Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Simmons First National Corporation or Park National Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Simmons First National Corporation and Park National Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Simmons First National Corporation and Park National Corporation

Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services. It also provides ATM services; internet and mobile banking platforms; overdraft facilities; safe deposit boxes; and brokerage services. The company has operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; originates financing leases primarily for the purchase of commercial vehicles, operating/manufacturing equipment, and municipal vehicles/equipment; consumer loans, such as automobile, recreational vehicle, and watercraft loans; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing services; and ParkDirect, a personal banking application. Park National Corporation was founded in 1908 and is headquartered in Newark, Ohio.

Latest Banks and Simmons First National Corporation, Park National Corporation Stock News

As of September 11, 2026, Simmons First National Corporation had a $3.4 billion market capitalization, compared to the Banks median of $756.4 million. Simmons First National Corporation’s stock is up 23% in 2026, up 0.9% in the previous five trading days and up 12.96% in the past year.

Currently, Simmons First National Corporation does not have a price-earnings ratio. Simmons First National Corporation’s trailing 12-month revenue is $110.3 million with a -316.9% net profit margin. Year-over-year quarterly sales growth most recently was 14.3%. Analysts expect adjusted earnings to reach $2.051 per share for the current fiscal year. Simmons First National Corporation currently has a 3.7% dividend yield.

As of September 11, 2026, Park National Corporation had a $3.4 billion market cap, putting it in the 61st percentile of all stocks. Park National Corporation’s stock is up 23.2% in 2026, down 4.2% in the previous five trading days and up 10.92% in the past year.

Currently, Park National Corporation’s price-earnings ratio is 16.7. Park National Corporation’s trailing 12-month revenue is $608.7 million with a 31.3% net profit margin. Year-over-year quarterly sales growth most recently was 25.7%. Analysts expect adjusted earnings to reach $12.985 per share for the current fiscal year. Park National Corporation currently has a 2.3% dividend yield.

How We Compare Simmons First National Corporation and Park National Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Simmons First National Corporation and Park National Corporation’s stock grades to see how they measure up against one another.

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Simmons First National Corporation and Park National Corporation’s Quality Grades

Company	Ticker	Quality
Simmons First National Corporation	SFNC	F
Park National Corporation	PRK	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Simmons First National Corporation has a Quality Score of 16, which is Very Weak. Park National Corporation has a Quality Score of 9, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Simmons First National Corporation or Park National Corporation has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Simmons First National Corporation or Park National Corporation is the better investment when it comes to quality.

Simmons First National Corporation and Park National Corporation’s Momentum Grades

Company	Ticker	Momentum
Simmons First National Corporation	SFNC	C
Park National Corporation	PRK	C

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Simmons First National Corporation has a Momentum Score of 54, which is Average. Park National Corporation has a Momentum Score of 52, which is Average.

The Momentum Stock Winner: No Clear Winner

Neither Simmons First National Corporation or Park National Corporation has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Simmons First National Corporation or Park National Corporation is the better investment when it comes to momentum.

Simmons First National Corporation and Park National Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Simmons First National Corporation	SFNC	D
Park National Corporation	PRK	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Simmons First National Corporation has a Earnings Estimate Score of 36, which is Negative. Park National Corporation has a Earnings Estimate Score of 64, which is Positive.

The Earnings Estimate Revisions Grade Winner: Park National Corporation

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Park National Corporation has a better Earnings Estimate Revisions Grade than Simmons First National Corporation. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Park National Corporation could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Simmons First National Corporation and Park National Corporation Grades

In addition to Momentum, Estimate Revisions and Quality, A+ Investor also provides grades for Value and Growth.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Simmons First National Corporation and Park National Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Simmons First National Corporation or Park National Corporation Stock?

Overall, Simmons First National Corporation stock has a Momentum Score of 54, Estimate Revisions Score of 36 and Quality Score of 16.

Park National Corporation stock has a Momentum Score of 52, Estimate Revisions Score of 64 and Quality Score of 9.

Comparing Simmons First National Corporation and Park National Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.