Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Truist Financial Corporation or Old National Bancorp because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Truist Financial Corporation and Old National Bancorp compare based on key financial metrics to determine which better meets your investment needs.

About Truist Financial Corporation and Old National Bancorp

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

Old National Bancorp operates as the bank holding company for Old National Bank that provides consumer and commercial banking services in the United States. It accepts deposit accounts, such as noninterest-bearing demand, interest-bearing checking and negotiable order of withdrawal, savings and money market, and time deposits. The company also offers loans, including home equity lines of credit, residential real estate loans, and consumer loans, as well as loans to commercial clients comprising commercial loans, commercial real estate loans, agricultural loans, letters of credit, and lease financing. In addition, it offers debit and automated teller machine cards, telephone access and online banking, and other electronic and mobile banking services. Further, the company offers private banking, wealth management, trust, investment advisory, brokerage, and foreign currency services; treasury management, merchant, and capital markets services for businesses; and community development lending and equity investment solutions. Old National Bancorp was founded in 1834 and is headquartered in Evansville, Indiana.

Latest Banks and Truist Financial Corporation, Old National Bancorp Stock News

As of July 31, 2026, Truist Financial Corporation had a $63.3 billion market capitalization, compared to the Banks median of $716.9 million. Truist Financial Corporation’s stock is up 5.3% in 2026, up 0.2% in the previous five trading days and up 17.13% in the past year.

Currently, Truist Financial Corporation’s price-earnings ratio is 12.8. Truist Financial Corporation’s trailing 12-month revenue is $18.7 billion with a 30.7% net profit margin. Year-over-year quarterly sales growth most recently was 5.2%. Analysts expect adjusted earnings to reach $4.617 per share for the current fiscal year. Truist Financial Corporation currently has a 4.0% dividend yield.

As of July 31, 2026, Old National Bancorp had a $10.2 billion market cap, putting it in the 78th percentile of all stocks. Old National Bancorp’s stock is up 19.4% in 2026, up 0.6% in the previous five trading days and up 25.42% in the past year.

Currently, Old National Bancorp’s price-earnings ratio is 11.9. Old National Bancorp’s trailing 12-month revenue is $2.7 billion with a 33.3% net profit margin. Year-over-year quarterly sales growth most recently was 28.8%. Analysts expect adjusted earnings to reach $2.610 per share for the current fiscal year. Old National Bancorp currently has a 2.2% dividend yield.

How We Compare Truist Financial Corporation and Old National Bancorp Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Truist Financial Corporation and Old National Bancorp’s stock grades to see how they measure up against one another.

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Truist Financial Corporation and Old National Bancorp’s Quality Grades

Company	Ticker	Quality
Truist Financial Corporation	TFC	D
Old National Bancorp	ONB	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Truist Financial Corporation has a Quality Score of 28, which is Weak. Old National Bancorp has a Quality Score of 11, which is Very Weak.

The Quality Stock Winner: No Clear Winner

Neither Truist Financial Corporation or Old National Bancorp has a high enough Quality Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Truist Financial Corporation or Old National Bancorp is the better investment when it comes to quality.

Truist Financial Corporation and Old National Bancorp’s Momentum Grades

Company	Ticker	Momentum
Truist Financial Corporation	TFC	C
Old National Bancorp	ONB	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Truist Financial Corporation has a Momentum Score of 53, which is Average. Old National Bancorp has a Momentum Score of 65, which is Strong.

The Momentum Grade Winner: Old National Bancorp

As you can clearly see from the Momentum Grade breakdown above, Old National Bancorp is considered to have stronger momentum compared to Truist Financial Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Old National Bancorp could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Truist Financial Corporation and Old National Bancorp’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Truist Financial Corporation	TFC	B
Old National Bancorp	ONB	C

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Truist Financial Corporation has a Earnings Estimate Score of 75, which is Positive. Old National Bancorp has a Earnings Estimate Score of 47, which is Neutral.

The Earnings Estimate Revisions Grade Winner: Truist Financial Corporation

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Truist Financial Corporation has a better Earnings Estimate Revisions Grade than Old National Bancorp. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Truist Financial Corporation could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Truist Financial Corporation and Old National Bancorp Grades

In addition to Momentum, Estimate Revisions and Quality, A+ Investor also provides grades for Value and Growth.

Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Truist Financial Corporation and Old National Bancorp pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Truist Financial Corporation or Old National Bancorp Stock?

Overall, Truist Financial Corporation stock has a Momentum Score of 53, Estimate Revisions Score of 75 and Quality Score of 28.

Old National Bancorp stock has a Momentum Score of 65, Estimate Revisions Score of 47 and Quality Score of 11.

Comparing Truist Financial Corporation and Old National Bancorp’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.