Sifting through countless of stocks in the Mortgage Real Estate Investment Trusts (REITs) industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Annaly Capital Management, Inc. or AGNC Investment Corp. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Annaly Capital Management, Inc. and AGNC Investment Corp. compare based on key financial metrics to determine which better meets your investment needs.

About Annaly Capital Management, Inc. and AGNC Investment Corp.

Annaly Capital Management, Inc., a diversified capital manager, engages in the residential mortgage finance business. The company invests in agency mortgage-backed securities collateralized by residential mortgages; non-agency residential whole loans and securitized products within the residential and commercial markets; mortgage servicing rights; agency commercial mortgage-backed securities; to-be-announced forward contracts; residential mortgage-backed securities; residential mortgage loans; and agency or private label credit risk transfer securities. It has elected to be taxed as a real estate investment trust (REIT). As a REIT, it is not subject to federal income tax to the extent that it distributes its taxable income to its shareholders. Annaly Capital Management, Inc. was incorporated in 1996 and is based in New York, New York.

AGNC Investment Corp. provides private capital to housing market in the United States. It invests in residential mortgage pass-through securities and collateralized mortgage obligations for which the principal and interest payments are guaranteed by the United States government-sponsored enterprise or by the United States government agency. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal or state corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as American Capital Agency Corp. and changed its name to AGNC Investment Corp. in September 2016. AGNC Investment Corp. was incorporated in 2008 and is headquartered in Bethesda, Maryland.

Latest Mortgage Real Estate Investment Trusts (REITs) and Annaly Capital Management, Inc., AGNC Investment Corp. Stock News

As of May 20, 2026, Annaly Capital Management, Inc. had a $15.8 billion market capitalization, compared to the Mortgage Real Estate Investment Trusts (REITs) median of $661.3 million. Annaly Capital Management, Inc.’s stock is down 3.3% in 2026, down 1.6% in the previous five trading days and up 9.05% in the past year.

Currently, Annaly Capital Management, Inc.’s price-earnings ratio is 7.2. Annaly Capital Management, Inc.’s trailing 12-month revenue is $2.5 billion with a 87.4% net profit margin. Year-over-year quarterly sales growth most recently was 48.8%. Analysts expect adjusted earnings to reach $3.003 per share for the current fiscal year. Annaly Capital Management, Inc. currently has a 13.0% dividend yield.

As of May 20, 2026, AGNC Investment Corp. had a $11.8 billion market cap, putting it in the 80th percentile of all stocks. AGNC Investment Corp.’s stock is down 4.3% in 2026, down 2.7% in the previous five trading days and up 12.02% in the past year.

Currently, AGNC Investment Corp.’s price-earnings ratio is 8.5. AGNC Investment Corp.’s trailing 12-month revenue is $1.6 billion with a 91.7% net profit margin. As of May 20, 2026, AGNC Investment Corp. has not reported significant year-over-year quarterly sales. Analysts expect adjusted earnings to reach $1.570 per share for the current fiscal year. AGNC Investment Corp. currently has a 14.0% dividend yield.

How We Compare Annaly Capital Management, Inc. and AGNC Investment Corp. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Annaly Capital Management, Inc. and AGNC Investment Corp.’s stock grades to see how they measure up against one another.

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Annaly Capital Management, Inc. and AGNC Investment Corp. Growth Grades

Company	Ticker	Growth
Annaly Capital Management, Inc.	NLY	na
AGNC Investment Corp.	AGNC	na

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Annaly Capital Management, Inc. does not have a meaningful Growth Score. AGNC Investment Corp. does not have a meaningful Growth Score.

The Growth Stock Winner: No Clear Winner

Neither Annaly Capital Management, Inc. or AGNC Investment Corp. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Annaly Capital Management, Inc. or AGNC Investment Corp. is the better investment when it comes to sustainable growth.

Annaly Capital Management, Inc. and AGNC Investment Corp.’s Quality Grades

Company	Ticker	Quality
Annaly Capital Management, Inc.	NLY	F
AGNC Investment Corp.	AGNC	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Annaly Capital Management, Inc. has a Quality Score of 6, which is Very Weak. AGNC Investment Corp. has a Quality Score of 8, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Annaly Capital Management, Inc. or AGNC Investment Corp. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Annaly Capital Management, Inc. or AGNC Investment Corp. is the better investment when it comes to quality.

Annaly Capital Management, Inc. and AGNC Investment Corp.’s Momentum Grades

Company	Ticker	Momentum
Annaly Capital Management, Inc.	NLY	C
AGNC Investment Corp.	AGNC	C

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Annaly Capital Management, Inc. has a Momentum Score of 44, which is Average. AGNC Investment Corp. has a Momentum Score of 43, which is Average.

The Momentum Stock Winner: No Clear Winner

Neither Annaly Capital Management, Inc. or AGNC Investment Corp. has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Annaly Capital Management, Inc. or AGNC Investment Corp. is the better investment when it comes to momentum.

Other Annaly Capital Management, Inc. and AGNC Investment Corp. Grades

In addition to Momentum, Growth and Quality, A+ Investor also provides grades for Value and Estimate Revisions.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Annaly Capital Management, Inc. and AGNC Investment Corp. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Annaly Capital Management, Inc. or AGNC Investment Corp. Stock?

Overall, Annaly Capital Management, Inc. stock has a Growth Score of , Momentum Score of 44 and Quality Score of 6.

AGNC Investment Corp. stock has a Growth Score of , Momentum Score of 43 and Quality Score of 8.

Comparing Annaly Capital Management, Inc. and AGNC Investment Corp.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.