Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Toast, Inc. or Trimble Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Toast, Inc. and Trimble Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Toast, Inc. and Trimble Inc.

Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, India, and internationally. It offers a platform of software-as-a-service for restaurant operations and point of sale, such as Toast POS; Toast IQ, a conversational artificial intelligence; vendor management; multi-location management; kitchen display system; online ordering and delivery. It offers payroll and team management; inventory and supply chain tools; xtraCHEF by toast, a set of back-office tools for restaurants, including accounts payable automation, inventory management, ingredient price tracking, and recipe costing; financial technology solutions, including integrated payment processing, and restaurant-grade hardware. The company was formerly known as Opti Systems, Inc. and changed its name to Toast, Inc. in May 2012. Toast, Inc. was incorporated in 2011 and is headquartered in Boston, Massachusetts.

Trimble Inc. offers technology solutions and platform that enable office professionals and field workers to connect workflows and industry lifecycles in North America, Europe, the Asia Pacific, and internationally. The company provides architecture and interior design; building information modeling, engineering, and virtual design and construction; and construction and owner software products. It also offers field and office software for estimating and job cost management, and project design and visualization; software for 3D design and data sharing; systems to guide and control construction equipment, such as excavators, bulldozers, wheel loaders, motor graders, and paving equipment; systems to monitor, track, and manage assets, equipment, and workers; and software to facilitate the management of the construction process and for sharing and communication of data in real time. In addition, it provides positioning services comprising VRSNow; CenterPoint RTX; FieldPoint RTX; Rangepoint RTX; ViewPoint RTX; and Trimble xFill services. Further, it offers transportation and logistics solutions for shippers, carriers, retailers, and intermediaries, such as carrier transportation management software (TMS) and maintenance solutions to manage core transportation operations and maintenance workflows; transporeon solutions to provide a cloud-based ecosystem that manages the transportation lifecycle from freight sourcing and procurement through transport execution, dock and yard management, and auditing; and MAPS, a mapping and routing solutions that provide the industry standard for truck-specific routing, mileage, and navigation. It sells its technology solutions directly to end users and through software integrations. The company was formerly known as Trimble Navigation Limited and changed its name to Trimble Inc. in October 2016. Trimble Inc. was founded in 1978 and is headquartered in Westminster, Colorado.

Latest Financial Services and Toast, Inc., Trimble Inc. Stock News

As of September 4, 2026, Toast, Inc. had a $19.6 billion market capitalization, compared to the Financial Services median of $2.4 million. Toast, Inc.’s stock is down 6.2% in 2026, down 2.3% in the previous five trading days and down 17.42% in the past year.

Currently, Toast, Inc.’s price-earnings ratio is 43.2. Toast, Inc.’s trailing 12-month revenue is $6.8 billion with a 7.1% net profit margin. Year-over-year quarterly sales growth most recently was 23.1%. Analysts expect adjusted earnings to reach $1.387 per share for the current fiscal year. Toast, Inc. does not currently pay a dividend.

As of September 4, 2026, Trimble Inc. had a $13.9 billion market cap, putting it in the 82nd percentile of all stocks. Trimble Inc.’s stock is down 24.8% in 2026, down 1.7% in the previous five trading days and down 25.39% in the past year.

Currently, Trimble Inc. does not have a price-earnings ratio. Trimble Inc.’s trailing 12-month revenue is $3.8 billion with a -2.8% net profit margin. Year-over-year quarterly sales growth most recently was 11.0%. Analysts expect adjusted earnings to reach $3.669 per share for the current fiscal year. Trimble Inc. does not currently pay a dividend.

How We Compare Toast, Inc. and Trimble Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Toast, Inc. and Trimble Inc.’s stock grades to see how they measure up against one another.

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Toast, Inc. and Trimble Inc. Stock Value Grades

Company	Ticker	Value
Toast, Inc.	TOST	F
Trimble Inc.	TRMB	D

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Toast, Inc. has a Value Score of 14, which is Ultra Expensive. Trimble Inc. has a Value Score of 35, which is Expensive.

The Value Stock Winner: No Clear Winner

Neither Toast, Inc. or Trimble Inc. has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if Toast, Inc. or Trimble Inc. is the better investment when it comes to value.

Toast, Inc. and Trimble Inc. Growth Grades

Company	Ticker	Growth
Toast, Inc.	TOST	D
Trimble Inc.	TRMB	C

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Toast, Inc. has a Growth Score of 40, which is Weak. Trimble Inc. has a Growth Score of 56, which is Average.

The Growth Stock Winner: No Clear Winner

Neither Toast, Inc. or Trimble Inc. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Toast, Inc. or Trimble Inc. is the better investment when it comes to sustainable growth.

Toast, Inc. and Trimble Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Toast, Inc.	TOST	C
Trimble Inc.	TRMB	A

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Toast, Inc. has a Earnings Estimate Score of 57, which is Neutral. Trimble Inc. has a Earnings Estimate Score of 84, which is Very Positive.

The Earnings Estimate Revisions Grade Winner: Trimble Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Trimble Inc. has a better Earnings Estimate Revisions Grade than Toast, Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Trimble Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Toast, Inc. and Trimble Inc. Grades

In addition to Growth, Estimate Revisions and Value, A+ Investor also provides grades for Momentum and Quality.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Toast, Inc. and Trimble Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Toast, Inc. or Trimble Inc. Stock?

Overall, Toast, Inc. stock has a Value Score of 14, Growth Score of 40 and Estimate Revisions Score of 57.

Trimble Inc. stock has a Value Score of 35, Growth Score of 56 and Estimate Revisions Score of 84.

Comparing Toast, Inc. and Trimble Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.