Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Credicorp Ltd. or TFS Financial Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Credicorp Ltd. and TFS Financial Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Credicorp Ltd. and TFS Financial Corporation

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company offers escrow and settlement services. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

Latest Banks and Credicorp Ltd., TFS Financial Corporation Stock News

As of September 2, 2026, Credicorp Ltd. had a $30.1 billion market capitalization, compared to the Banks median of $750.0 million. Credicorp Ltd.’s stock is up 32.2% in 2026, up 1.6% in the previous five trading days and up 45.92% in the past year.

Currently, Credicorp Ltd.’s price-earnings ratio is 14.0. Credicorp Ltd.’s trailing 12-month revenue is $6.5 billion with a 33.1% net profit margin. Year-over-year quarterly sales growth most recently was 16.1%. Analysts expect adjusted earnings to reach $29.696 per share for the current fiscal year. Credicorp Ltd. currently has a 13.2% dividend yield.

As of September 2, 2026, TFS Financial Corporation had a $4.9 billion market cap, putting it in the 67th percentile of all stocks. TFS Financial Corporation’s stock is up 30.6% in 2026, down 2.5% in the previous five trading days and up 27.48% in the past year.

Currently, TFS Financial Corporation’s price-earnings ratio is 48.5. TFS Financial Corporation’s trailing 12-month revenue is $347.2 million with a 29.4% net profit margin. Year-over-year quarterly sales growth most recently was 15.3%. Analysts expect adjusted earnings to reach $0.360 per share for the current fiscal year. TFS Financial Corporation currently has a 6.5% dividend yield.

How We Compare Credicorp Ltd. and TFS Financial Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Credicorp Ltd. and TFS Financial Corporation’s stock grades to see how they measure up against one another.

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Credicorp Ltd. and TFS Financial Corporation’s Quality Grades

Company	Ticker	Quality
Credicorp Ltd.	BAP	F
TFS Financial Corporation	TFSL	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Credicorp Ltd. has a Quality Score of 5, which is Very Weak. TFS Financial Corporation has a Quality Score of 15, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Credicorp Ltd. or TFS Financial Corporation has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Credicorp Ltd. or TFS Financial Corporation is the better investment when it comes to quality.

Credicorp Ltd. and TFS Financial Corporation’s Momentum Grades

Company	Ticker	Momentum
Credicorp Ltd.	BAP	B
TFS Financial Corporation	TFSL	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Credicorp Ltd. has a Momentum Score of 77, which is Strong. TFS Financial Corporation has a Momentum Score of 62, which is Strong.

The Momentum Grade Winner: It’s a Tie!

Looking at the Momentum Grade breakdown above, both Credicorp Ltd. and TFS Financial Corporation have a grade of B. For those who focus solely on a company’s momentum, further research will need to be conducted into both companies to see if they fit your individual needs as an investor.

Credicorp Ltd. and TFS Financial Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Credicorp Ltd.	BAP	D
TFS Financial Corporation	TFSL	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Credicorp Ltd. has a Earnings Estimate Score of 40, which is Negative. TFS Financial Corporation has a Earnings Estimate Score of 57, which is Neutral.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Credicorp Ltd. or TFS Financial Corporation has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Credicorp Ltd. or TFS Financial Corporation is the better investment when it comes to estimate revisions.

Other Credicorp Ltd. and TFS Financial Corporation Grades

In addition to Momentum, Quality and Estimate Revisions, A+ Investor also provides grades for Value and Growth.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Credicorp Ltd. and TFS Financial Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Credicorp Ltd. or TFS Financial Corporation Stock?

Overall, Credicorp Ltd. stock has a Momentum Score of 77, Estimate Revisions Score of 40 and Quality Score of 5.

TFS Financial Corporation stock has a Momentum Score of 62, Estimate Revisions Score of 57 and Quality Score of 15.

Comparing Credicorp Ltd. and TFS Financial Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.