Which Is a Better Investment, Bill.com Holdings Inc or Dassault Systemes SE (ADR) Stock?

By AAII Staff
September 03, 2026
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Sifting through countless of stocks in the Software industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc.

Dassault Systèmes SE provides software solutions and services worldwide. The company offers 3D modeling applications, such as SOLIDWORKS, CATIA, GEOVIA, and BIOVIA; social and collaborative applications, including 3DEXCITE, CENTRIC PLM, and ENOVIA; and simulation applications comprising SIMULIA, DELMIA, 3DVIA. It also provides information intelligence applications consisting of NETVIBES and MEDIDATA; and OUTSCALE, an infrastructure for business experiences, as well as 3DEXPERIENCE platform, a business and innovation platform that provides organizations with a holistic and real-time vision of their business activity and ecosystem. The company distributes its products through direct and indirect sales channels, as well as commercial partners. It primarily serves companies in the aerospace and defense; architecture, engineering and construction; business services; cities and public services; consumer packaged goods – retail; high-tech; home and lifestyle; industrial equipment; infrastructure, energy, and materials; life sciences and healthcare; marine and offshore; and transportation & mobility industries. The company was incorporated in 1981 and is headquartered in Vélizy-Villacoublay, France.

Dassault Systèmes SE provides software solutions and services worldwide. The company offers 3D modeling applications, such as SOLIDWORKS, CATIA, GEOVIA, and BIOVIA; social and collaborative applications, including 3DEXCITE, CENTRIC PLM, and ENOVIA; and simulation applications comprising SIMULIA, DELMIA, 3DVIA. It also provides information intelligence applications consisting of NETVIBES and MEDIDATA; and OUTSCALE, an infrastructure for business experiences, as well as 3DEXPERIENCE platform, a business and innovation platform that provides organizations with a holistic and real-time vision of their business activity and ecosystem. The company distributes its products through direct and indirect sales channels, as well as commercial partners. It primarily serves companies in the aerospace and defense; architecture, engineering and construction; business services; cities and public services; consumer packaged goods – retail; high-tech; home and lifestyle; industrial equipment; infrastructure, energy, and materials; life sciences and healthcare; marine and offshore; and transportation & mobility industries. The company was incorporated in 1981 and is headquartered in Vélizy-Villacoublay, France.

BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. The company offers cloud-based payments, accounts payable, accounts receivable, and spend and expense management solutions. It also provides BILL Spend and Expense, a spend and expense management suite that provides a solution for businesses to have charge cards, build and monitor budgets, manage payments, and eliminate the need for manual expense reports. In addition, the company offers onboarding implementation support, and ongoing support and training services. Additionally, it provides payment services, including ACH, card, real-time, and cross-border payments, as well as checks and pay by card services; lending and deposit products; and value-added services. The company’s artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.

Latest Software and Dassault Systèmes SE, Dassault Systèmes SE Stock News

As of September 2, 2026, Dassault Systèmes SE had a $34.0 billion market capitalization, compared to the Software median of $1.0 million. Dassault Systèmes SE’s stock is NA in 2026, NA in the previous five trading days and down 16.93% in the past year.

Currently, Dassault Systèmes SE does not have a price-earnings ratio. Dassault Systèmes SE’s trailing 12-month revenue is $7.1 billion with a 21.3% net profit margin. As of September 2, 2026, Dassault Systèmes SE has not reported significant year-over-year quarterly sales. Analysts expect adjusted earnings to reach $1.549 per share for the current fiscal year. Dassault Systèmes SE does not currently pay a dividend.

Currently, Dassault Systèmes SE does not have a price-earnings ratio. Dassault Systèmes SE’s trailing 12-month revenue is $7.1 billion with a 21.3% net profit margin. As of September 2, 2026, Dassault Systèmes SE has not reported significant year-over-year quarterly sales. Analysts expect adjusted earnings to reach $1.549 per share for the current fiscal year. Dassault Systèmes SE does not currently pay a dividend.

How We Compare Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc.’s stock grades to see how they measure up against one another.

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Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc. Growth Grades

Company Ticker Growth
Dassault Systèmes SE DASTY A
Dassault Systèmes SE DASTY A
BILL Holdings, Inc. BILL D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Dassault Systèmes SE has a Growth Score of 95, which is Very Strong. Dassault Systèmes SE has a Growth Score of 95, which is Very Strong. BILL Holdings, Inc. has a Growth Score of 40, which is Weak.

The Growth Grade Winner: It’s a Tie!

Looking at the Growth Grade breakdown above, both Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc. have a grade of A. For investors who focus solely on a company’s upward growth, further research should be conducted into both companies’ other financial metrics before deciding whether to invest.

Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc.’s Quality Grades

Company Ticker Quality
Dassault Systèmes SE DASTY B
Dassault Systèmes SE DASTY B
BILL Holdings, Inc. BILL D

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Dassault Systèmes SE has a Quality Score of 78, which is Strong. Dassault Systèmes SE has a Quality Score of 78, which is Strong. BILL Holdings, Inc. has a Quality Score of 40, which is Weak.

The Quality Grade Winner: It’s a Tie!

Looking at the Quality Grade breakdown above, both Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc. have a grade of B. For investors who focus solely on a company’s overall quality, you will need to conduct further research into both companies to see if they are a good fit for your portfolio. As a good rule of thumb, you should always analyze multiple factors based on a wide range of metrics before choosing a company to invest in.

Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc.’s Estimate Revisions Grades

Company Ticker Earnings Estimate
Dassault Systèmes SE DASTY C
Dassault Systèmes SE DASTY C
BILL Holdings, Inc. BILL A

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Dassault Systèmes SE has a Earnings Estimate Score of 43, which is Neutral. Dassault Systèmes SE has a Earnings Estimate Score of 43, which is Neutral. BILL Holdings, Inc. has a Earnings Estimate Score of 87, which is Very Positive.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings or Inc. has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings or Inc. is the better investment when it comes to estimate revisions.

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Other Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc. Grades

In addition to Quality, Growth and Estimate Revisions, A+ Investor also provides grades for Value and Momentum.

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Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings or Inc. Stock?

Overall, Dassault Systèmes SE stock has a Growth Score of 95, Estimate Revisions Score of 43 and Quality Score of 78.

Dassault Systèmes SE stock has a Growth Score of 95, Estimate Revisions Score of 43 and Quality Score of 78.

BILL Holdings, Inc. stock has a Growth Score of 40, Estimate Revisions Score of 87 and Quality Score of 40.

Comparing Dassault Systèmes SE, Dassault Systèmes SE, BILL Holdings and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

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AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.



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