Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Huntington Bancshares Incorporated, Citizens Financial Group or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Huntington Bancshares Incorporated, Citizens Financial Group and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Huntington Bancshares Incorporated, Citizens Financial Group and Inc.

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services. It offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. The company also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer finance, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans; dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. In addition, it offers equipment financing, asset-based lending, distribution finance, structured lending, municipal financing solutions, and Huntington ChoicePay. Additionally, the company provides lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, fund finance, Native American financial, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.

Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Latest Banks and Huntington Bancshares Incorporated, Citizens Financial Group, Inc. Stock News

As of September 2, 2026, Huntington Bancshares Incorporated had a $34.1 billion market capitalization, compared to the Banks median of $750.0 million. Huntington Bancshares Incorporated’s stock is down 2.5% in 2026, up 0.3% in the previous five trading days and down 4.53% in the past year.

Currently, Huntington Bancshares Incorporated’s price-earnings ratio is 13.1. Huntington Bancshares Incorporated’s trailing 12-month revenue is $9.2 billion with a 26.1% net profit margin. Year-over-year quarterly sales growth most recently was 47.6%. Analysts expect adjusted earnings to reach $1.594 per share for the current fiscal year. Huntington Bancshares Incorporated currently has a 3.7% dividend yield.

As of September 2, 2026, Citizens Financial Group, Inc. had a $29.4 billion market cap, putting it in the 89th percentile of all stocks. Citizens Financial Group, Inc.’s stock is up 20.5% in 2026, up 0.3% in the previous five trading days and up 35.23% in the past year.

Currently, Citizens Financial Group, Inc.’s price-earnings ratio is 15.2. Citizens Financial Group, Inc.’s trailing 12-month revenue is $8.2 billion with a 26.1% net profit margin. Year-over-year quarterly sales growth most recently was 14.7%. Analysts expect adjusted earnings to reach $5.303 per share for the current fiscal year. Citizens Financial Group, Inc. currently has a 2.6% dividend yield.

How We Compare Huntington Bancshares Incorporated, Citizens Financial Group and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Huntington Bancshares Incorporated, Citizens Financial Group and Inc.’s stock grades to see how they measure up against one another.

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Huntington Bancshares Incorporated, Citizens Financial Group and Inc. Growth Grades

Company	Ticker	Growth
Huntington Bancshares Incorporated	HBAN	A
Citizens Financial Group, Inc.	CFG	B

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Huntington Bancshares Incorporated has a Growth Score of 82, which is Very Strong. Citizens Financial Group, Inc. has a Growth Score of 77, which is Strong.

The Growth Grade Winner: Huntington Bancshares Incorporated

As you can clearly see from the Growth Grade breakdown above, Huntington Bancshares Incorporated has a more attractive growth grade than Citizens Financial Group, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, Huntington Bancshares Incorporated could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Huntington Bancshares Incorporated, Citizens Financial Group and Inc.’s Momentum Grades

Company	Ticker	Momentum
Huntington Bancshares Incorporated	HBAN	D
Citizens Financial Group, Inc.	CFG	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Huntington Bancshares Incorporated has a Momentum Score of 37, which is Weak. Citizens Financial Group, Inc. has a Momentum Score of 67, which is Strong.

The Momentum Grade Winner: Citizens Financial Group, Inc.

As you can clearly see from the Momentum Grade breakdown above, Citizens Financial Group, Inc. is considered to have stronger momentum compared to Huntington Bancshares Incorporated. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Citizens Financial Group, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Huntington Bancshares Incorporated, Citizens Financial Group and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Huntington Bancshares Incorporated	HBAN	C
Citizens Financial Group, Inc.	CFG	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Huntington Bancshares Incorporated has a Earnings Estimate Score of 44, which is Neutral. Citizens Financial Group, Inc. has a Earnings Estimate Score of 64, which is Positive.

The Earnings Estimate Revisions Grade Winner: Citizens Financial Group, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Citizens Financial Group, Inc. has a better Earnings Estimate Revisions Grade than Huntington Bancshares Incorporated. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Citizens Financial Group, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Huntington Bancshares Incorporated, Citizens Financial Group and Inc. Grades

In addition to Momentum, Growth and Estimate Revisions, A+ Investor also provides grades for Value and Quality.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Huntington Bancshares Incorporated, Citizens Financial Group and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Huntington Bancshares Incorporated, Citizens Financial Group or Inc. Stock?

Overall, Huntington Bancshares Incorporated stock has a Growth Score of 82, Momentum Score of 37 and Estimate Revisions Score of 44.

Citizens Financial Group, Inc. stock has a Growth Score of 77, Momentum Score of 67 and Estimate Revisions Score of 64.

Comparing Huntington Bancshares Incorporated, Citizens Financial Group and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.