Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Jack Henry & Associates, Inc. or CGI Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Jack Henry & Associates, Inc. and CGI Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Jack Henry & Associates, Inc. and CGI Inc.

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate Services segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks; and Symitar, a system designed for credit unions. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and services; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

CGI Inc. provides information technology and business process services in Western and Southern Europe, the United States, Canada, Scandinavia, Northwest and Central-East Europe, the United Kingdom, Australia, Germany, Finland, Poland, Baltics, and the Asia Pacific. It offers end-to-end services and solutions, including business and strategic IT consulting; systems integration, such as data integration, AI and automation integration, cloud integration, Internet of Things, enterprise application integration, application programming interface integration, and legacy system modernization; managed IT and business process; and application services comprising application management, DevSecOps, application modernization and rationalization, and quality engineering and assurance. The company also provides infrastructure services, which include legacy infrastructure modernization, cloud and hybrid infrastructure management, IT service management, FinOps-enabled cloud management, cyber resilience and compliance, site reliability engineering and AIOps, and infrastructure-as-code; and intellectual property business solutions. It serves banking and capital markets, communications and media, energy and utilities, government, health, insurance, life sciences, manufacturing, retail and consumer services, space, transportation, and logistics industries. The company was formerly known as CGI Group Inc. and changed its name to CGI Inc. in January 2019. CGI Inc. was founded in 1976 and is headquartered in Montreal, Canada.

Latest Financial Services and Jack Henry & Associates, Inc., CGI Inc. Stock News

As of September 1, 2026, Jack Henry & Associates, Inc. had a $11.8 billion market capitalization, compared to the Financial Services median of $2.3 million. Jack Henry & Associates, Inc.’s stock is down 8.5% in 2026, down 3.1% in the previous five trading days and up 2.97% in the past year.

Currently, Jack Henry & Associates, Inc.’s price-earnings ratio is 24.1. Jack Henry & Associates, Inc.’s trailing 12-month revenue is $2.5 billion with a 19.8% net profit margin. Year-over-year quarterly sales growth most recently was 4.6%. Analysts expect adjusted earnings to reach $7.227 per share for the current fiscal year. Jack Henry & Associates, Inc. currently has a 1.5% dividend yield.

As of September 1, 2026, CGI Inc. had a $15.1 billion market cap, putting it in the 83rd percentile of all stocks. CGI Inc.’s stock is down 21.1% in 2026, down 0.5% in the previous five trading days and down 24.14% in the past year.

Currently, CGI Inc.’s price-earnings ratio is 13.0. CGI Inc.’s trailing 12-month revenue is $11.6 billion with a 10.5% net profit margin. Year-over-year quarterly sales growth most recently was -1.5%. Analysts expect adjusted earnings to reach $6.418 per share for the current fiscal year. CGI Inc. currently has a 0.9% dividend yield.

How We Compare Jack Henry & Associates, Inc. and CGI Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Jack Henry & Associates, Inc. and CGI Inc.’s stock grades to see how they measure up against one another.

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Jack Henry & Associates, Inc. and CGI Inc. Stock Value Grades

Company	Ticker	Value
Jack Henry & Associates, Inc.	JKHY	D
CGI Inc.	GIB	A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Jack Henry & Associates, Inc. has a Value Score of 29, which is Expensive. CGI Inc. has a Value Score of 86, which is Deep Value.

The Value Stock Winner: CGI Inc.

As you can clearly see from the Value Grade breakdown above, CGI Inc. is considered to have better value than Jack Henry & Associates, Inc.. For investors who focus solely on a company’s valuation, CGI Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Jack Henry & Associates, Inc. and CGI Inc. Growth Grades

Company	Ticker	Growth
Jack Henry & Associates, Inc.	JKHY	A
CGI Inc.	GIB	B

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Jack Henry & Associates, Inc. has a Growth Score of 100, which is Very Strong. CGI Inc. has a Growth Score of 73, which is Strong.

The Growth Grade Winner: Jack Henry & Associates, Inc.

As you can clearly see from the Growth Grade breakdown above, Jack Henry & Associates, Inc. has a more attractive growth grade than CGI Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, Jack Henry & Associates, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Jack Henry & Associates, Inc. and CGI Inc.’s Quality Grades

Company	Ticker	Quality
Jack Henry & Associates, Inc.	JKHY	A
CGI Inc.	GIB	A

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Jack Henry & Associates, Inc. has a Quality Score of 98, which is Very Strong. CGI Inc. has a Quality Score of 92, which is Very Strong.

The Quality Grade Winner: It’s a Tie!

Looking at the Quality Grade breakdown above, both Jack Henry & Associates, Inc. and CGI Inc. have a grade of A. For investors who focus solely on a company’s overall quality, you will need to conduct further research into both companies to see if they are a good fit for your portfolio. As a good rule of thumb, you should always analyze multiple factors based on a wide range of metrics before choosing a company to invest in.

Other Jack Henry & Associates, Inc. and CGI Inc. Grades

In addition to Growth, Quality and Value, A+ Investor also provides grades for Momentum and Estimate Revisions.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Jack Henry & Associates, Inc. and CGI Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Jack Henry & Associates, Inc. or CGI Inc. Stock?

Overall, Jack Henry & Associates, Inc. stock has a Value Score of 29, Growth Score of 100 and Quality Score of 98.

CGI Inc. stock has a Value Score of 86, Growth Score of 73 and Quality Score of 92.

Comparing Jack Henry & Associates, Inc. and CGI Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.