Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc.

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. Seacoast Banking Corporation of Florida was founded in 1926 and is headquartered in Stuart, Florida.

Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial and wealth management products and services. It provides savings and checking, certificate of deposit, individual retirement, money market, time deposit, health savings, and interest-bearing and noninterest-bearing checking accounts. The company also offers commercial and industrial loans, one-to four-family residential loans, home equity and mortgage loans, multi-family loans, commercial real estate loans, construction and development loans, consumer loans, and powersport, auto, agricultural, business expansion, equipment, lease and municipal, real estate, working capital, personal, student, and SBA loans, as well as home equity, lines and letters of credit, commercial lending, and various loans. In addition, it provides wealth and cash management services, merchant services, collection and receivables, payment and disbursements, and debit and credit cards. Further, the company offers mobile, online, and e-banking services. The company operates through a network of banking offices in in Missouri, Kansas, Oklahoma and Colorado. The company was founded in 1902 and is headquartered in Jefferson City, Missouri.

Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial and wealth management products and services. It provides savings and checking, certificate of deposit, individual retirement, money market, time deposit, health savings, and interest-bearing and noninterest-bearing checking accounts. The company also offers commercial and industrial loans, one-to four-family residential loans, home equity and mortgage loans, multi-family loans, commercial real estate loans, construction and development loans, consumer loans, and powersport, auto, agricultural, business expansion, equipment, lease and municipal, real estate, working capital, personal, student, and SBA loans, as well as home equity, lines and letters of credit, commercial lending, and various loans. In addition, it provides wealth and cash management services, merchant services, collection and receivables, payment and disbursements, and debit and credit cards. Further, the company offers mobile, online, and e-banking services. The company operates through a network of banking offices in in Missouri, Kansas, Oklahoma and Colorado. The company was founded in 1902 and is headquartered in Jefferson City, Missouri.

Latest Banks and Seacoast Banking Corporation of Florida, Central Bancompany, Inc. Stock News

As of January 30, 2026, Seacoast Banking Corporation of Florida had a $3.2 billion market capitalization, compared to the Banks median of $533.3 million. Seacoast Banking Corporation of Florida’s stock is up 6.4% in 2026, up 0.2% in the previous five trading days and up 18.37% in the past year.

Currently, Seacoast Banking Corporation of Florida’s price-earnings ratio is 19.9. Seacoast Banking Corporation of Florida’s trailing 12-month revenue is $556.5 million with a 26.0% net profit margin. Year-over-year quarterly sales growth most recently was 20.0%. Analysts expect adjusted earnings to reach $2.506 per share for the current fiscal year. Seacoast Banking Corporation of Florida currently has a 2.3% dividend yield.

As of January 30, 2026, Central Bancompany, Inc. had a $5.7 billion market cap, putting it in the 70th percentile of all stocks. Central Bancompany, Inc.’s stock is down 0.1% in 2026, down 0.7% in the previous five trading days and up 67.36% in the past year.

Currently, Central Bancompany, Inc.’s price-earnings ratio is 15.4. Central Bancompany, Inc.’s trailing 12-month revenue is $946.7 million with a 38.6% net profit margin. Year-over-year quarterly sales growth most recently was 4.8%. Analysts expect adjusted earnings to reach $1.818 per share for the current fiscal year. Central Bancompany, Inc. currently has a 1.3% dividend yield.

How We Compare Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc.’s stock grades to see how they measure up against one another.

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Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc. Stock Value Grades

Company	Ticker	Value
Seacoast Banking Corporation of Florida	SBCF	D
Central Bancompany, Inc.	CBC	C
Central Bancompany, Inc.	CBC	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Seacoast Banking Corporation of Florida has a Value Score of 40, which is Expensive. Central Bancompany, Inc. has a Value Score of 56, which is Average. Central Bancompany, Inc. has a Value Score of 56, which is Average.

The Value Stock Winner: No Clear Winner

Neither Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany or Inc. has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany or Inc. is the better investment when it comes to value.

Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc. Growth Grades

Company	Ticker	Growth
Seacoast Banking Corporation of Florida	SBCF	B
Central Bancompany, Inc.	CBC	A
Central Bancompany, Inc.	CBC	A

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Seacoast Banking Corporation of Florida has a Growth Score of 72, which is Strong. Central Bancompany, Inc. has a Growth Score of 100, which is Very Strong. Central Bancompany, Inc. has a Growth Score of 100, which is Very Strong.

The Growth Grade Winner: Central Bancompany, Inc.

As you can clearly see from the Growth Grade breakdown above, Central Bancompany, Inc. has a more attractive growth grade than Seacoast Banking Corporation of Florida. For investors who focus solely on how a company is growing relative to other companies in the same industry, Central Bancompany, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc.’s Quality Grades

Company	Ticker	Quality
Seacoast Banking Corporation of Florida	SBCF	F
Central Bancompany, Inc.	CBC	F
Central Bancompany, Inc.	CBC	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Seacoast Banking Corporation of Florida has a Quality Score of 9, which is Very Weak. Central Bancompany, Inc. has a Quality Score of 5, which is Very Weak. Central Bancompany, Inc. has a Quality Score of 5, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany or Inc. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany or Inc. is the better investment when it comes to quality.

Other Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc. Grades

In addition to Growth, Quality and Value, A+ Investor also provides grades for Momentum and Estimate Revisions.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany or Inc. Stock?

Overall, Seacoast Banking Corporation of Florida stock has a Value Score of 40, Growth Score of 72 and Quality Score of 9.

Central Bancompany, Inc. stock has a Value Score of 56, Growth Score of 100 and Quality Score of 5.

Central Bancompany, Inc. stock has a Value Score of 56, Growth Score of 100 and Quality Score of 5.

Comparing Seacoast Banking Corporation of Florida, Central Bancompany, Inc., Central Bancompany and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.