Which Is a Better Investment, The Bank of N.T. Butterfield & Son Limited or Trustmark Corporation Stock?

By Omar Beirat
December 10, 2025
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Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in The Bank of N.T. Butterfield & Son Limited or Trustmark Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation compare based on key financial metrics to determine which better meets your investment needs.

About The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation

The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company accepts retail and corporate checking, savings, term, and interest bearing and non-interest-bearing deposits. Its lending portfolio includes residential mortgage lending, automobile lending, consumer financing, credit cards, overdraft facilities, commercial real estate lending, and commercial and industrial loans, as well as overdraft facilities to commercial and corporate customers. The company also offers investment products and services; and cash and liquidity management, foreign exchange, custody administration, and settlement services. In addition, it provides consumer and mortgage lending services; personal and property/auto insurance products; letters of credit; and cash management, payroll, remote banking, money market, advisory, brokerage, trust, estate, company management, treasury, wealth management, and fiduciary services. Further, it offers debit and credit cards; automated teller machines; and personal and business deposit, merchant acquiring, residential and commercial mortgages, and mobile and internet banking services. The company operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.

Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. It operates in two segments, General Banking and Wealth Management. The company offers checking, savings and money market accounts, and certificates of deposit, as well as certificates of deposit and individual retirement accounts; and treasury management services. It also provides loans comprising financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans and lines of credit. In addition, the company offers mortgage banking services, including construction financing, production of conventional and government-insured mortgages, and secondary marketing and mortgage servicing; wealth management and trust services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans, and charitable foundations; and institutional custody for large governmental entities and foundations, financial and estate planning, and retirement plan services; and provides an intermediary vehicle for the provision of loans or investments in low-income communities. Trustmark Corporation was founded in 1889 and is headquartered in Jackson, Mississippi.

Latest Banks and The Bank of N.T. Butterfield & Son Limited, Trustmark Corporation Stock News

As of December 9, 2025, The Bank of N.T. Butterfield & Son Limited had a $2.0 billion market capitalization, compared to the Banks median of $504.9 million. The Bank of N.T. Butterfield & Son Limited’s stock is up 36.6% in 2025, up 3.4% in the previous five trading days and up 30.5% in the past year.

Currently, The Bank of N.T. Butterfield & Son Limited’s price-earnings ratio is 9.3. The Bank of N.T. Butterfield & Son Limited’s trailing 12-month revenue is $599.5 million with a 38.0% net profit margin. Year-over-year quarterly sales growth most recently was 7.4%. Analysts expect adjusted earnings to reach $5.533 per share for the current fiscal year. The Bank of N.T. Butterfield & Son Limited currently has a 4.1% dividend yield.

As of December 9, 2025, Trustmark Corporation had a $2.4 billion market cap, putting it in the 58th percentile of all stocks. Trustmark Corporation’s stock is up 11.9% in 2025, up 0.8% in the previous five trading days and up 0.72% in the past year.

Currently, Trustmark Corporation’s price-earnings ratio is 10.7. Trustmark Corporation’s trailing 12-month revenue is $773.3 million with a 28.8% net profit margin. Year-over-year quarterly sales growth most recently was 8.1%. Analysts expect adjusted earnings to reach $3.647 per share for the current fiscal year. Trustmark Corporation currently has a 2.5% dividend yield.

How We Compare The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation’s stock grades to see how they measure up against one another.

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The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation Stock Value Grades

Company Ticker Value
The Bank of N.T. Butterfield & Son Limited NTB B
Trustmark Corporation TRMK B

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

The Bank of N.T. Butterfield & Son Limited has a Value Score of 77, which is Value. Trustmark Corporation has a Value Score of 80, which is Value.

The Value Stock Winner: It’s a Tie!

Looking at the Value Grade breakdown above, both The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation have a Value Grade of B. For investors who focus solely on a company’s valuation, you will need to conduct further research into both of these companies’ other metrics to see if they could be good additions to your portfolio. It’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation’s Quality Grades

Company Ticker Quality
The Bank of N.T. Butterfield & Son Limited NTB C
Trustmark Corporation TRMK D

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

The Bank of N.T. Butterfield & Son Limited has a Quality Score of 42, which is Average. Trustmark Corporation has a Quality Score of 33, which is Weak.

The Quality Stock Winner: No Clear Winner

Neither The Bank of N.T. Butterfield & Son Limited or Trustmark Corporation has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if The Bank of N.T. Butterfield & Son Limited or Trustmark Corporation is the better investment when it comes to quality.

The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation’s Momentum Grades

Company Ticker Momentum
The Bank of N.T. Butterfield & Son Limited NTB B
Trustmark Corporation TRMK C

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

The Bank of N.T. Butterfield & Son Limited has a Momentum Score of 71, which is Strong. Trustmark Corporation has a Momentum Score of 47, which is Average.

The Momentum Grade Winner: The Bank of N.T. Butterfield & Son Limited

As you can clearly see from the Momentum Grade breakdown above, The Bank of N.T. Butterfield & Son Limited is considered to have stronger momentum compared to Trustmark Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, The Bank of N.T. Butterfield & Son Limited could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

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Other The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation Grades

In addition to Quality, Momentum and Value, A+ Investor also provides grades for Growth and Estimate Revisions.

Invest with Confidence with A+ Investor

AAII’s expansive and robust screening tools like A+ Investor help investors make confident decisions.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, The Bank of N.T. Butterfield & Son Limited or Trustmark Corporation Stock?

Overall, The Bank of N.T. Butterfield & Son Limited stock has a Value Score of 77, Momentum Score of 71 and Quality Score of 42.

Trustmark Corporation stock has a Value Score of 80, Momentum Score of 47 and Quality Score of 33.

Comparing The Bank of N.T. Butterfield & Son Limited and Trustmark Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

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AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.



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