Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Euronet Worldwide, Inc. or The Western Union Company because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Euronet Worldwide, Inc. and The Western Union Company compare based on key financial metrics to determine which better meets your investment needs.

About Euronet Worldwide, Inc. and The Western Union Company

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.

The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, travel money services, check acceptance services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.

Latest Financial Services and Euronet Worldwide, Inc., The Western Union Company Stock News

As of September 1, 2026, Euronet Worldwide, Inc. had a $2.5 billion market capitalization, compared to the Financial Services median of $2.3 million. Euronet Worldwide, Inc.’s stock is down 4.1% in 2026, up 3.4% in the previous five trading days and down 26.88% in the past year.

Currently, Euronet Worldwide, Inc.’s price-earnings ratio is 10.8. Euronet Worldwide, Inc.’s trailing 12-month revenue is $4.4 billion with a 6.6% net profit margin. Year-over-year quarterly sales growth most recently was 3.2%. Analysts expect adjusted earnings to reach $10.729 per share for the current fiscal year. Euronet Worldwide, Inc. does not currently pay a dividend.

As of September 1, 2026, The Western Union Company had a $2.2 billion market cap, putting it in the 55th percentile of all stocks. The Western Union Company’s stock is down 21.6% in 2026, up 0.6% in the previous five trading days and down 18.57% in the past year.

Currently, The Western Union Company’s price-earnings ratio is 5.7. The Western Union Company’s trailing 12-month revenue is $4.0 billion with a 9.8% net profit margin. Year-over-year quarterly sales growth most recently was -1.3%. Analysts expect adjusted earnings to reach $1.293 per share for the current fiscal year. The Western Union Company currently has a 13.3% dividend yield.

How We Compare Euronet Worldwide, Inc. and The Western Union Company Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Euronet Worldwide, Inc. and The Western Union Company’s stock grades to see how they measure up against one another.

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Euronet Worldwide, Inc. and The Western Union Company Stock Value Grades

Company	Ticker	Value
Euronet Worldwide, Inc.	EEFT	A
The Western Union Company	WU	A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Euronet Worldwide, Inc. has a Value Score of 93, which is Deep Value. The Western Union Company has a Value Score of 96, which is Deep Value.

The Value Stock Winner: It’s a Tie!

Looking at the Value Grade breakdown above, both Euronet Worldwide, Inc. and The Western Union Company have a Value Grade of A. For investors who focus solely on a company’s valuation, you will need to conduct further research into both of these companies’ other metrics to see if they could be good additions to your portfolio. It’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Euronet Worldwide, Inc. and The Western Union Company Growth Grades

Company	Ticker	Growth
Euronet Worldwide, Inc.	EEFT	A
The Western Union Company	WU	F

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Euronet Worldwide, Inc. has a Growth Score of 89, which is Very Strong. The Western Union Company has a Growth Score of 16, which is Very Weak.

The Growth Grade Winner: Euronet Worldwide, Inc.

As you can clearly see from the Growth Grade breakdown above, Euronet Worldwide, Inc. has a more attractive growth grade than The Western Union Company. For investors who focus solely on how a company is growing relative to other companies in the same industry, Euronet Worldwide, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Euronet Worldwide, Inc. and The Western Union Company’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Euronet Worldwide, Inc.	EEFT	D
The Western Union Company	WU	F

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Euronet Worldwide, Inc. has a Earnings Estimate Score of 32, which is Negative. The Western Union Company has a Earnings Estimate Score of 13, which is Very Negative.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Euronet Worldwide, Inc. or The Western Union Company has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Euronet Worldwide, Inc. or The Western Union Company is the better investment when it comes to estimate revisions.

Other Euronet Worldwide, Inc. and The Western Union Company Grades

In addition to Estimate Revisions, Value and Growth, A+ Investor also provides grades for Momentum and Quality.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Euronet Worldwide, Inc. and The Western Union Company pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Euronet Worldwide, Inc. or The Western Union Company Stock?

Overall, Euronet Worldwide, Inc. stock has a Value Score of 93, Growth Score of 89 and Estimate Revisions Score of 32.

The Western Union Company stock has a Value Score of 96, Growth Score of 16 and Estimate Revisions Score of 13.

Comparing Euronet Worldwide, Inc. and The Western Union Company’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.