Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in StoneCo Ltd., Robinhood Markets or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how StoneCo Ltd., Robinhood Markets and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About StoneCo Ltd., Robinhood Markets and Inc.

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking, and credit solutions. It offers payment solutions of electronic payments and alternative payment methods, such as payment slips and Pix transactions; digital product to help merchants improve their consumers’ experience, which include split-payment processing, multi-payment processing, and recurring payments for subscriptions; and tap on phone solution. In addition, the company provides prepayment; digital banking; and credit solution. The company serves online, offline, and omni-channel sales clients under Stone, tonstone, and paggar.me. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.

Robinhood Markets, Inc. operates financial services platform in the United States. The company’s platform allows users to invest in stocks, exchange-traded funds (ETFs), and American depository receipts. It offers fractional trading, recurring investments, access to investing on margin, fully-paid securities lending, cash sweep, instant withdrawals, retirement program, around-the-clock trading, joint investing accounts, event contracts, future contract services, and short selling. The company also provides various learning and education solutions comprise Snacks, an accessible digest of business news stories for a new generation of investors; Learn, which is an online collection of guides, feature tutorials, and financial dictionary; Newsfeeds that offer access to free, premium news from sites from various sites, such as Barron’s, Reuters, and Dow Jones. In addition, the company offers In-App Education, a resource that covers investing fundamentals, including why people invest, a stock market overview, and tips on how to define investing goals, as well as allows customers to understand the basics of investing before their first trade; and Crypto Learn and Earn, an educational module available to various crypto customers through Robinhood Learn to teach customers the basics related to cryptocurrency. Further, it provides Robinhood credit cards, cash card and spending accounts, and wallets. Robinhood Markets, Inc. was incorporated in 2013 and is headquartered in Menlo Park, California.

Latest Financial Services and StoneCo Ltd., Robinhood Markets, Inc. Stock News

As of September 11, 2026, StoneCo Ltd. had a $2.3 billion market capitalization, compared to the Financial Services median of $2.4 million. StoneCo Ltd.’s stock is NA in 2026, NA in the previous five trading days and down 42.68% in the past year.

Currently, StoneCo Ltd.’s price-earnings ratio is 3.9. StoneCo Ltd.’s trailing 12-month revenue is $2.6 billion with a 24.7% net profit margin. Year-over-year quarterly sales growth most recently was 6.8%. Analysts expect adjusted earnings to reach $1.965 per share for the current fiscal year. StoneCo Ltd. does not currently pay a dividend.

Currently, Robinhood Markets, Inc.’s price-earnings ratio is 49.9. Robinhood Markets, Inc.’s trailing 12-month revenue is $4.9 billion with a 42.0% net profit margin. Year-over-year quarterly sales growth most recently was 32.3%. Analysts expect adjusted earnings to reach $2.540 per share for the current fiscal year. Robinhood Markets, Inc. does not currently pay a dividend.

How We Compare StoneCo Ltd., Robinhood Markets and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at StoneCo Ltd., Robinhood Markets and Inc.’s stock grades to see how they measure up against one another.

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StoneCo Ltd., Robinhood Markets and Inc. Growth Grades

Company	Ticker	Growth
StoneCo Ltd.	STNE	D
Robinhood Markets, Inc.	HOOD	D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

StoneCo Ltd. has a Growth Score of 31, which is Weak. Robinhood Markets, Inc. has a Growth Score of 26, which is Weak.

The Growth Stock Winner: No Clear Winner

Neither StoneCo Ltd., Robinhood Markets or Inc. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if StoneCo Ltd., Robinhood Markets or Inc. is the better investment when it comes to sustainable growth.

StoneCo Ltd., Robinhood Markets and Inc.’s Quality Grades

Company	Ticker	Quality
StoneCo Ltd.	STNE	B
Robinhood Markets, Inc.	HOOD	D

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

StoneCo Ltd. has a Quality Score of 74, which is Strong. Robinhood Markets, Inc. has a Quality Score of 31, which is Weak.

The Quality Grade Winner: StoneCo Ltd.

As you can clearly see from the Quality Grade breakdown above, StoneCo Ltd. has a better overall quality grade than Robinhood Markets, Inc.. For investors who are looking for companies with higher quality than others in the same industry, StoneCo Ltd. could be a good stock to add to their portfolios. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

StoneCo Ltd., Robinhood Markets and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
StoneCo Ltd.	STNE	D
Robinhood Markets, Inc.	HOOD	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

StoneCo Ltd. has a Earnings Estimate Score of 22, which is Negative. Robinhood Markets, Inc. has a Earnings Estimate Score of 71, which is Positive.

The Earnings Estimate Revisions Grade Winner: Robinhood Markets, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Robinhood Markets, Inc. has a better Earnings Estimate Revisions Grade than StoneCo Ltd.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Robinhood Markets, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other StoneCo Ltd., Robinhood Markets and Inc. Grades

In addition to Quality, Estimate Revisions and Growth, A+ Investor also provides grades for Value and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether StoneCo Ltd., Robinhood Markets and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, StoneCo Ltd., Robinhood Markets or Inc. Stock?

Overall, StoneCo Ltd. stock has a Growth Score of 31, Estimate Revisions Score of 22 and Quality Score of 74.

Robinhood Markets, Inc. stock has a Growth Score of 26, Estimate Revisions Score of 71 and Quality Score of 31.

Comparing StoneCo Ltd., Robinhood Markets and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.