Sifting through countless of stocks in the Software industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in nCino, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. compare based on key financial metrics to determine which better meets your investment needs.

About nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

CCC Intelligent Solutions Holdings Inc. operates as a software as a service (SaaS) company for the property and casualty insurance economy in the United States and China. The company’s cloud-based SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, artificial intelligence enabled digital workflow across the insurers, repairers, automakers, parts suppliers, lenders, and others. It offers CCC insurance solutions, including CCC workflow, CCC estimating, CCC Total Loss, CCC subrogation, CCC automotive claim handling, CCC casualty, bodily injury claims synthesis, disability claims guidance, and workers’ compensation claims guidance; CCC repair solutions, such as CCC estimating, CCC network management, CCC repair workflow, CCC repair quality, and CCC business-office solutions; CCC ecosystem and other solutions, which includes CCC parts solutions, CCC automotive manufacturer solutions, CCC diagnostics service provider solutions, and CCC payments; and CCC international solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.

CCC Intelligent Solutions Holdings Inc. operates as a software as a service (SaaS) company for the property and casualty insurance economy in the United States and China. The company’s cloud-based SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, artificial intelligence enabled digital workflow across the insurers, repairers, automakers, parts suppliers, lenders, and others. It offers CCC insurance solutions, including CCC workflow, CCC estimating, CCC Total Loss, CCC subrogation, CCC automotive claim handling, CCC casualty, bodily injury claims synthesis, disability claims guidance, and workers’ compensation claims guidance; CCC repair solutions, such as CCC estimating, CCC network management, CCC repair workflow, CCC repair quality, and CCC business-office solutions; CCC ecosystem and other solutions, which includes CCC parts solutions, CCC automotive manufacturer solutions, CCC diagnostics service provider solutions, and CCC payments; and CCC international solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.

Latest Software and nCino, Inc., CCC Intelligent Solutions Holdings Inc. Stock News

As of July 13, 2026, nCino, Inc. had a $1.9 billion market capitalization, compared to the Software median of $1.1 million. nCino, Inc.’s stock is down 32.1% in 2026, down 4.1% in the previous five trading days and down 39.71% in the past year.

Currently, nCino, Inc.’s price-earnings ratio is 150.0. nCino, Inc.’s trailing 12-month revenue is $610.1 million with a 2.2% net profit margin. Year-over-year quarterly sales growth most recently was 10.6%. Analysts expect adjusted earnings to reach $1.251 per share for the current fiscal year. nCino, Inc. does not currently pay a dividend.

As of July 13, 2026, CCC Intelligent Solutions Holdings Inc. had a $3.7 billion market cap, putting it in the 63rd percentile of all stocks. CCC Intelligent Solutions Holdings Inc.’s stock is down 21.6% in 2026, up 9.5% in the previous five trading days and down 36.1% in the past year.

Currently, CCC Intelligent Solutions Holdings Inc.’s price-earnings ratio is 111.3. CCC Intelligent Solutions Holdings Inc.’s trailing 12-month revenue is $1.1 billion with a 3.2% net profit margin. Year-over-year quarterly sales growth most recently was 11.8%. Analysts expect adjusted earnings to reach $0.441 per share for the current fiscal year. CCC Intelligent Solutions Holdings Inc. does not currently pay a dividend.

How We Compare nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.’s stock grades to see how they measure up against one another.

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nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. Growth Grades

Company	Ticker	Growth
nCino, Inc.	NCNO	D
CCC Intelligent Solutions Holdings Inc.	CCC	A
CCC Intelligent Solutions Holdings Inc.	CCC	A

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

nCino, Inc. has a Growth Score of 37, which is Weak. CCC Intelligent Solutions Holdings Inc. has a Growth Score of 89, which is Very Strong. CCC Intelligent Solutions Holdings Inc. has a Growth Score of 89, which is Very Strong.

The Growth Grade Winner: CCC Intelligent Solutions Holdings Inc.

As you can clearly see from the Growth Grade breakdown above, CCC Intelligent Solutions Holdings Inc. has a more attractive growth grade than nCino, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, CCC Intelligent Solutions Holdings Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.’s Momentum Grades

Company	Ticker	Momentum
nCino, Inc.	NCNO	F
CCC Intelligent Solutions Holdings Inc.	CCC	D
CCC Intelligent Solutions Holdings Inc.	CCC	D

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

nCino, Inc. has a Momentum Score of 19, which is Very Weak. CCC Intelligent Solutions Holdings Inc. has a Momentum Score of 30, which is Weak. CCC Intelligent Solutions Holdings Inc. has a Momentum Score of 30, which is Weak.

The Momentum Stock Winner: No Clear Winner

Neither nCino, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if nCino, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. is the better investment when it comes to momentum.

nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
nCino, Inc.	NCNO	B
CCC Intelligent Solutions Holdings Inc.	CCC	B
CCC Intelligent Solutions Holdings Inc.	CCC	B

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

nCino, Inc. has a Earnings Estimate Score of 67, which is Positive. CCC Intelligent Solutions Holdings Inc. has a Earnings Estimate Score of 67, which is Positive. CCC Intelligent Solutions Holdings Inc. has a Earnings Estimate Score of 67, which is Positive.

The Earnings Estimate Revisions Grade Winner: It’s a Tie!

Looking at the Earnings Estimate Revisions Grade breakdown above, both nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. have a grade of B. For those focusing solely on a company’s estimate revisions, other financial metrics will need to be evaluated to determine whether nCino, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. is a better fit.

Other nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. Grades

In addition to Growth, Estimate Revisions and Momentum, A+ Investor also provides grades for Value and Quality.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, nCino, Inc., CCC Intelligent Solutions Holdings Inc. or CCC Intelligent Solutions Holdings Inc. Stock?

Overall, nCino, Inc. stock has a Growth Score of 37, Momentum Score of 19 and Estimate Revisions Score of 67.

CCC Intelligent Solutions Holdings Inc. stock has a Growth Score of 89, Momentum Score of 30 and Estimate Revisions Score of 67.

CCC Intelligent Solutions Holdings Inc. stock has a Growth Score of 89, Momentum Score of 30 and Estimate Revisions Score of 67.

Comparing nCino, Inc., CCC Intelligent Solutions Holdings Inc. and CCC Intelligent Solutions Holdings Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.