Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in The Western Union Company, Remitly Global or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how The Western Union Company, Remitly Global and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About The Western Union Company, Remitly Global and Inc.

The Western Union Company provides money movement and payment services worldwide. It operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.

Remitly Global, Inc. engages in the provision of digital financial services in the United States, Canada, and internationally. It offers cross-border remittances and complementary financial services through mobile application and website. Remitly Global, Inc. was incorporated in 2011 and is headquartered in Seattle, Washington.

Latest Financial Services and The Western Union Company, Remitly Global, Inc. Stock News

As of December 11, 2025, The Western Union Company had a $3.1 billion market capitalization, compared to the Financial Services median of $2.1 million. The Western Union Company’s stock is NA in 2025, NA in the previous five trading days and down 12.08% in the past year.

Currently, The Western Union Company’s price-earnings ratio is 4.1. The Western Union Company’s trailing 12-month revenue is $4.1 billion with a 18.8% net profit margin. Year-over-year quarterly sales growth most recently was -0.3%. Analysts expect adjusted earnings to reach $1.733 per share for the current fiscal year. The Western Union Company currently has a 9.8% dividend yield.

Currently, Remitly Global, Inc.’s price-earnings ratio is 158.9. Remitly Global, Inc.’s trailing 12-month revenue is $1.5 billion with a 1.4% net profit margin. Year-over-year quarterly sales growth most recently was 24.7%. Analysts expect adjusted earnings to reach $0.709 per share for the current fiscal year. Remitly Global, Inc. does not currently pay a dividend.

How We Compare The Western Union Company, Remitly Global and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at The Western Union Company, Remitly Global and Inc.’s stock grades to see how they measure up against one another.

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The Western Union Company, Remitly Global and Inc. Stock Value Grades

Company	Ticker	Value
The Western Union Company	WU	A
Remitly Global, Inc.	RELY	F

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

The Western Union Company has a Value Score of 90, which is Deep Value. Remitly Global, Inc. has a Value Score of 19, which is Ultra Expensive.

The Value Stock Winner: The Western Union Company

As you can clearly see from the Value Grade breakdown above, The Western Union Company is considered to have better value than Remitly Global, Inc.. For investors who focus solely on a company’s valuation, The Western Union Company could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

The Western Union Company, Remitly Global and Inc.’s Quality Grades

Company	Ticker	Quality
The Western Union Company	WU	C
Remitly Global, Inc.	RELY	B

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

The Western Union Company has a Quality Score of 56, which is Average. Remitly Global, Inc. has a Quality Score of 73, which is Strong.

The Quality Grade Winner: Remitly Global, Inc.

As you can clearly see from the Quality Grade breakdown above, Remitly Global, Inc. has a better overall quality grade than The Western Union Company. For investors who are looking for companies with higher quality than others in the same industry, Remitly Global, Inc. could be a good stock to add to their portfolios. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

The Western Union Company, Remitly Global and Inc.’s Momentum Grades

Company	Ticker	Momentum
The Western Union Company	WU	C
Remitly Global, Inc.	RELY	F

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

The Western Union Company has a Momentum Score of 48, which is Average. Remitly Global, Inc. has a Momentum Score of 20, which is Very Weak.

The Momentum Stock Winner: No Clear Winner

Neither The Western Union Company, Remitly Global or Inc. has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if The Western Union Company, Remitly Global or Inc. is the better investment when it comes to momentum.

Other The Western Union Company, Remitly Global and Inc. Grades

In addition to Value, Momentum and Quality, A+ Investor also provides grades for Growth and Estimate Revisions.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether The Western Union Company, Remitly Global and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, The Western Union Company, Remitly Global or Inc. Stock?

Overall, The Western Union Company stock has a Value Score of 90, Momentum Score of 48 and Quality Score of 56.

Remitly Global, Inc. stock has a Value Score of 19, Momentum Score of 20 and Quality Score of 73.

Comparing The Western Union Company, Remitly Global and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.