Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Remitly Global, Inc., Shift4 Payments or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Remitly Global, Inc., Shift4 Payments and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Remitly Global, Inc., Shift4 Payments and Inc.

Remitly Global, Inc., a cross-border payment company engages in the provision of digital financial services in the United States, Canada, and internationally. It offers cross-border remittances and complementary financial services through mobile application and website. Remitly Global, Inc. was incorporated in 2011 and is headquartered in Seattle, Washington.

Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay. It also provides technology solutions, such as SkyTab POS, which provides purpose-built POS workstations; SkyTab Mobile, which provides pay-at-the-table, order-at-the-table, delivery, customer feedback, and email marketing solutions; SkyTab Venue, which provides mobile ordering, countertop POS, self-service kiosk, and digital wallet solutions; Lighthouse, a cloud-based suite of business intelligence tools that includes customer engagement, social media management, online reputation management, scheduling and product pricing, extensive reporting, and analytics; The Giving Block, a cryptocurrency donation marketplace; Shift4Shop, an e-commerce platform that creates a web store and tools to manage product catalog, order fulfillment and inventory management, search engine optimization, and secure hosting; and Marketplace, which enables integrations into third-party applications, as well as loyalty and inventory management. In addition, the company offers merchant operations and support services, including underwriting, onboarding, and activation; training; risk management; and support services. Further, it provides software partner operations and support services, including software integrations and compliance management; partner support; and partner services. The company distributes its products through independent software vendors, internal sales and support networks, enterprises, and value-added resellers. Shift4 Payments, Inc. was founded in 1999 and is headquartered in Center Valley, Pennsylvania.

Latest Financial Services and Remitly Global, Inc., Shift4 Payments, Inc. Stock News

As of September 2, 2026, Remitly Global, Inc. had a $5.7 billion market capitalization, compared to the Financial Services median of $2.3 million. Remitly Global, Inc.’s stock is up 95.1% in 2026, up 3.6% in the previous five trading days and up 41.76% in the past year.

Currently, Remitly Global, Inc.’s price-earnings ratio is 19.2. Remitly Global, Inc.’s trailing 12-month revenue is $1.8 billion with a 16.9% net profit margin. Year-over-year quarterly sales growth most recently was 20.2%. Analysts expect adjusted earnings to reach $1.849 per share for the current fiscal year. Remitly Global, Inc. does not currently pay a dividend.

As of September 2, 2026, Shift4 Payments, Inc. had a $3.5 billion market cap, putting it in the 62nd percentile of all stocks. Shift4 Payments, Inc.’s stock is down 29.8% in 2026, up 0.6% in the previous five trading days and down 50.38% in the past year.

Currently, Shift4 Payments, Inc.’s price-earnings ratio is 70.9. Shift4 Payments, Inc.’s trailing 12-month revenue is $4.8 billion with a 2.2% net profit margin. Year-over-year quarterly sales growth most recently was 34.1%. Analysts expect adjusted earnings to reach $5.217 per share for the current fiscal year. Shift4 Payments, Inc. does not currently pay a dividend.

How We Compare Remitly Global, Inc., Shift4 Payments and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Remitly Global, Inc., Shift4 Payments and Inc.’s stock grades to see how they measure up against one another.

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Remitly Global, Inc., Shift4 Payments and Inc. Growth Grades

Company	Ticker	Growth
Remitly Global, Inc.	RELY	D
Shift4 Payments, Inc.	FOUR	B

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Remitly Global, Inc. has a Growth Score of 37, which is Weak. Shift4 Payments, Inc. has a Growth Score of 69, which is Strong.

The Growth Grade Winner: Shift4 Payments, Inc.

As you can clearly see from the Growth Grade breakdown above, Shift4 Payments, Inc. has a more attractive growth grade than Remitly Global, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, Shift4 Payments, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Remitly Global, Inc., Shift4 Payments and Inc.’s Momentum Grades

Company	Ticker	Momentum
Remitly Global, Inc.	RELY	A
Shift4 Payments, Inc.	FOUR	F

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Remitly Global, Inc. has a Momentum Score of 86, which is Very Strong. Shift4 Payments, Inc. has a Momentum Score of 19, which is Very Weak.

The Momentum Grade Winner: Remitly Global, Inc.

As you can clearly see from the Momentum Grade breakdown above, Remitly Global, Inc. is considered to have stronger momentum compared to Shift4 Payments, Inc.. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Remitly Global, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Remitly Global, Inc., Shift4 Payments and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Remitly Global, Inc.	RELY	A
Shift4 Payments, Inc.	FOUR	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Remitly Global, Inc. has a Earnings Estimate Score of 96, which is Very Positive. Shift4 Payments, Inc. has a Earnings Estimate Score of 29, which is Negative.

The Earnings Estimate Revisions Grade Winner: Remitly Global, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Remitly Global, Inc. has a better Earnings Estimate Revisions Grade than Shift4 Payments, Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Remitly Global, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Remitly Global, Inc., Shift4 Payments and Inc. Grades

In addition to Growth, Momentum and Estimate Revisions, A+ Investor also provides grades for Value and Quality.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Remitly Global, Inc., Shift4 Payments and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Remitly Global, Inc., Shift4 Payments or Inc. Stock?

Overall, Remitly Global, Inc. stock has a Growth Score of 37, Momentum Score of 86 and Estimate Revisions Score of 96.

Shift4 Payments, Inc. stock has a Growth Score of 69, Momentum Score of 19 and Estimate Revisions Score of 29.

Comparing Remitly Global, Inc., Shift4 Payments and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.