Which Is a Better Investment, CCC Intelligent Solutions Holdings Inc. or SPS Commerce, Inc. Stock?

By Jenna Brashear
February 01, 2026
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Sifting through countless of stocks in the Software industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. compare based on key financial metrics to determine which better meets your investment needs.

About SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.

SPS Commerce, Inc. provides cloud-based supply chain management solutions in the United States. The company offers solutions through the SPS Commerce, a cloud-based platform that enhances the way retailers, grocers, suppliers, manufacturers, distributors, and logistics firm; and manages omnichannel, supply chain, and other business requirements. It also provides Fulfillment, a comprehensive solution designed to streamline supply chain operation that sends and receives order data, ensuring accurate execution of required processes from order to invoicing and revenue recovery through fully automated operations; and Analytics product that simplifies managing sell-through data from customers business partners that handle data acquisition, cleansing, normalization, and delivery. In addition, the company offers various complimentary products, such as assortment product, which simplifies the communication of robust, accurate item data by automatically translating item attributes, and hierarchies through single connection across all sales channels; and community product that allows organizations to accelerate digitization of their supply chain and improve collaboration with suppliers through change management, onboarding programs, and supplier score carding. The company was formerly known as St. Paul Software, Inc. and changed its name to SPS Commerce, Inc. in May 2001. SPS Commerce, Inc. was incorporated in 1987 and is headquartered in Minneapolis, Minnesota.

CCC Intelligent Solutions Holdings Inc. operates as a software as a service (SaaS) company for the property and casualty insurance economy in the United States and China. The company’s cloud-based SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, artificial intelligence enabled digital workflow across the insurance economy, including insurers, repairers, automakers, parts suppliers, lenders, and others. It offers CCC insurance solutions, including CCC workflow, CCC estimating, CCC total loss, CCC casualty, CCC subrogation, CCC automotive claim handling, disability claim handling, and workers’ compensation claim handling; CCC repair solutions, such as CCC estimating, CCC network management, CCC repair workflow, CCC repair quality, and CCC payroll; CCC ecosystem and other solutions, which includes CCC parts solutions, CCC automotive manufacturer solutions, CCC diagnostics service provider solutions, and CCC payments; and CCC international solutions. The company was founded in 1980 and is headquartered in Chicago, Illinois.

CCC Intelligent Solutions Holdings Inc. operates as a software as a service (SaaS) company for the property and casualty insurance economy in the United States and China. The company’s cloud-based SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, artificial intelligence enabled digital workflow across the insurance economy, including insurers, repairers, automakers, parts suppliers, lenders, and others. It offers CCC insurance solutions, including CCC workflow, CCC estimating, CCC total loss, CCC casualty, CCC subrogation, CCC automotive claim handling, disability claim handling, and workers’ compensation claim handling; CCC repair solutions, such as CCC estimating, CCC network management, CCC repair workflow, CCC repair quality, and CCC payroll; CCC ecosystem and other solutions, which includes CCC parts solutions, CCC automotive manufacturer solutions, CCC diagnostics service provider solutions, and CCC payments; and CCC international solutions. The company was founded in 1980 and is headquartered in Chicago, Illinois.

Latest Software and SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. Stock News

As of January 30, 2026, SPS Commerce, Inc. had a $3.4 billion market capitalization, compared to the Software median of $1.1 million. SPS Commerce, Inc.’s stock is up 0.1% in 2026, down 1.5% in the previous five trading days and down 52.47% in the past year.

Currently, SPS Commerce, Inc.’s price-earnings ratio is 39.8. SPS Commerce, Inc.’s trailing 12-month revenue is $729.8 million with a 11.7% net profit margin. Year-over-year quarterly sales growth most recently was 16.0%. Analysts expect adjusted earnings to reach $4.130 per share for the current fiscal year. SPS Commerce, Inc. does not currently pay a dividend.

As of January 30, 2026, CCC Intelligent Solutions Holdings Inc. had a $4.9 billion market cap, putting it in the 68th percentile of all stocks. CCC Intelligent Solutions Holdings Inc.’s stock is down 4.7% in 2026, down 3.8% in the previous five trading days and down 31.9% in the past year.

Currently, CCC Intelligent Solutions Holdings Inc. does not have a price-earnings ratio. CCC Intelligent Solutions Holdings Inc.’s trailing 12-month revenue is $1.0 billion with a -0.3% net profit margin. Year-over-year quarterly sales growth most recently was 12.0%. Analysts expect adjusted earnings to reach $0.358 per share for the current fiscal year. CCC Intelligent Solutions Holdings Inc. does not currently pay a dividend.

How We Compare SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.’s stock grades to see how they measure up against one another.

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SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. Stock Value Grades

Company Ticker Value
SPS Commerce, Inc. SPSC F
CCC Intelligent Solutions Holdings Inc. CCC D
CCC Intelligent Solutions Holdings Inc. CCC D

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

SPS Commerce, Inc. has a Value Score of 16, which is Ultra Expensive. CCC Intelligent Solutions Holdings Inc. has a Value Score of 22, which is Expensive. CCC Intelligent Solutions Holdings Inc. has a Value Score of 22, which is Expensive.

The Value Stock Winner: No Clear Winner

Neither SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. is the better investment when it comes to value.

SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. Growth Grades

Company Ticker Growth
SPS Commerce, Inc. SPSC B
CCC Intelligent Solutions Holdings Inc. CCC A
CCC Intelligent Solutions Holdings Inc. CCC A

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

SPS Commerce, Inc. has a Growth Score of 70, which is Strong. CCC Intelligent Solutions Holdings Inc. has a Growth Score of 91, which is Very Strong. CCC Intelligent Solutions Holdings Inc. has a Growth Score of 91, which is Very Strong.

The Growth Grade Winner: CCC Intelligent Solutions Holdings Inc.

As you can clearly see from the Growth Grade breakdown above, CCC Intelligent Solutions Holdings Inc. has a more attractive growth grade than SPS Commerce, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, CCC Intelligent Solutions Holdings Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.’s Quality Grades

Company Ticker Quality
SPS Commerce, Inc. SPSC A
CCC Intelligent Solutions Holdings Inc. CCC C
CCC Intelligent Solutions Holdings Inc. CCC C

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

SPS Commerce, Inc. has a Quality Score of 90, which is Very Strong. CCC Intelligent Solutions Holdings Inc. has a Quality Score of 42, which is Average. CCC Intelligent Solutions Holdings Inc. has a Quality Score of 42, which is Average.

The Quality Grade Winner: SPS Commerce, Inc.

As you can clearly see from the Quality Grade breakdown above, SPS Commerce, Inc. has a better overall quality grade than CCC Intelligent Solutions Holdings Inc.. For investors who are looking for companies with higher quality than others in the same industry, SPS Commerce, Inc. could be a good stock to add to their portfolios. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Don’t Forget Your Free Special Report on How A+ Grades Can Help You Make Investment Decisions

Other SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. Grades

In addition to Value, Quality and Growth, A+ Investor also provides grades for Momentum and Estimate Revisions.

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Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. Stock?

Overall, SPS Commerce, Inc. stock has a Value Score of 16, Growth Score of 70 and Quality Score of 90.

CCC Intelligent Solutions Holdings Inc. stock has a Value Score of 22, Growth Score of 91 and Quality Score of 42.

CCC Intelligent Solutions Holdings Inc. stock has a Value Score of 22, Growth Score of 91 and Quality Score of 42.

Comparing SPS Commerce, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

Learn More About A+ Investor

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.



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