Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Financial Institutions, Inc. before investing.

In this article, we go over a few key elements for understanding Financial Institutions, Inc.’s stock price such as:

• Financial Institutions, Inc.’s current stock price and volume
• Why Financial Institutions, Inc.’s stock price changed recently
• Upgrades and downgrades for FISI from analysts
• FISI’s stock price momentum as measured by its relative strength

About Financial Institutions, Inc. (FISI)

Before we jump into Financial Institutions, Inc.’s stock price, history, target price and what caused it to recently rise, let’s take a look at some background.

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

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Financial Institutions, Inc.’s Stock Price as of Market Close

As of July 31, 2026, 4:00 PM, CST, Financial Institutions, Inc.’s stock price was $41.460.

Financial Institutions, Inc. is up 0.48% from its previous closing price of $41.260.

During the last market session, Financial Institutions, Inc.’s stock traded between $40.975 and $41.970. Currently, there are approximately 19.64 million shares outstanding for Financial Institutions, Inc..

Financial Institutions, Inc.’s price-earnings (P/E) ratio is currently at 10.8, which is low compared to the Banks industry median of 12.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Financial Institutions, Inc. Stock Price History

Financial Institutions, Inc.’s (FISI) price is currently up 6.39% so far this month.

During the month of July, Financial Institutions, Inc.’s stock price has reached a high of $42.260 and a low of $37.510.

Over the last year, Financial Institutions, Inc. has hit prices as high as $42.260 and as low as $24.620. Year to date, Financial Institutions, Inc.’s stock is up 33.01%.

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What Caused Financial Institutions, Inc. Stock’s Price to Rise?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of July 31, 2026, there were 2 analysts who downgraded Financial Institutions, Inc.’s stock and 1 analyst who upgraded over the last month.

Additionally, you'll want to evaluate Financial Institutions, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Financial Institutions, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Financial Institutions, Inc.’s current valuation based on AAII’s Value Grade is a B, which means it is considered to be Value.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Financial Institutions, Inc. (FISI) by visiting AAII Stock Evaluator.

Relative Price Strength of Financial Institutions, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 31, 2026, Financial Institutions, Inc. has a weighted four-quarter relative price strength of 10.00%, which translates to a Momentum Score of 82 and is considered to be Very Strong.

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Financial Institutions, Inc. Stock Price: Bottom Line

As of July 31, 2026, Financial Institutions, Inc.’s stock price is $41.460, which is up 0.48% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Financial Institutions, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.