Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Bank of Hawaii Corporation or City Holding Company because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how Bank of Hawaii Corporation and City Holding Company compare based on key financial metrics to determine which better meets your investment needs.
About Bank of Hawaii Corporation and City Holding Company
Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, the United States Mainland, Guam, and other Pacific Islands. It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers checking, savings, and time deposit accounts; residential mortgage loans, home equity lines of credit, automobile loans and leases, overdraft lines of credit, installment loans, small business loans and leases, and credit cards; private and international client banking; investment, credit, and trust services to individuals and families, and high-net-worth individuals; investment management; and investment advisory services to corporations, government entities, and foundations. This segment also provides brokerage and insurance offerings, including equities, mutual funds, life insurance, and annuity products. The Commercial Banking segment offers commercial and industrial loans, commercial real estate loans, commercial lease financing, auto dealer financing, and deposit products; and international banking, cash management, and merchant services to middle-market and large companies, and government entities. This segment also provides commercial real estate mortgages to investors, developers, and builders. The Treasury and Other segment offers corporate asset and liability management services comprising interest rate risk management and foreign exchange services. Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii.
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.
Latest Banks and Bank of Hawaii Corporation, City Holding Company Stock News
As of August 21, 2026, Bank of Hawaii Corporation had a $3.1 billion market capitalization, compared to the Banks median of $745.4 million. Bank of Hawaii Corporation’s stock is up 13.4% in 2026, down 3.5% in the previous five trading days and up 18.1% in the past year.
Currently, Bank of Hawaii Corporation’s price-earnings ratio is 14.4. Bank of Hawaii Corporation’s trailing 12-month revenue is $751.2 million with a 31.4% net profit margin. Year-over-year quarterly sales growth most recently was 12.9%. Analysts expect adjusted earnings to reach $5.956 per share for the current fiscal year. Bank of Hawaii Corporation currently has a 3.6% dividend yield.
As of August 21, 2026, City Holding Company had a $2.0 billion market cap, putting it in the 53rd percentile of all stocks. City Holding Company’s stock is up 21.2% in 2026, down 1.9% in the previous five trading days and up 16.84% in the past year.
Currently, City Holding Company’s price-earnings ratio is 15.8. City Holding Company’s trailing 12-month revenue is $320.5 million with a 41.1% net profit margin. Year-over-year quarterly sales growth most recently was 0.9%. Analysts expect adjusted earnings to reach $9.264 per share for the current fiscal year. City Holding Company currently has a 2.4% dividend yield.
How We Compare Bank of Hawaii Corporation and City Holding Company Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Bank of Hawaii Corporation and City Holding Company’s stock grades to see how they measure up against one another.
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Bank of Hawaii Corporation and City Holding Company Growth Grades
| Company | Ticker | Growth |
| Bank of Hawaii Corporation | BOH | C |
| City Holding Company | CHCO | A |
The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.
In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.
The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.
Bank of Hawaii Corporation has a Growth Score of 43, which is Average.
City Holding Company has a Growth Score of 100, which is Very Strong.
The Growth Grade Winner: City Holding Company
As you can clearly see from the Growth Grade breakdown above, City Holding Company has a more attractive growth grade than Bank of Hawaii Corporation. For investors who focus solely on how a company is growing relative to other companies in the same industry, City Holding Company could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
Bank of Hawaii Corporation and City Holding Company’s Momentum Grades
| Company | Ticker | Momentum |
| Bank of Hawaii Corporation | BOH | C |
| City Holding Company | CHCO | C |
Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.
Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.
Bank of Hawaii Corporation has a Momentum Score of 49, which is Average.
City Holding Company has a Momentum Score of 59, which is Average.
The Momentum Stock Winner: No Clear Winner
Neither Bank of Hawaii Corporation or City Holding Company has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Bank of Hawaii Corporation or City Holding Company is the better investment when it comes to momentum.
Bank of Hawaii Corporation and City Holding Company’s Estimate Revisions Grades
| Company | Ticker | Earnings Estimate |
| Bank of Hawaii Corporation | BOH | D |
| City Holding Company | CHCO | B |
Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).
Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.
Bank of Hawaii Corporation has a Earnings Estimate Score of 30, which is Negative.
City Holding Company has a Earnings Estimate Score of 65, which is Positive.
The Earnings Estimate Revisions Grade Winner: City Holding Company
As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, City Holding Company has a better Earnings Estimate Revisions Grade than Bank of Hawaii Corporation. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, City Holding Company could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.
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Other Bank of Hawaii Corporation and City Holding Company Grades
In addition to Estimate Revisions, Growth and Momentum, A+ Investor also provides grades for Value and Quality.
Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.
AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.
These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Bank of Hawaii Corporation and City Holding Company pass any of our 60+ stock screens that have outperformed the market since their creation.
So, Which Is the Better Investment, Bank of Hawaii Corporation or City Holding Company Stock?
Overall, Bank of Hawaii Corporation stock has a Growth Score of 43, Momentum Score of 49 and Estimate Revisions Score of 30.
City Holding Company stock has a Growth Score of 100, Momentum Score of 59 and Estimate Revisions Score of 65.
Comparing Bank of Hawaii Corporation and City Holding Company’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.
Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.
A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.
AAII Disclaimer
We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.
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