Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in F.N.B. Corporation or BOK Financial Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how F.N.B. Corporation and BOK Financial Corporation compare based on key financial metrics to determine which better meets your investment needs.

About F.N.B. Corporation and BOK Financial Corporation

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and personal and small business checking, online bill paying, mobile banking, automated teller machine, and call centers services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.

Latest Banks and F.N.B. Corporation, BOK Financial Corporation Stock News

As of June 30, 2026, F.N.B. Corporation had a $6.8 billion market capitalization, compared to the Banks median of $736.0 million. F.N.B. Corporation’s stock is up 11.8% in 2026, up 0.7% in the previous five trading days and up 31.13% in the past year.

Currently, F.N.B. Corporation’s price-earnings ratio is 11.8. F.N.B. Corporation’s trailing 12-month revenue is $1.7 billion with a 34.1% net profit margin. Year-over-year quarterly sales growth most recently was 9.6%. Analysts expect adjusted earnings to reach $1.731 per share for the current fiscal year. F.N.B. Corporation currently has a 2.7% dividend yield.

As of June 30, 2026, BOK Financial Corporation had a $8.4 billion market cap, putting it in the 75th percentile of all stocks. BOK Financial Corporation’s stock is up 16.4% in 2026, up 0.6% in the previous five trading days and up 43.04% in the past year.

Currently, BOK Financial Corporation’s price-earnings ratio is 14.1. BOK Financial Corporation’s trailing 12-month revenue is $2.2 billion with a 27.6% net profit margin. Year-over-year quarterly sales growth most recently was 10.3%. Analysts expect adjusted earnings to reach $10.093 per share for the current fiscal year. BOK Financial Corporation currently has a 1.8% dividend yield.

How We Compare F.N.B. Corporation and BOK Financial Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at F.N.B. Corporation and BOK Financial Corporation’s stock grades to see how they measure up against one another.

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F.N.B. Corporation and BOK Financial Corporation Stock Value Grades

Company	Ticker	Value
F.N.B. Corporation	FNB	B
BOK Financial Corporation	BOKF	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

F.N.B. Corporation has a Value Score of 66, which is Value. BOK Financial Corporation has a Value Score of 53, which is Average.

The Value Stock Winner: F.N.B. Corporation

As you can clearly see from the Value Grade breakdown above, F.N.B. Corporation is considered to have better value than BOK Financial Corporation. For investors who focus solely on a company’s valuation, F.N.B. Corporation could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

F.N.B. Corporation and BOK Financial Corporation’s Quality Grades

Company	Ticker	Quality
F.N.B. Corporation	FNB	D
BOK Financial Corporation	BOKF	D

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

F.N.B. Corporation has a Quality Score of 24, which is Weak. BOK Financial Corporation has a Quality Score of 22, which is Weak.

The Quality Stock Winner: No Clear Winner

Neither F.N.B. Corporation or BOK Financial Corporation has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if F.N.B. Corporation or BOK Financial Corporation is the better investment when it comes to quality.

F.N.B. Corporation and BOK Financial Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
F.N.B. Corporation	FNB	C
BOK Financial Corporation	BOKF	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

F.N.B. Corporation has a Earnings Estimate Score of 49, which is Neutral. BOK Financial Corporation has a Earnings Estimate Score of 61, which is Positive.

The Earnings Estimate Revisions Grade Winner: BOK Financial Corporation

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, BOK Financial Corporation has a better Earnings Estimate Revisions Grade than F.N.B. Corporation. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, BOK Financial Corporation could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other F.N.B. Corporation and BOK Financial Corporation Grades

In addition to Quality, Estimate Revisions and Value, A+ Investor also provides grades for Growth and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether F.N.B. Corporation and BOK Financial Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, F.N.B. Corporation or BOK Financial Corporation Stock?

Overall, F.N.B. Corporation stock has a Value Score of 66, Estimate Revisions Score of 49 and Quality Score of 24.

BOK Financial Corporation stock has a Value Score of 53, Estimate Revisions Score of 61 and Quality Score of 22.

Comparing F.N.B. Corporation and BOK Financial Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.