Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in BancFirst Corporation or Enterprise Financial Services Corp because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how BancFirst Corporation and Enterprise Financial Services Corp compare based on key financial metrics to determine which better meets your investment needs.
About BancFirst Corporation and Enterprise Financial Services Corp
BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; life insurance premium and sponsor finance; tax credit related lending; tax credit brokerage services; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management systems; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Latest Banks and BancFirst Corporation, Enterprise Financial Services Corp Stock News
As of July 27, 2026, BancFirst Corporation had a $3.9 billion market capitalization, compared to the Banks median of $735.9 million. BancFirst Corporation’s stock is up 9.4% in 2026, down 0.4% in the previous five trading days and down 8.59% in the past year.
Currently, BancFirst Corporation’s price-earnings ratio is 15.9. BancFirst Corporation’s trailing 12-month revenue is $698.6 million with a 35.3% net profit margin. Year-over-year quarterly sales growth most recently was 8.3%. Analysts expect adjusted earnings to reach $7.670 per share for the current fiscal year. BancFirst Corporation currently has a 1.7% dividend yield.
As of July 27, 2026, Enterprise Financial Services Corp had a $2.4 billion market cap, putting it in the 56th percentile of all stocks. Enterprise Financial Services Corp’s stock is up 21.6% in 2026, down 1.8% in the previous five trading days and up 16.83% in the past year.
Currently, Enterprise Financial Services Corp’s price-earnings ratio is 12.4. Enterprise Financial Services Corp’s trailing 12-month revenue is $693.7 million with a 27.4% net profit margin. Year-over-year quarterly sales growth most recently was 12.6%. Analysts expect adjusted earnings to reach $5.310 per share for the current fiscal year. Enterprise Financial Services Corp currently has a 2.1% dividend yield.
How We Compare BancFirst Corporation and Enterprise Financial Services Corp Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at BancFirst Corporation and Enterprise Financial Services Corp’s stock grades to see how they measure up against one another.
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BancFirst Corporation and Enterprise Financial Services Corp Growth Grades
| Company | Ticker | Growth |
| BancFirst Corporation | BANF | A |
| Enterprise Financial Services Corp | EFSC | B |
The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.
In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.
The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.
BancFirst Corporation has a Growth Score of 89, which is Very Strong.
Enterprise Financial Services Corp has a Growth Score of 69, which is Strong.
The Growth Grade Winner: BancFirst Corporation
As you can clearly see from the Growth Grade breakdown above, BancFirst Corporation has a more attractive growth grade than Enterprise Financial Services Corp. For investors who focus solely on how a company is growing relative to other companies in the same industry, BancFirst Corporation could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
BancFirst Corporation and Enterprise Financial Services Corp’s Quality Grades
| Company | Ticker | Quality |
| BancFirst Corporation | BANF | F |
| Enterprise Financial Services Corp | EFSC | F |
Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.
The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.
The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.
Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.
BancFirst Corporation has a Quality Score of 19, which is Very Weak.
Enterprise Financial Services Corp has a Quality Score of 19, which is Very Weak.
The Quality Stock Winner: No Clear Winner
Neither BancFirst Corporation or Enterprise Financial Services Corp has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if BancFirst Corporation or Enterprise Financial Services Corp is the better investment when it comes to quality.
BancFirst Corporation and Enterprise Financial Services Corp’s Estimate Revisions Grades
| Company | Ticker | Earnings Estimate |
| BancFirst Corporation | BANF | D |
| Enterprise Financial Services Corp | EFSC | F |
Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).
Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.
BancFirst Corporation has a Earnings Estimate Score of 77, which is Positive.
Enterprise Financial Services Corp has a Earnings Estimate Score of 19, which is Very Negative.
The Earnings Estimate Revisions Grade Winner: BancFirst Corporation
As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, BancFirst Corporation has a better Earnings Estimate Revisions Grade than Enterprise Financial Services Corp. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, BancFirst Corporation could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
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Other BancFirst Corporation and Enterprise Financial Services Corp Grades
In addition to Growth, Quality and Estimate Revisions, A+ Investor also provides grades for Value and Momentum.
Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.
Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.
These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether BancFirst Corporation and Enterprise Financial Services Corp pass any of our 60+ stock screens that have outperformed the market since their creation.
So, Which Is the Better Investment, BancFirst Corporation or Enterprise Financial Services Corp Stock?
Overall, BancFirst Corporation stock has a Growth Score of 89, Estimate Revisions Score of 77 and Quality Score of 19.
Enterprise Financial Services Corp stock has a Growth Score of 69, Estimate Revisions Score of 19 and Quality Score of 19.
Comparing BancFirst Corporation and Enterprise Financial Services Corp’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.
Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.
A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.
AAII Disclaimer
We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.
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