Which Is a Better Investment, The Baldwin Insurance Group, Inc. or Pelagos Insurance Capital Limited Stock?

By Tudor Pop
July 31, 2026
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Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc.

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited and changed its name to Pelagos Insurance Capital Limited in May 2026. Pelagos Insurance Capital Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited and changed its name to Pelagos Insurance Capital Limited in May 2026. Pelagos Insurance Capital Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.

Latest Insurance and Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited Stock News

As of July 31, 2026, Pelagos Insurance Capital Limited had a $2.2 billion market capitalization, compared to the Insurance median of $7.1 million. Pelagos Insurance Capital Limited’s stock is NA in 2026, NA in the previous five trading days and up 68.26% in the past year.

Currently, Pelagos Insurance Capital Limited’s price-earnings ratio is 6.9. Pelagos Insurance Capital Limited’s trailing 12-month revenue is $2.5 billion with a 15.3% net profit margin. Year-over-year quarterly sales growth most recently was -7.3%. Analysts expect adjusted earnings to reach $3.546 per share for the current fiscal year. Pelagos Insurance Capital Limited currently has a 2.4% dividend yield.

Currently, Pelagos Insurance Capital Limited’s price-earnings ratio is 6.9. Pelagos Insurance Capital Limited’s trailing 12-month revenue is $2.5 billion with a 15.3% net profit margin. Year-over-year quarterly sales growth most recently was -7.3%. Analysts expect adjusted earnings to reach $3.546 per share for the current fiscal year. Pelagos Insurance Capital Limited currently has a 2.4% dividend yield.

How We Compare Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc.’s stock grades to see how they measure up against one another.

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Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc. Growth Grades

Company Ticker Growth
Pelagos Insurance Capital Limited PLGO D
Pelagos Insurance Capital Limited PLGO D
The Baldwin Insurance Group, Inc. BWIN D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Pelagos Insurance Capital Limited has a Growth Score of 40, which is Weak. Pelagos Insurance Capital Limited has a Growth Score of 40, which is Weak. The Baldwin Insurance Group, Inc. has a Growth Score of 32, which is Weak.

The Growth Stock Winner: No Clear Winner

Neither Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group or Inc. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group or Inc. is the better investment when it comes to sustainable growth.

Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc.’s Quality Grades

Company Ticker Quality
Pelagos Insurance Capital Limited PLGO C
Pelagos Insurance Capital Limited PLGO C
The Baldwin Insurance Group, Inc. BWIN F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Pelagos Insurance Capital Limited has a Quality Score of 43, which is Average. Pelagos Insurance Capital Limited has a Quality Score of 43, which is Average. The Baldwin Insurance Group, Inc. has a Quality Score of 7, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group or Inc. has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group or Inc. is the better investment when it comes to quality.

Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc.’s Estimate Revisions Grades

Company Ticker Earnings Estimate
Pelagos Insurance Capital Limited PLGO C
Pelagos Insurance Capital Limited PLGO C
The Baldwin Insurance Group, Inc. BWIN D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Pelagos Insurance Capital Limited has a Earnings Estimate Score of 44, which is Neutral. Pelagos Insurance Capital Limited has a Earnings Estimate Score of 44, which is Neutral. The Baldwin Insurance Group, Inc. has a Earnings Estimate Score of 33, which is Negative.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group or Inc. has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group or Inc. is the better investment when it comes to estimate revisions.

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Other Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc. Grades

In addition to Estimate Revisions, Quality and Growth, A+ Investor also provides grades for Value and Momentum.

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Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group or Inc. Stock?

Overall, Pelagos Insurance Capital Limited stock has a Growth Score of 40, Estimate Revisions Score of 44 and Quality Score of 43.

Pelagos Insurance Capital Limited stock has a Growth Score of 40, Estimate Revisions Score of 44 and Quality Score of 43.

The Baldwin Insurance Group, Inc. stock has a Growth Score of 32, Estimate Revisions Score of 33 and Quality Score of 7.

Comparing Pelagos Insurance Capital Limited, Pelagos Insurance Capital Limited, The Baldwin Insurance Group and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

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AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.



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