Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Glacier Bancorp, Inc., United Bankshares or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Glacier Bancorp, Inc., United Bankshares and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Glacier Bancorp, Inc., United Bankshares and Inc.

Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers retail banking; business banking and mortgage origination and loan servicing services. The company also accepts deposit products, including non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal, demand deposit accounts, savings, money market deposits, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. In addition, it offers credit risk management, construction and permanent loans on residential real estate, consumer land or lot loans, unimproved land and land development loans, construction loans, commercial real estate loans, agricultural and consumer lending, home equity loans, and states and political subdivisions lending, as well as residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. Glacier Bancorp, Inc. was founded in 1955 and is headquartered in Kalispell, Montana.

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Latest Banks and Glacier Bancorp, Inc., United Bankshares, Inc. Stock News

As of September 2, 2026, Glacier Bancorp, Inc. had a $6.0 billion market capitalization, compared to the Banks median of $750.0 million. Glacier Bancorp, Inc.’s stock is up 5.2% in 2026, down 1.9% in the previous five trading days and down 4.8% in the past year.

Currently, Glacier Bancorp, Inc.’s price-earnings ratio is 19.0. Glacier Bancorp, Inc.’s trailing 12-month revenue is $1.1 billion with a 27.6% net profit margin. Year-over-year quarterly sales growth most recently was 41.5%. Analysts expect adjusted earnings to reach $3.122 per share for the current fiscal year. Glacier Bancorp, Inc. currently has a 2.8% dividend yield.

As of September 2, 2026, United Bankshares, Inc. had a $6.4 billion market cap, putting it in the 71st percentile of all stocks. United Bankshares, Inc.’s stock is up 23.9% in 2026, up 0.2% in the previous five trading days and up 24.44% in the past year.

Currently, United Bankshares, Inc.’s price-earnings ratio is 12.9. United Bankshares, Inc.’s trailing 12-month revenue is $1.3 billion with a 41.2% net profit margin. Year-over-year quarterly sales growth most recently was 6.3%. Analysts expect adjusted earnings to reach $3.683 per share for the current fiscal year. United Bankshares, Inc. currently has a 3.2% dividend yield.

How We Compare Glacier Bancorp, Inc., United Bankshares and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Glacier Bancorp, Inc., United Bankshares and Inc.’s stock grades to see how they measure up against one another.

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Glacier Bancorp, Inc., United Bankshares and Inc. Stock Value Grades

Company	Ticker	Value
Glacier Bancorp, Inc.	GBCI	D
United Bankshares, Inc.	UBSI	B

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Glacier Bancorp, Inc. has a Value Score of 32, which is Expensive. United Bankshares, Inc. has a Value Score of 64, which is Value.

The Value Stock Winner: United Bankshares, Inc.

As you can clearly see from the Value Grade breakdown above, United Bankshares, Inc. is considered to have better value than Glacier Bancorp, Inc.. For investors who focus solely on a company’s valuation, United Bankshares, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Glacier Bancorp, Inc., United Bankshares and Inc. Growth Grades

Company	Ticker	Growth
Glacier Bancorp, Inc.	GBCI	B
United Bankshares, Inc.	UBSI	C

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Glacier Bancorp, Inc. has a Growth Score of 73, which is Strong. United Bankshares, Inc. has a Growth Score of 43, which is Average.

The Growth Grade Winner: Glacier Bancorp, Inc.

As you can clearly see from the Growth Grade breakdown above, Glacier Bancorp, Inc. has a more attractive growth grade than United Bankshares, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, Glacier Bancorp, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Glacier Bancorp, Inc., United Bankshares and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Glacier Bancorp, Inc.	GBCI	C
United Bankshares, Inc.	UBSI	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Glacier Bancorp, Inc. has a Earnings Estimate Score of 41, which is Neutral. United Bankshares, Inc. has a Earnings Estimate Score of 60, which is Neutral.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Glacier Bancorp, Inc., United Bankshares or Inc. has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Glacier Bancorp, Inc., United Bankshares or Inc. is the better investment when it comes to estimate revisions.

Other Glacier Bancorp, Inc., United Bankshares and Inc. Grades

In addition to Value, Estimate Revisions and Growth, A+ Investor also provides grades for Momentum and Quality.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Glacier Bancorp, Inc., United Bankshares and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Glacier Bancorp, Inc., United Bankshares or Inc. Stock?

Overall, Glacier Bancorp, Inc. stock has a Value Score of 32, Growth Score of 73 and Estimate Revisions Score of 41.

United Bankshares, Inc. stock has a Value Score of 64, Growth Score of 43 and Estimate Revisions Score of 60.

Comparing Glacier Bancorp, Inc., United Bankshares and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.