Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Genworth Financial, Inc., Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited compare based on key financial metrics to determine which better meets your investment needs.

About Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured’s home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. Genworth Financial, Inc. was founded in 1871 and is headquartered in Glen Allen, Virginia.

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited and changed its name to Pelagos Insurance Capital Limited in May 2026. Pelagos Insurance Capital Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited and changed its name to Pelagos Insurance Capital Limited in May 2026. Pelagos Insurance Capital Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

Latest Insurance and Genworth Financial, Inc., Pelagos Insurance Capital Limited Stock News

As of August 21, 2026, Genworth Financial, Inc. had a $3.7 billion market capitalization, compared to the Insurance median of $6.5 million. Genworth Financial, Inc.’s stock is up 9.4% in 2026, down 2.8% in the previous five trading days and up 16.65% in the past year.

Currently, Genworth Financial, Inc.’s price-earnings ratio is 19.4. Genworth Financial, Inc.’s trailing 12-month revenue is $7.4 billion with a 2.9% net profit margin. Year-over-year quarterly sales growth most recently was 5.3%. Analysts expect adjusted earnings to reach $1.100 per share for the current fiscal year. Genworth Financial, Inc. does not currently pay a dividend.

Currently, Pelagos Insurance Capital Limited’s price-earnings ratio is 5.8. Pelagos Insurance Capital Limited’s trailing 12-month revenue is $2.5 billion with a 15.9% net profit margin. Year-over-year quarterly sales growth most recently was 10.3%. Analysts expect adjusted earnings to reach $2.983 per share for the current fiscal year. Pelagos Insurance Capital Limited currently has a 2.5% dividend yield.

How We Compare Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited’s stock grades to see how they measure up against one another.

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Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited Stock Value Grades

Company	Ticker	Value
Genworth Financial, Inc.	GNW	A
Pelagos Insurance Capital Limited	PLGO	A
Pelagos Insurance Capital Limited	PLGO	A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Genworth Financial, Inc. has a Value Score of 93, which is Deep Value. Pelagos Insurance Capital Limited has a Value Score of 99, which is Deep Value. Pelagos Insurance Capital Limited has a Value Score of 99, which is Deep Value.

The Value Stock Winner: It’s a Tie!

Looking at the Value Grade breakdown above, both Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited have a Value Grade of A. For investors who focus solely on a company’s valuation, you will need to conduct further research into both of these companies’ other metrics to see if they could be good additions to your portfolio. It’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited’s Quality Grades

Company	Ticker	Quality
Genworth Financial, Inc.	GNW	C
Pelagos Insurance Capital Limited	PLGO	C
Pelagos Insurance Capital Limited	PLGO	C

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Genworth Financial, Inc. has a Quality Score of 54, which is Average. Pelagos Insurance Capital Limited has a Quality Score of 56, which is Average. Pelagos Insurance Capital Limited has a Quality Score of 56, which is Average.

The Quality Stock Winner: No Clear Winner

Neither Genworth Financial, Inc., Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Genworth Financial, Inc., Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited is the better investment when it comes to quality.

Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited’s Momentum Grades

Company	Ticker	Momentum
Genworth Financial, Inc.	GNW	C
Pelagos Insurance Capital Limited	PLGO	B
Pelagos Insurance Capital Limited	PLGO	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Genworth Financial, Inc. has a Momentum Score of 53, which is Average. Pelagos Insurance Capital Limited has a Momentum Score of 62, which is Strong. Pelagos Insurance Capital Limited has a Momentum Score of 62, which is Strong.

The Momentum Grade Winner: Pelagos Insurance Capital Limited

As you can clearly see from the Momentum Grade breakdown above, Pelagos Insurance Capital Limited is considered to have stronger momentum compared to Genworth Financial, Inc.. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Pelagos Insurance Capital Limited could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited Grades

In addition to Quality, Momentum and Value, A+ Investor also provides grades for Growth and Estimate Revisions.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Genworth Financial, Inc., Pelagos Insurance Capital Limited or Pelagos Insurance Capital Limited Stock?

Overall, Genworth Financial, Inc. stock has a Value Score of 93, Momentum Score of 53 and Quality Score of 54.

Pelagos Insurance Capital Limited stock has a Value Score of 99, Momentum Score of 62 and Quality Score of 56.

Pelagos Insurance Capital Limited stock has a Value Score of 99, Momentum Score of 62 and Quality Score of 56.

Comparing Genworth Financial, Inc., Pelagos Insurance Capital Limited and Pelagos Insurance Capital Limited’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.