, and commercial real estate clients. In addition, the company offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; retirement products and services, estate planning, lending, deposits, and investment management products to high-net-worth clients; and financial transaction processing. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.

Latest Banks and Bank of America Corporation, JPMorgan Chase & Co. Stock News

As of February 20, 2026, Bank of America Corporation had a $381.9 billion market capitalization, compared to the Banks median of $563.4 million. Bank of America Corporation’s stock is down 7.1% in 2026, down 2.8% in the previous five trading days and up 15.08% in the past year.

Currently, Bank of America Corporation’s price-earnings ratio is 14.5. Bank of America Corporation’s trailing 12-month revenue is $101.4 billion with a 28.4% net profit margin. Year-over-year quarterly sales growth most recently was 12.6%. Analysts expect adjusted earnings to reach $4.350 per share for the current fiscal year. Bank of America Corporation currently has a 2.1% dividend yield.

As of February 20, 2026, JPMorgan Chase & Co. had a $836.8 billion market cap, putting it in the 100th percentile of all stocks. JPMorgan Chase & Co.’s stock is down 7.6% in 2026, down 1.6% in the previous five trading days and up 11.1% in the past year.

Currently, JPMorgan Chase & Co.’s price-earnings ratio is 15.5. JPMorgan Chase & Co.’s trailing 12-month revenue is $168.2 billion with a 33.9% net profit margin. Year-over-year quarterly sales growth most recently was 2.5%. Analysts expect adjusted earnings to reach $21.532 per share for the current fiscal year. JPMorgan Chase & Co. currently has a 1.9% dividend yield.

How We Compare Bank of America Corporation and JPMorgan Chase & Co. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Bank of America Corporation and JPMorgan Chase & Co.’s stock grades to see how they measure up against one another.

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Bank of America Corporation and JPMorgan Chase & Co. Stock Value Grades

Company	Ticker	Value
Bank of America Corporation	BAC	B
JPMorgan Chase & Co.	JPM	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Bank of America Corporation has a Value Score of 77, which is Value. JPMorgan Chase & Co. has a Value Score of 53, which is Average.

The Value Stock Winner: Bank of America Corporation

As you can clearly see from the Value Grade breakdown above, Bank of America Corporation is considered to have better value than JPMorgan Chase & Co.. For investors who focus solely on a company’s valuation, Bank of America Corporation could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Bank of America Corporation and JPMorgan Chase & Co. Growth Grades

Company	Ticker	Growth
Bank of America Corporation	BAC	D
JPMorgan Chase & Co.	JPM	C

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Bank of America Corporation has a Growth Score of 21, which is Weak. JPMorgan Chase & Co. has a Growth Score of 49, which is Average.

The Growth Stock Winner: No Clear Winner

Neither Bank of America Corporation or JPMorgan Chase & Co. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Bank of America Corporation or JPMorgan Chase & Co. is the better investment when it comes to sustainable growth.

Bank of America Corporation and JPMorgan Chase & Co.’s Momentum Grades

Company	Ticker	Momentum
Bank of America Corporation	BAC	C
JPMorgan Chase & Co.	JPM	C

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Bank of America Corporation has a Momentum Score of 47, which is Average. JPMorgan Chase & Co. has a Momentum Score of 47, which is Average.

The Momentum Stock Winner: No Clear Winner

Neither Bank of America Corporation or JPMorgan Chase & Co. has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Bank of America Corporation or JPMorgan Chase & Co. is the better investment when it comes to momentum.

Other Bank of America Corporation and JPMorgan Chase & Co. Grades

In addition to Momentum, Growth and Value, A+ Investor also provides grades for Estimate Revisions and Quality.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Bank of America Corporation and JPMorgan Chase & Co. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Bank of America Corporation or JPMorgan Chase & Co. Stock?

Overall, Bank of America Corporation stock has a Value Score of 77, Growth Score of 21 and Momentum Score of 47.

JPMorgan Chase & Co. stock has a Value Score of 53, Growth Score of 49 and Momentum Score of 47.

Comparing Bank of America Corporation and JPMorgan Chase & Co.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.