Which Is a Better Investment, Manulife Financial Corp (USA) or Prudential Financial Inc Stock?

By Jenna Brashear
September 02, 2026
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Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Prudential Financial, Inc. or Manulife Financial Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Prudential Financial, Inc. and Manulife Financial Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Prudential Financial, Inc. and Manulife Financial Corporation

Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; group annuities and other products; international reinsurance; investment only products; and FlexGuard suite, Fixed annuities, and variable annuities, as well as develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance; and supplemental health solutions including accident, critical illness, and hospital indemnity. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks, financial professionals, and trusted partnerships. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. It operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels, including agents and brokers affiliated with the company, independent securities brokerage firms and financial advisors pension plan consultants, and banks. The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance, and guaranteed and partially guaranteed annuity products through multiple distribution channels, including insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. The company also manages timberland and agricultural portfolios; and engages in the insurance agency, broker dealer, investment counseling, portfolio and mutual fund management, property and casualty insurance, and fund and investment management businesses. In addition, it provides integrated banking products and services, as well as offers asset management services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.

Latest Insurance and Prudential Financial, Inc., Manulife Financial Corporation Stock News

As of September 1, 2026, Prudential Financial, Inc. had a $40.4 billion market capitalization, compared to the Insurance median of $7.2 million. Prudential Financial, Inc.’s stock is up 6.2% in 2026, down 0.3% in the previous five trading days and up 6.82% in the past year.

Currently, Prudential Financial, Inc.’s price-earnings ratio is 10.6. Prudential Financial, Inc.’s trailing 12-month revenue is $65.2 billion with a 6.0% net profit margin. Year-over-year quarterly sales growth most recently was 14.1%. Analysts expect adjusted earnings to reach $14.521 per share for the current fiscal year. Prudential Financial, Inc. currently has a 4.8% dividend yield.

As of September 1, 2026, Manulife Financial Corporation had a $70.2 billion market cap, putting it in the 95th percentile of all stocks. Manulife Financial Corporation’s stock is up 19.3% in 2026, up 0.1% in the previous five trading days and up 37.04% in the past year.

Currently, Manulife Financial Corporation’s price-earnings ratio is 16.2. Manulife Financial Corporation’s trailing 12-month revenue is $23.3 billion with a 20.3% net profit margin. Year-over-year quarterly sales growth most recently was 6.3%. Analysts expect adjusted earnings to reach $3.241 per share for the current fiscal year. Manulife Financial Corporation currently has a 4.6% dividend yield.

How We Compare Prudential Financial, Inc. and Manulife Financial Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Prudential Financial, Inc. and Manulife Financial Corporation’s stock grades to see how they measure up against one another.

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Prudential Financial, Inc. and Manulife Financial Corporation Stock Value Grades

Company Ticker Value
Prudential Financial, Inc. PRU A
Manulife Financial Corporation MFC A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Prudential Financial, Inc. has a Value Score of 88, which is Deep Value. Manulife Financial Corporation has a Value Score of 84, which is Deep Value.

The Value Stock Winner: It’s a Tie!

Looking at the Value Grade breakdown above, both Prudential Financial, Inc. and Manulife Financial Corporation have a Value Grade of A. For investors who focus solely on a company’s valuation, you will need to conduct further research into both of these companies’ other metrics to see if they could be good additions to your portfolio. It’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Prudential Financial, Inc. and Manulife Financial Corporation’s Momentum Grades

Company Ticker Momentum
Prudential Financial, Inc. PRU C
Manulife Financial Corporation MFC B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Prudential Financial, Inc. has a Momentum Score of 58, which is Average. Manulife Financial Corporation has a Momentum Score of 70, which is Strong.

The Momentum Grade Winner: Manulife Financial Corporation

As you can clearly see from the Momentum Grade breakdown above, Manulife Financial Corporation is considered to have stronger momentum compared to Prudential Financial, Inc.. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Manulife Financial Corporation could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Prudential Financial, Inc. and Manulife Financial Corporation’s Estimate Revisions Grades

Company Ticker Earnings Estimate
Prudential Financial, Inc. PRU B
Manulife Financial Corporation MFC C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Prudential Financial, Inc. has a Earnings Estimate Score of 77, which is Positive. Manulife Financial Corporation has a Earnings Estimate Score of 43, which is Neutral.

The Earnings Estimate Revisions Grade Winner: Prudential Financial, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Prudential Financial, Inc. has a better Earnings Estimate Revisions Grade than Manulife Financial Corporation. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Prudential Financial, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Don’t Forget Your Free Special Report on How A+ Grades Can Help You Make Investment Decisions

Other Prudential Financial, Inc. and Manulife Financial Corporation Grades

In addition to Value, Estimate Revisions and Momentum, A+ Investor also provides grades for Growth and Quality.

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Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Prudential Financial, Inc. and Manulife Financial Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Prudential Financial, Inc. or Manulife Financial Corporation Stock?

Overall, Prudential Financial, Inc. stock has a Value Score of 88, Momentum Score of 58 and Estimate Revisions Score of 77.

Manulife Financial Corporation stock has a Value Score of 84, Momentum Score of 70 and Estimate Revisions Score of 43.

Comparing Prudential Financial, Inc. and Manulife Financial Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

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AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.



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