Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in SiriusPoint Ltd., Kinsale Capital Group or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how SiriusPoint Ltd., Kinsale Capital Group and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About SiriusPoint Ltd., Kinsale Capital Group and Inc.

SiriusPoint Ltd. provides multi-line reinsurance and insurance products and services worldwide. It operates in four segments: Global P&C Programs, Global Reinsurance, Global Accident & Health, and London Market Specialty. Global P&C Programs segment offers programs space, by further strengthening its offering to clients and distribution partners globally. , Global Reinsurance segment provides casualty, property, and other specialties, such as proportional and excess of loss, treaty and facultative, aviation and space, marine and energy and, credit to insurance and reinsurance companies, government entities, and other risk bearing vehicles. London Market Specialty segment provides London casualty, energy, property, and marine leaders services. It provides accident and health, property and casualty, aviation and space, credit, surety, marine and energy, and mortgage. It offers medical insurance products, trip cancellation programs, medical management services, and 24/7 emergency medical and travel assistance services. The company was formerly known as Third Point Reinsurance Ltd. and changed its name to SiriusPoint Ltd. in February 2021. SiriusPoint Ltd. was incorporated in 2011 and is headquartered in Pembroke, Bermuda.

Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.

Latest Insurance and SiriusPoint Ltd., Kinsale Capital Group, Inc. Stock News

As of July 31, 2026, SiriusPoint Ltd. had a $2.7 billion market capitalization, compared to the Insurance median of $7.1 million. SiriusPoint Ltd.’s stock is up 8% in 2026, down 6.7% in the previous five trading days and up 20.79% in the past year.

Currently, SiriusPoint Ltd.’s price-earnings ratio is 5.9. SiriusPoint Ltd.’s trailing 12-month revenue is $3.0 billion with a 16.8% net profit margin. Year-over-year quarterly sales growth most recently was -0.5%. Analysts expect adjusted earnings to reach $2.545 per share for the current fiscal year. SiriusPoint Ltd. does not currently pay a dividend.

As of July 31, 2026, Kinsale Capital Group, Inc. had a $8.1 billion market cap, putting it in the 74th percentile of all stocks. Kinsale Capital Group, Inc.’s stock is down 8.9% in 2026, up 2.1% in the previous five trading days and down 19.83% in the past year.

Currently, Kinsale Capital Group, Inc.’s price-earnings ratio is 14.5. Kinsale Capital Group, Inc.’s trailing 12-month revenue is $2.0 billion with a 28.5% net profit margin. Year-over-year quarterly sales growth most recently was 16.8%. Analysts expect adjusted earnings to reach $21.134 per share for the current fiscal year. Kinsale Capital Group, Inc. currently has a 0.3% dividend yield.

How We Compare SiriusPoint Ltd., Kinsale Capital Group and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at SiriusPoint Ltd., Kinsale Capital Group and Inc.’s stock grades to see how they measure up against one another.

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SiriusPoint Ltd., Kinsale Capital Group and Inc. Growth Grades

Company	Ticker	Growth
SiriusPoint Ltd.	SPNT	C
Kinsale Capital Group, Inc.	KNSL	B

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

SiriusPoint Ltd. has a Growth Score of 44, which is Average. Kinsale Capital Group, Inc. has a Growth Score of 69, which is Strong.

The Growth Grade Winner: Kinsale Capital Group, Inc.

As you can clearly see from the Growth Grade breakdown above, Kinsale Capital Group, Inc. has a more attractive growth grade than SiriusPoint Ltd.. For investors who focus solely on how a company is growing relative to other companies in the same industry, Kinsale Capital Group, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

SiriusPoint Ltd., Kinsale Capital Group and Inc.’s Quality Grades

Company	Ticker	Quality
SiriusPoint Ltd.	SPNT	D
Kinsale Capital Group, Inc.	KNSL	C

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

SiriusPoint Ltd. has a Quality Score of 37, which is Weak. Kinsale Capital Group, Inc. has a Quality Score of 54, which is Average.

The Quality Stock Winner: No Clear Winner

Neither SiriusPoint Ltd., Kinsale Capital Group or Inc. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if SiriusPoint Ltd., Kinsale Capital Group or Inc. is the better investment when it comes to quality.

SiriusPoint Ltd., Kinsale Capital Group and Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
SiriusPoint Ltd.	SPNT	D
Kinsale Capital Group, Inc.	KNSL	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

SiriusPoint Ltd. has a Earnings Estimate Score of 36, which is Negative. Kinsale Capital Group, Inc. has a Earnings Estimate Score of 71, which is Positive.

The Earnings Estimate Revisions Grade Winner: Kinsale Capital Group, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Kinsale Capital Group, Inc. has a better Earnings Estimate Revisions Grade than SiriusPoint Ltd.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Kinsale Capital Group, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other SiriusPoint Ltd., Kinsale Capital Group and Inc. Grades

In addition to Estimate Revisions, Quality and Growth, A+ Investor also provides grades for Value and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether SiriusPoint Ltd., Kinsale Capital Group and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, SiriusPoint Ltd., Kinsale Capital Group or Inc. Stock?

Overall, SiriusPoint Ltd. stock has a Growth Score of 44, Estimate Revisions Score of 36 and Quality Score of 37.

Kinsale Capital Group, Inc. stock has a Growth Score of 69, Estimate Revisions Score of 71 and Quality Score of 54.

Comparing SiriusPoint Ltd., Kinsale Capital Group and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.