Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Flywire Corporation or DLocal Limited because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Flywire Corporation and DLocal Limited compare based on key financial metrics to determine which better meets your investment needs.

About Flywire Corporation and DLocal Limited

Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts. It also offers a payment network, which has access to a set of payment methods, including banks, third-party payment providers, payment networks, and digital wallets; and direct connections to alternative payment methods consisting of Alipay, Boleto, PayPal / Venmo, and Trustly. In addition, the company provides vertical-specific software comprising vertical-specific digital workflows; integration and synchronization to core and industry specific systems; real-time access; and predictive analytics. It serves education, healthcare, travel, and B2B industries. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

Latest Financial Services and Flywire Corporation, DLocal Limited Stock News

As of September 2, 2026, Flywire Corporation had a $2.3 billion market capitalization, compared to the Financial Services median of $2.3 million. Flywire Corporation’s stock is up 32.1% in 2026, in the previous five trading days and up 43.41% in the past year.

Currently, Flywire Corporation’s price-earnings ratio is 72.7. Flywire Corporation’s trailing 12-month revenue is $713.5 million with a 4.8% net profit margin. Year-over-year quarterly sales growth most recently was 27.1%. Analysts expect adjusted earnings to reach $1.053 per share for the current fiscal year. Flywire Corporation does not currently pay a dividend.

As of September 2, 2026, DLocal Limited had a $4.6 billion market cap, putting it in the 66th percentile of all stocks. DLocal Limited’s stock is up 11.6% in 2026, up 4.2% in the previous five trading days and up 9.8% in the past year.

Currently, DLocal Limited’s price-earnings ratio is 24.3. DLocal Limited’s trailing 12-month revenue is $1.2 billion with a 15.0% net profit margin. Year-over-year quarterly sales growth most recently was 54.9%. Analysts expect adjusted earnings to reach $0.852 per share for the current fiscal year. DLocal Limited currently has a 1.2% dividend yield.

How We Compare Flywire Corporation and DLocal Limited Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Flywire Corporation and DLocal Limited’s stock grades to see how they measure up against one another.

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Flywire Corporation and DLocal Limited Stock Value Grades

Company	Ticker	Value
Flywire Corporation	FLYW	D
DLocal Limited	DLO	D

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Flywire Corporation has a Value Score of 24, which is Expensive. DLocal Limited has a Value Score of 34, which is Expensive.

The Value Stock Winner: No Clear Winner

Neither Flywire Corporation or DLocal Limited has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if Flywire Corporation or DLocal Limited is the better investment when it comes to value.

Flywire Corporation and DLocal Limited’s Momentum Grades

Company	Ticker	Momentum
Flywire Corporation	FLYW	A
DLocal Limited	DLO	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Flywire Corporation has a Momentum Score of 81, which is Very Strong. DLocal Limited has a Momentum Score of 73, which is Strong.

The Momentum Grade Winner: Flywire Corporation

As you can clearly see from the Momentum Grade breakdown above, Flywire Corporation is considered to have stronger momentum compared to DLocal Limited. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Flywire Corporation could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Flywire Corporation and DLocal Limited’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Flywire Corporation	FLYW	C
DLocal Limited	DLO	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Flywire Corporation has a Earnings Estimate Score of 52, which is Neutral. DLocal Limited has a Earnings Estimate Score of 29, which is Negative.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Flywire Corporation or DLocal Limited has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Flywire Corporation or DLocal Limited is the better investment when it comes to estimate revisions.

Other Flywire Corporation and DLocal Limited Grades

In addition to Value, Estimate Revisions and Momentum, A+ Investor also provides grades for Growth and Quality.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Flywire Corporation and DLocal Limited pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Flywire Corporation or DLocal Limited Stock?

Overall, Flywire Corporation stock has a Value Score of 24, Momentum Score of 81 and Estimate Revisions Score of 52.

DLocal Limited stock has a Value Score of 34, Momentum Score of 73 and Estimate Revisions Score of 29.

Comparing Flywire Corporation and DLocal Limited’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.