Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Corpay, Inc., Block, Inc., Block or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how Corpay, Inc., Block, Inc., Block and Inc. compare based on key financial metrics to determine which better meets your investment needs.
About Corpay, Inc., Block, Inc., Block and Inc.
Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses.
It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions, such as cross-border payments, spend management solutions, AP modernization, virtual cards, and purchasing and T&E cards. Additionally, it offers lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; workforce lodging solutions for business travel programs; airline logistics, crew management, insurance, and other payments solutions. Further, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in June 2002. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.
Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App. The Square segment offers managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards. It also offers Square Handheld, a portable point-of sale device for transaction purposes. The Cash App segment offers financial tools, including peer-to-peer payments, bitcoin, and stock investment brokerage; Cash App Card, a debit card; Cash App Pay, mobile-friendly way for cash app customers to pay at merchants across online and in-person channels; direct deposit, stock brokerage, and tax preparation services; and Afterpay, a buy now, pay later platform. In addition, the company operates TIDAL, a platform for musicians and fans; TBD, an open developer platform focused on making the decentralized financial world accessible; Bitkey, a self-custody bitcoin wallet; and proto. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in Oakland, California.
Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App. The Square segment offers managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards. It also offers Square Handheld, a portable point-of sale device for transaction purposes. The Cash App segment offers financial tools, including peer-to-peer payments, bitcoin, and stock investment brokerage; Cash App Card, a debit card; Cash App Pay, mobile-friendly way for cash app customers to pay at merchants across online and in-person channels; direct deposit, stock brokerage, and tax preparation services; and Afterpay, a buy now, pay later platform. In addition, the company operates TIDAL, a platform for musicians and fans; TBD, an open developer platform focused on making the decentralized financial world accessible; Bitkey, a self-custody bitcoin wallet; and proto. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in Oakland, California.
Latest Financial Services and Corpay, Inc., Block, Inc. Stock News
As of August 21, 2026, Corpay, Inc. had a $27.4 billion market capitalization, compared to the Financial Services median of $2.3 million. Corpay, Inc.’s stock is up 38.6% in 2026, down 0.1% in the previous five trading days and up 31.83% in the past year.
Currently, Corpay, Inc.’s price-earnings ratio is 25.4. Corpay, Inc.’s trailing 12-month revenue is $5.0 billion with a 22.7% net profit margin. Year-over-year quarterly sales growth most recently was 21.5%. Analysts expect adjusted earnings to reach $27.359 per share for the current fiscal year. Corpay, Inc. does not currently pay a dividend.
As of August 21, 2026, Block, Inc. had a $49.4 billion market cap, putting it in the 93rd percentile of all stocks. Block, Inc.’s stock is up 26.2% in 2026, down 0.9% in the previous five trading days and up 10.76% in the past year.
Currently, Block, Inc.’s price-earnings ratio is 139.7. Block, Inc.’s trailing 12-month revenue is $25.0 billion with a 1.4% net profit margin. Year-over-year quarterly sales growth most recently was 9.3%. Analysts expect adjusted earnings to reach $4.055 per share for the current fiscal year. Block, Inc. does not currently pay a dividend.
How We Compare Corpay, Inc., Block, Inc., Block and Inc. Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Corpay, Inc., Block, Inc., Block and Inc.’s stock grades to see how they measure up against one another.
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Corpay, Inc., Block, Inc., Block and Inc. Stock Value Grades
| Company | Ticker | Value |
| Corpay, Inc. | CPAY | D |
| Block, Inc. | XYZ | D |
| Block, Inc. | XYZ | D |
Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.
Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.
AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.
Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.
Corpay, Inc. has a Value Score of 38, which is Expensive.
Block, Inc. has a Value Score of 33, which is Expensive.
Block, Inc. has a Value Score of 33, which is Expensive.
The Value Stock Winner: No Clear Winner
Neither Corpay, Inc., Block, Inc., Block or Inc. has a high enough value grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolio. It’s important to look at a wide range of financial metrics in order to determine if Corpay, Inc., Block, Inc., Block or Inc. is the better investment when it comes to value.
Corpay, Inc., Block, Inc., Block and Inc.’s Momentum Grades
| Company | Ticker | Momentum |
| Corpay, Inc. | CPAY | B |
| Block, Inc. | XYZ | B |
| Block, Inc. | XYZ | B |
Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.
Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.
Corpay, Inc. has a Momentum Score of 71, which is Strong.
Block, Inc. has a Momentum Score of 64, which is Strong.
Block, Inc. has a Momentum Score of 64, which is Strong.
The Momentum Grade Winner: It’s a Tie!
Looking at the Momentum Grade breakdown above, both Corpay, Inc., Block, Inc., Block and Inc. have a grade of B. For those who focus solely on a company’s momentum, further research will need to be conducted into both companies to see if they fit your individual needs as an investor.
Corpay, Inc., Block, Inc., Block and Inc.’s Estimate Revisions Grades
| Company | Ticker | Earnings Estimate |
| Corpay, Inc. | CPAY | B |
| Block, Inc. | XYZ | B |
| Block, Inc. | XYZ | B |
Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).
Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.
Corpay, Inc. has a Earnings Estimate Score of 70, which is Positive.
Block, Inc. has a Earnings Estimate Score of 78, which is Positive.
Block, Inc. has a Earnings Estimate Score of 78, which is Positive.
The Earnings Estimate Revisions Grade Winner: It’s a Tie!
Looking at the Earnings Estimate Revisions Grade breakdown above, both Corpay, Inc., Block, Inc., Block and Inc. have a grade of B. For those focusing solely on a company’s estimate revisions, other financial metrics will need to be evaluated to determine whether Corpay, Inc., Block, Inc., Block or Inc. is a better fit.
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Other Corpay, Inc., Block, Inc., Block and Inc. Grades
In addition to Value, Momentum and Estimate Revisions, A+ Investor also provides grades for Growth and Quality.
Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.
AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.
These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Corpay, Inc., Block, Inc., Block and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.
So, Which Is the Better Investment, Corpay, Inc., Block, Inc., Block or Inc. Stock?
Overall, Corpay, Inc. stock has a Value Score of 38, Momentum Score of 71 and Estimate Revisions Score of 70.
Block, Inc. stock has a Value Score of 33, Momentum Score of 64 and Estimate Revisions Score of 78.
Block, Inc. stock has a Value Score of 33, Momentum Score of 64 and Estimate Revisions Score of 78.
Comparing Corpay, Inc., Block, Inc., Block and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.
Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.
A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.
AAII Disclaimer
We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.
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