Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in First American Financial Corporation, Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited compare based on key financial metrics to determine which better meets your investment needs.

About First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in Santa Ana, California.

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited and changed its name to Pelagos Insurance Capital Limited in May 2026. Pelagos Insurance Capital Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited and changed its name to Pelagos Insurance Capital Limited in May 2026. Pelagos Insurance Capital Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

Latest Insurance and First American Financial Corporation, Pelagos Insurance Capital Limited Stock News

As of May 14, 2026, First American Financial Corporation had a $6.8 billion market capitalization, compared to the Insurance median of $5.2 million. First American Financial Corporation’s stock is up 8.7% in 2026, down 5.9% in the previous five trading days and up 11.59% in the past year.

Currently, First American Financial Corporation’s price-earnings ratio is 10.3. First American Financial Corporation’s trailing 12-month revenue is $7.7 billion with a 8.7% net profit margin. Year-over-year quarterly sales growth most recently was 16.2%. Analysts expect adjusted earnings to reach $6.873 per share for the current fiscal year. First American Financial Corporation currently has a 3.3% dividend yield.

Currently, Pelagos Insurance Capital Limited’s price-earnings ratio is 6.4. Pelagos Insurance Capital Limited’s trailing 12-month revenue is $2.5 billion with a 15.3% net profit margin. Year-over-year quarterly sales growth most recently was -7.3%. Analysts expect adjusted earnings to reach $3.696 per share for the current fiscal year. Pelagos Insurance Capital Limited currently has a 2.6% dividend yield.

How We Compare First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited’s stock grades to see how they measure up against one another.

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First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited Growth Grades

Company	Ticker	Growth
First American Financial Corporation	FAF	C
Pelagos Insurance Capital Limited	PLGO	D
Pelagos Insurance Capital Limited	PLGO	D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

First American Financial Corporation has a Growth Score of 56, which is Average. Pelagos Insurance Capital Limited has a Growth Score of 40, which is Weak. Pelagos Insurance Capital Limited has a Growth Score of 40, which is Weak.

The Growth Stock Winner: No Clear Winner

Neither First American Financial Corporation, Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if First American Financial Corporation, Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited is the better investment when it comes to sustainable growth.

First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited’s Quality Grades

Company	Ticker	Quality
First American Financial Corporation	FAF	C
Pelagos Insurance Capital Limited	PLGO	D
Pelagos Insurance Capital Limited	PLGO	D

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

First American Financial Corporation has a Quality Score of 50, which is Average. Pelagos Insurance Capital Limited has a Quality Score of 38, which is Weak. Pelagos Insurance Capital Limited has a Quality Score of 38, which is Weak.

The Quality Stock Winner: No Clear Winner

Neither First American Financial Corporation, Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if First American Financial Corporation, Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited is the better investment when it comes to quality.

First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited’s Momentum Grades

Company	Ticker	Momentum
First American Financial Corporation	FAF	C
Pelagos Insurance Capital Limited	PLGO	B
Pelagos Insurance Capital Limited	PLGO	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

First American Financial Corporation has a Momentum Score of 48, which is Average. Pelagos Insurance Capital Limited has a Momentum Score of 71, which is Strong. Pelagos Insurance Capital Limited has a Momentum Score of 71, which is Strong.

The Momentum Grade Winner: Pelagos Insurance Capital Limited

As you can clearly see from the Momentum Grade breakdown above, Pelagos Insurance Capital Limited is considered to have stronger momentum compared to First American Financial Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Pelagos Insurance Capital Limited could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited Grades

In addition to Quality, Momentum and Growth, A+ Investor also provides grades for Value and Estimate Revisions.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, First American Financial Corporation, Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited Stock?

Overall, First American Financial Corporation stock has a Growth Score of 56, Momentum Score of 48 and Quality Score of 50.

Pelagos Insurance Capital Limited stock has a Growth Score of 40, Momentum Score of 71 and Quality Score of 38.

Pelagos Insurance Capital Limited stock has a Growth Score of 40, Momentum Score of 71 and Quality Score of 38.

Comparing First American Financial Corporation, Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.