Sifting through countless of stocks in the Software industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Alkami Technology, Inc., Bentley Systems or Incorporated because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Alkami Technology, Inc., Bentley Systems and Incorporated compare based on key financial metrics to determine which better meets your investment needs.

About Alkami Technology, Inc., Bentley Systems and Incorporated

Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.

Bentley Systems, Incorporated, together with its subsidiaries, provides infrastructure engineering software solutions in the Americas, Europe, the Middle East, Africa, and the Asia-Pacific. The company offers open modeling applications, such as MicroStation, OpenBridge, OpenBuildings, OpenFlows, OpenPlant, OpenRail, OpenRoads, OpenSite and OpenSite+, OpenTower, OpenTunnel, and OpenUtilities; and open simulation applications, including ADINA, AutoPIPE, LEGION, OpenPaths, Power Line Systems, RAM, SACS, SPIDA, and STAAD; and geoprofessional applications for modeling and simulation of near and deep subsurface conditions, including AGS, Central, GeoStudio, Imago, Leapfrog, MX Deposit, Oasis montaj, OpenGround, and PLAXIS. It also provides infrastructure cloud applications, such as ProjectWise, SYNCHRO, and AssetWise, as well as Cesium and iTwin platform that enables users to create and curate cloud native digital representations of physical infrastructure assets consisting of iTwin Capture, iTwin Engage, iTwin Experience, and iTwin IoT platforms. The company serves civil, structural, geotechnical, subsurface, process engineers, architects, geospatial professionals, city and regional planners, contractors, fabricators, and operations and maintenance engineers. Bentley Systems, Incorporated was incorporated in 1984 and is headquartered in Exton, Pennsylvania.

Latest Software and Alkami Technology, Inc., Bentley Systems, Incorporated Stock News

As of July 30, 2026, Alkami Technology, Inc. had a $1.9 billion market capitalization, compared to the Software median of $988.2 million. Alkami Technology, Inc.’s stock is down 21.2% in 2026, up 8.2% in the previous five trading days and down 33.1% in the past year.

Currently, Alkami Technology, Inc. does not have a price-earnings ratio. Alkami Technology, Inc.’s trailing 12-month revenue is $471.9 million with a -9.2% net profit margin. Year-over-year quarterly sales growth most recently was 28.9%. Analysts expect adjusted earnings to reach $0.749 per share for the current fiscal year. Alkami Technology, Inc. does not currently pay a dividend.

As of July 30, 2026, Bentley Systems, Incorporated had a $11.0 billion market cap, putting it in the 79th percentile of all stocks. Bentley Systems, Incorporated’s stock is down 7.1% in 2026, up 12.9% in the previous five trading days and down 40.03% in the past year.

Currently, Bentley Systems, Incorporated’s price-earnings ratio is 40.4. Bentley Systems, Incorporated’s trailing 12-month revenue is $1.6 billion with a 18.1% net profit margin. Year-over-year quarterly sales growth most recently was 14.5%. Analysts expect adjusted earnings to reach $1.384 per share for the current fiscal year. Bentley Systems, Incorporated currently has a 0.8% dividend yield.

How We Compare Alkami Technology, Inc., Bentley Systems and Incorporated Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Alkami Technology, Inc., Bentley Systems and Incorporated’s stock grades to see how they measure up against one another.

Learn more about A+ Investor here!

Sign Up to Receive a Free Special Report Showing How A+ Grades Can Help You Make Smarter Investment Decisions

Alkami Technology, Inc., Bentley Systems and Incorporated Growth Grades

Company	Ticker	Growth
Alkami Technology, Inc.	ALKT	D
Bentley Systems, Incorporated	BSY	A

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Alkami Technology, Inc. has a Growth Score of 32, which is Weak. Bentley Systems, Incorporated has a Growth Score of 89, which is Very Strong.

The Growth Grade Winner: Bentley Systems, Incorporated

As you can clearly see from the Growth Grade breakdown above, Bentley Systems, Incorporated has a more attractive growth grade than Alkami Technology, Inc.. For investors who focus solely on how a company is growing relative to other companies in the same industry, Bentley Systems, Incorporated could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Alkami Technology, Inc., Bentley Systems and Incorporated’s Quality Grades

Company	Ticker	Quality
Alkami Technology, Inc.	ALKT	B
Bentley Systems, Incorporated	BSY	B

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Alkami Technology, Inc. has a Quality Score of 63, which is Strong. Bentley Systems, Incorporated has a Quality Score of 78, which is Strong.

The Quality Grade Winner: It’s a Tie!

Looking at the Quality Grade breakdown above, both Alkami Technology, Inc., Bentley Systems and Incorporated have a grade of B. For investors who focus solely on a company’s overall quality, you will need to conduct further research into both companies to see if they are a good fit for your portfolio. As a good rule of thumb, you should always analyze multiple factors based on a wide range of metrics before choosing a company to invest in.

Alkami Technology, Inc., Bentley Systems and Incorporated’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Alkami Technology, Inc.	ALKT	F
Bentley Systems, Incorporated	BSY	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Alkami Technology, Inc. has a Earnings Estimate Score of 20, which is Very Negative. Bentley Systems, Incorporated has a Earnings Estimate Score of 50, which is Neutral.

The Earnings Estimate Revisions Stock Winner: No Clear Winner

Neither Alkami Technology, Inc., Bentley Systems or Incorporated has an Earnings Estimate Revisions Grade that could be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Alkami Technology, Inc., Bentley Systems or Incorporated is the better investment when it comes to estimate revisions.

Other Alkami Technology, Inc., Bentley Systems and Incorporated Grades

In addition to Quality, Growth and Estimate Revisions, A+ Investor also provides grades for Value and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Alkami Technology, Inc., Bentley Systems and Incorporated pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Alkami Technology, Inc., Bentley Systems or Incorporated Stock?

Overall, Alkami Technology, Inc. stock has a Growth Score of 32, Estimate Revisions Score of 20 and Quality Score of 63.

Bentley Systems, Incorporated stock has a Growth Score of 89, Estimate Revisions Score of 50 and Quality Score of 78.

Comparing Alkami Technology, Inc., Bentley Systems and Incorporated’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.