Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in U.S. Bancorp or Banco Bradesco S.A. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how U.S. Bancorp and Banco Bradesco S.A. compare based on key financial metrics to determine which better meets your investment needs.
About U.S. Bancorp and Banco Bradesco S.A.
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services in Brazil and internationally. The company operates in two segments, Banking and Insurance. It engages in banking operations, including investment, national, international, and private banking, as well as investment fund management, consortium administration, middle market and corporate activities, and leasing. The company also provides retail banking products, such as demand, savings, and time deposits, as well as mutual funds, foreign exchange services, and various loans and advances comprising overdrafts, credit cards, and loans with repayments in installments; and fund management and treasury services, corporate finance, and hedge and finance operations, which include working capital financing. In addition, it provides insurance products, such as life, pension, health, and non-life, as well as related insurance operations, supplemental pension plans, and capitalization bonds. Further, the company offers cards, consortia, service packages and fees, auctions, debt renegotiation, and accounts; and various services comprising related transactions and inquiries, profile and help, purchases and benefits, and permissions. It serves individuals, corporates, and businesses. The company was incorporated in 1943 and is headquartered in Osasco, Brazil.
Latest Banks and U.S. Bancorp, Banco Bradesco S.A. Stock News
As of July 31, 2026, U.S. Bancorp had a $98.2 billion market capitalization, compared to the Banks median of $716.9 million. U.S. Bancorp’s stock is up 18.1% in 2026, down 1.5% in the previous five trading days and up 37.34% in the past year.
Currently, U.S. Bancorp’s price-earnings ratio is 13.2. U.S. Bancorp’s trailing 12-month revenue is $26.6 billion with a 29.9% net profit margin. Year-over-year quarterly sales growth most recently was 4.6%. Analysts expect adjusted earnings to reach $5.237 per share for the current fiscal year. U.S. Bancorp currently has a 3.3% dividend yield.
As of July 31, 2026, Banco Bradesco S.A. had a $35.8 billion market cap, putting it in the 91st percentile of all stocks. Banco Bradesco S.A.’s stock is up 8.4% in 2026, up 0.3% in the previous five trading days and up 30.33% in the past year.
Currently, Banco Bradesco S.A.’s price-earnings ratio is 8.6. Banco Bradesco S.A.’s trailing 12-month revenue is $17.6 billion with a 25.4% net profit margin. Year-over-year quarterly sales growth most recently was 21.4%. Analysts expect adjusted earnings to reach $0.496 per share for the current fiscal year. Banco Bradesco S.A. currently has a 1.2% dividend yield.
How We Compare U.S. Bancorp and Banco Bradesco S.A. Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at U.S. Bancorp and Banco Bradesco S.A.’s stock grades to see how they measure up against one another.
Learn more about A+ Investor here!
Sign Up to Receive a Free Special Report Showing How A+ Grades Can Help You Make Smarter Investment Decisions
U.S. Bancorp and Banco Bradesco S.A. Stock Value Grades
| Company | Ticker | Value |
| U.S. Bancorp | USB | B |
| Banco Bradesco S.A. | BBD | A |
Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.
Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.
AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.
U.S. Bancorp has a Value Score of 63, which is Value.
Banco Bradesco S.A. has a Value Score of 82, which is Deep Value.
The Value Stock Winner: Banco Bradesco S.A.
As you can clearly see from the Value Grade breakdown above, Banco Bradesco S.A. is considered to have better value than U.S. Bancorp. For investors who focus solely on a company’s valuation, Banco Bradesco S.A. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
U.S. Bancorp and Banco Bradesco S.A.’s Quality Grades
| Company | Ticker | Quality |
| U.S. Bancorp | USB | D |
| Banco Bradesco S.A. | BBD | F |
Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.
The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.
The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.
Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.
U.S. Bancorp has a Quality Score of 24, which is Weak.
Banco Bradesco S.A. has a Quality Score of 1, which is Very Weak.
The Quality Stock Winner: No Clear Winner
Neither U.S. Bancorp or Banco Bradesco S.A. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if U.S. Bancorp or Banco Bradesco S.A. is the better investment when it comes to quality.
U.S. Bancorp and Banco Bradesco S.A.’s Estimate Revisions Grades
| Company | Ticker | Earnings Estimate |
| U.S. Bancorp | USB | B |
| Banco Bradesco S.A. | BBD | D |
Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).
Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.
U.S. Bancorp has a Earnings Estimate Score of 74, which is Positive.
Banco Bradesco S.A. has a Earnings Estimate Score of 32, which is Negative.
The Earnings Estimate Revisions Grade Winner: U.S. Bancorp
As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, U.S. Bancorp has a better Earnings Estimate Revisions Grade than Banco Bradesco S.A.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, U.S. Bancorp could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
Don’t Forget Your Free Special Report on How A+ Grades Can Help You Make Investment Decisions
Other U.S. Bancorp and Banco Bradesco S.A. Grades
In addition to Estimate Revisions, Value and Quality, A+ Investor also provides grades for Growth and Momentum.
Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.
Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.
These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether U.S. Bancorp and Banco Bradesco S.A. pass any of our 60+ stock screens that have outperformed the market since their creation.
So, Which Is the Better Investment, U.S. Bancorp or Banco Bradesco S.A. Stock?
Overall, U.S. Bancorp stock has a Value Score of 63, Estimate Revisions Score of 74 and Quality Score of 24.
Banco Bradesco S.A. stock has a Value Score of 82, Estimate Revisions Score of 32 and Quality Score of 1.
Comparing U.S. Bancorp and Banco Bradesco S.A.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.
Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.
A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.
AAII Disclaimer
We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.
Included With AAII Platinum
at only 6.9%
Since Inception. Data as of 12/31/2024.
769.3% Stock Superstars Portfolio Total Return Since Inception
U.S. Index ETF (IYY)
SSR Group 3 O'Shaughnessy portfolio has a 411.2% gain since inception performance compared to IYY at only 119.1%% Performance as of 11/29/24.
FREE REPORT
BECOME A MEMBER FOR ONLY $2
Get access to powerful investment discovery tools and a wealth of investment education to help you achieve your financial goals.