Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in United Bankshares, Inc., BankUnited or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how United Bankshares, Inc., BankUnited and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About United Bankshares, Inc., BankUnited and Inc.

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Latest Banks and United Bankshares, Inc., BankUnited, Inc. Stock News

As of October 9, 2026, United Bankshares, Inc. had a $6.2 billion market capitalization, compared to the Banks median of $673.5 million. United Bankshares, Inc.’s stock is up 18.4% in 2026, down 3.4% in the previous five trading days and up 22.04% in the past year.

Currently, United Bankshares, Inc.’s price-earnings ratio is 12.4. United Bankshares, Inc.’s trailing 12-month revenue is $1.3 billion with a 41.2% net profit margin. Year-over-year quarterly sales growth most recently was 6.3%. Analysts expect adjusted earnings to reach $3.687 per share for the current fiscal year. United Bankshares, Inc. currently has a 3.3% dividend yield.

As of October 9, 2026, BankUnited, Inc. had a $3.0 billion market cap, putting it in the 60th percentile of all stocks. BankUnited, Inc.’s stock is down 5.1% in 2026, down 2.5% in the previous five trading days and up 5.65% in the past year.

Currently, BankUnited, Inc.’s price-earnings ratio is 11.6. BankUnited, Inc.’s trailing 12-month revenue is $1.0 billion with a 26.2% net profit margin. Year-over-year quarterly sales growth most recently was 4.2%. Analysts expect adjusted earnings to reach $3.860 per share for the current fiscal year. BankUnited, Inc. currently has a 3.1% dividend yield.

How We Compare United Bankshares, Inc., BankUnited and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at United Bankshares, Inc., BankUnited and Inc.’s stock grades to see how they measure up against one another.

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United Bankshares, Inc., BankUnited and Inc. Growth Grades

Company	Ticker	Growth
United Bankshares, Inc.	UBSI	C
BankUnited, Inc.	BKU	B

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

United Bankshares, Inc. has a Growth Score of 43, which is Average. BankUnited, Inc. has a Growth Score of 77, which is Strong.

The Growth Grade Winner: BankUnited, Inc.

As you can clearly see from the Growth Grade breakdown above, BankUnited, Inc. has a more attractive growth grade than United Bankshares, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, BankUnited, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

United Bankshares, Inc., BankUnited and Inc.’s Momentum Grades

Company	Ticker	Momentum
United Bankshares, Inc.	UBSI	B
BankUnited, Inc.	BKU	C

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

United Bankshares, Inc. has a Momentum Score of 63, which is Strong. BankUnited, Inc. has a Momentum Score of 45, which is Average.

The Momentum Grade Winner: United Bankshares, Inc.

As you can clearly see from the Momentum Grade breakdown above, United Bankshares, Inc. is considered to have stronger momentum compared to BankUnited, Inc.. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, United Bankshares, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

United Bankshares, Inc., BankUnited and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
United Bankshares, Inc.	UBSI	B
BankUnited, Inc.	BKU	F

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

United Bankshares, Inc. has a Earnings Estimate Score of 70, which is Positive. BankUnited, Inc. has a Earnings Estimate Score of 16, which is Very Negative.

The Earnings Estimate Revisions Grade Winner: United Bankshares, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, United Bankshares, Inc. has a better Earnings Estimate Revisions Grade than BankUnited, Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, United Bankshares, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other United Bankshares, Inc., BankUnited and Inc. Grades

In addition to Momentum, Estimate Revisions and Growth, A+ Investor also provides grades for Value and Quality.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether United Bankshares, Inc., BankUnited and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, United Bankshares, Inc., BankUnited or Inc. Stock?

Overall, United Bankshares, Inc. stock has a Growth Score of 43, Momentum Score of 63 and Estimate Revisions Score of 70.

BankUnited, Inc. stock has a Growth Score of 77, Momentum Score of 45 and Estimate Revisions Score of 16.

Comparing United Bankshares, Inc., BankUnited and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.