Sifting through countless of stocks in the Software industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in BILL Holdings, Inc. or EverCommerce Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how BILL Holdings, Inc. and EverCommerce Inc. compare based on key financial metrics to determine which better meets your investment needs.

About BILL Holdings, Inc. and EverCommerce Inc.

BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. The company offers cloud-based payments, accounts payable, accounts receivable, and spend and expense management solutions. It also provides BILL Spend and Expense, a spend and expense management suite that provides a solution for businesses to have charge cards, build and monitor budgets, manage payments, and eliminate the need for manual expense reports. In addition, the company offers onboarding implementation support, and ongoing support and training services. Additionally, it provides payment services, including ACH, card, real-time, and cross-border payments, as well as checks and pay by card services; lending and deposit products; and value-added services. The company’s artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.

EverCommerce Inc., together with its subsidiaries, provides integrated software-as-a-service solutions for service-based small and medium-sized businesses in the United States and internationally. Its solutions include business management software that offers route-based dispatching and medical practice management solutions; billing and payment solutions comprising e-invoicing, mobile payments, and integrated payment processing; customer experience solution, which include reputation management and messaging solutions; and marketing technology solutions that cover websites, hosting, and digital lead generation. The company also provides EverPro suite of solutions for home services; EverHealth suite of solutions for health services; and EverWell suite of solutions for wellness services. In addition, the company offers professional services, such as consulting, implementation, and training; and sells hardware products. It serves home service professionals, such as home improvement contractors and home maintenance technicians; physician practices and therapists in the health services industry; and salon owners within the wellness sector. The company was formerly known as PaySimple Holdings, Inc. and changed its name to EverCommerce Inc. in December 2020. EverCommerce Inc. was incorporated in 2016 and is headquartered in Denver, Colorado.

Latest Software and BILL Holdings, Inc., EverCommerce Inc. Stock News

As of September 11, 2026, BILL Holdings, Inc. had a $4.0 billion market capitalization, compared to the Software median of $1.1 million. BILL Holdings, Inc.’s stock is down 13.4% in 2026, down 7.1% in the previous five trading days and down 10.73% in the past year.

Currently, BILL Holdings, Inc. does not have a price-earnings ratio. BILL Holdings, Inc.’s trailing 12-month revenue is $1.7 billion with a -0.7% net profit margin. Year-over-year quarterly sales growth most recently was 13.8%. Analysts expect adjusted earnings to reach $3.736 per share for the current fiscal year. BILL Holdings, Inc. does not currently pay a dividend.

As of September 11, 2026, EverCommerce Inc. had a $1.1 billion market cap, putting it in the 46th percentile of all stocks. EverCommerce Inc.’s stock is down 47.9% in 2026, down 20.4% in the previous five trading days and down 44.59% in the past year.

Currently, EverCommerce Inc.’s price-earnings ratio is 42.0. EverCommerce Inc.’s trailing 12-month revenue is $598.1 million with a 5.7% net profit margin. Year-over-year quarterly sales growth most recently was 2.7%. Analysts expect adjusted earnings to reach $0.753 per share for the current fiscal year. EverCommerce Inc. does not currently pay a dividend.

How We Compare BILL Holdings, Inc. and EverCommerce Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at BILL Holdings, Inc. and EverCommerce Inc.’s stock grades to see how they measure up against one another.

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BILL Holdings, Inc. and EverCommerce Inc. Stock Value Grades

Company	Ticker	Value
BILL Holdings, Inc.	BILL	C
EverCommerce Inc.	EVCM	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

BILL Holdings, Inc. has a Value Score of 54, which is Average. EverCommerce Inc. has a Value Score of 48, which is Average.

The Value Stock Winner: No Clear Winner

Neither BILL Holdings, Inc. or EverCommerce Inc. has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if BILL Holdings, Inc. or EverCommerce Inc. is the better investment when it comes to value.

BILL Holdings, Inc. and EverCommerce Inc.’s Momentum Grades

Company	Ticker	Momentum
BILL Holdings, Inc.	BILL	B
EverCommerce Inc.	EVCM	F

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

BILL Holdings, Inc. has a Momentum Score of 74, which is Strong. EverCommerce Inc. has a Momentum Score of 12, which is Very Weak.

The Momentum Grade Winner: BILL Holdings, Inc.

As you can clearly see from the Momentum Grade breakdown above, BILL Holdings, Inc. is considered to have stronger momentum compared to EverCommerce Inc.. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, BILL Holdings, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

BILL Holdings, Inc. and EverCommerce Inc.’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
BILL Holdings, Inc.	BILL	A
EverCommerce Inc.	EVCM	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

BILL Holdings, Inc. has a Earnings Estimate Score of 88, which is Very Positive. EverCommerce Inc. has a Earnings Estimate Score of 30, which is Negative.

The Earnings Estimate Revisions Grade Winner: BILL Holdings, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, BILL Holdings, Inc. has a better Earnings Estimate Revisions Grade than EverCommerce Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, BILL Holdings, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other BILL Holdings, Inc. and EverCommerce Inc. Grades

In addition to Estimate Revisions, Momentum and Value, A+ Investor also provides grades for Growth and Quality.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether BILL Holdings, Inc. and EverCommerce Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, BILL Holdings, Inc. or EverCommerce Inc. Stock?

Overall, BILL Holdings, Inc. stock has a Value Score of 54, Momentum Score of 74 and Estimate Revisions Score of 88.

EverCommerce Inc. stock has a Value Score of 48, Momentum Score of 12 and Estimate Revisions Score of 30.

Comparing BILL Holdings, Inc. and EverCommerce Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.