Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Cullen/Frost Bankers, Inc., Glacier Bancorp or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc.

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.

Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers retail banking; business banking and mortgage origination and loan servicing services. The company also accepts deposit products, including non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal, demand deposit accounts, savings, money market deposits, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. In addition, it offers credit risk management, construction and permanent loans on residential real estate, consumer land or lot loans, unimproved land and land development loans, construction loans, commercial real estate loans, agricultural and consumer lending, home equity loans, and states and political subdivisions lending, as well as residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. Glacier Bancorp, Inc. was founded in 1955 and is headquartered in Kalispell, Montana.

Latest Banks and Cullen/Frost Bankers, Inc., Glacier Bancorp, Inc. Stock News

As of September 2, 2026, Cullen/Frost Bankers, Inc. had a $10.0 billion market capitalization, compared to the Banks median of $750.0 million. Cullen/Frost Bankers, Inc.’s stock is up 28.5% in 2026, up 0.8% in the previous five trading days and up 24.81% in the past year.

Currently, Cullen/Frost Bankers, Inc.’s price-earnings ratio is 15.3. Cullen/Frost Bankers, Inc.’s trailing 12-month revenue is $2.3 billion with a 30.2% net profit margin. Year-over-year quarterly sales growth most recently was 6.1%. Analysts expect adjusted earnings to reach $10.994 per share for the current fiscal year. Cullen/Frost Bankers, Inc. currently has a 2.5% dividend yield.

As of September 2, 2026, Glacier Bancorp, Inc. had a $6.0 billion market cap, putting it in the 70th percentile of all stocks. Glacier Bancorp, Inc.’s stock is up 5.2% in 2026, down 1.9% in the previous five trading days and down 4.8% in the past year.

Currently, Glacier Bancorp, Inc.’s price-earnings ratio is 19.0. Glacier Bancorp, Inc.’s trailing 12-month revenue is $1.1 billion with a 27.6% net profit margin. Year-over-year quarterly sales growth most recently was 41.5%. Analysts expect adjusted earnings to reach $3.122 per share for the current fiscal year. Glacier Bancorp, Inc. currently has a 2.8% dividend yield.

How We Compare Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc.’s stock grades to see how they measure up against one another.

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Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc. Growth Grades

Company	Ticker	Growth
Cullen/Frost Bankers, Inc.	CFR	A
Glacier Bancorp, Inc.	GBCI	B

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Cullen/Frost Bankers, Inc. has a Growth Score of 89, which is Very Strong. Glacier Bancorp, Inc. has a Growth Score of 73, which is Strong.

The Growth Grade Winner: Cullen/Frost Bankers, Inc.

As you can clearly see from the Growth Grade breakdown above, Cullen/Frost Bankers, Inc. has a more attractive growth grade than Glacier Bancorp, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, Cullen/Frost Bankers, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc.’s Momentum Grades

Company	Ticker	Momentum
Cullen/Frost Bankers, Inc.	CFR	B
Glacier Bancorp, Inc.	GBCI	D

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Cullen/Frost Bankers, Inc. has a Momentum Score of 69, which is Strong. Glacier Bancorp, Inc. has a Momentum Score of 35, which is Weak.

The Momentum Grade Winner: Cullen/Frost Bankers, Inc.

As you can clearly see from the Momentum Grade breakdown above, Cullen/Frost Bankers, Inc. is considered to have stronger momentum compared to Glacier Bancorp, Inc.. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Cullen/Frost Bankers, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Cullen/Frost Bankers, Inc.	CFR	C
Glacier Bancorp, Inc.	GBCI	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Cullen/Frost Bankers, Inc. has a Earnings Estimate Score of 56, which is Neutral. Glacier Bancorp, Inc. has a Earnings Estimate Score of 41, which is Neutral.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Cullen/Frost Bankers, Inc., Glacier Bancorp or Inc. has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Cullen/Frost Bankers, Inc., Glacier Bancorp or Inc. is the better investment when it comes to estimate revisions.

Other Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc. Grades

In addition to Estimate Revisions, Growth and Momentum, A+ Investor also provides grades for Value and Quality.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Cullen/Frost Bankers, Inc., Glacier Bancorp or Inc. Stock?

Overall, Cullen/Frost Bankers, Inc. stock has a Growth Score of 89, Momentum Score of 69 and Estimate Revisions Score of 56.

Glacier Bancorp, Inc. stock has a Growth Score of 73, Momentum Score of 35 and Estimate Revisions Score of 41.

Comparing Cullen/Frost Bankers, Inc., Glacier Bancorp and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.