Sifting through countless of stocks in the Insurance industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Oscar Health, Inc., F&G Annuities & Life or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Oscar Health, Inc., F&G Annuities & Life and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Oscar Health, Inc., F&G Annuities & Life and Inc.

Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. In addition, the company offers brokerage services and enrollment platform for brokers and consumers to shop, buy, and enroll in medical and supplemental health products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

F&G Annuities & Life, Inc., together with its subsidiaries, provides annuity and life insurance products in the United States. It offers fixed indexed annuities registered index-linked annuities, pension risk transfer and indexed universal life, and multi-year guarantee annuities; immediate annuities; indexed universal life insurance; pension risk transfer solutions; and institutional funding agreements. The company distributes its products through independent agents, banks, and broker-dealers to retail annuity and life customers, as well as institutional clients. The company was founded in 1959 and is headquartered in Des Moines, Iowa. F&G Annuities & Life, Inc. operates as a subsidiary of Fidelity National Financial, Inc.

Latest Insurance and Oscar Health, Inc., F&G Annuities & Life, Inc. Stock News

As of August 21, 2026, Oscar Health, Inc. had a $9.9 billion market capitalization, compared to the Insurance median of $6.5 million. Oscar Health, Inc.’s stock is up 123% in 2026, down 2.2% in the previous five trading days and up 109.82% in the past year.

Currently, Oscar Health, Inc.’s price-earnings ratio is 16.8. Oscar Health, Inc.’s trailing 12-month revenue is $15.3 billion with a 3.6% net profit margin. Year-over-year quarterly sales growth most recently was 70.4%. Analysts expect adjusted earnings to reach $1.751 per share for the current fiscal year. Oscar Health, Inc. does not currently pay a dividend.

As of August 21, 2026, F&G Annuities & Life, Inc. had a $3.0 billion market cap, putting it in the 59th percentile of all stocks. F&G Annuities & Life, Inc.’s stock is down 26.8% in 2026, down 17.7% in the previous five trading days and down 33.83% in the past year.

Currently, F&G Annuities & Life, Inc.’s price-earnings ratio is 7.4. F&G Annuities & Life, Inc.’s trailing 12-month revenue is $6.1 billion with a 6.9% net profit margin. Year-over-year quarterly sales growth most recently was 4.2%. Analysts expect adjusted earnings to reach $3.453 per share for the current fiscal year. F&G Annuities & Life, Inc. currently has a 4.4% dividend yield.

How We Compare Oscar Health, Inc., F&G Annuities & Life and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Oscar Health, Inc., F&G Annuities & Life and Inc.’s stock grades to see how they measure up against one another.

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Oscar Health, Inc., F&G Annuities & Life and Inc. Stock Value Grades

Company	Ticker	Value
Oscar Health, Inc.	OSCR	B
F&G Annuities & Life, Inc.	FG	A

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Oscar Health, Inc. has a Value Score of 65, which is Value. F&G Annuities & Life, Inc. has a Value Score of 100, which is Deep Value.

The Value Stock Winner: F&G Annuities & Life, Inc.

As you can clearly see from the Value Grade breakdown above, F&G Annuities & Life, Inc. is considered to have better value than Oscar Health, Inc.. For investors who focus solely on a company’s valuation, F&G Annuities & Life, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Oscar Health, Inc., F&G Annuities & Life and Inc. Growth Grades

Company	Ticker	Growth
Oscar Health, Inc.	OSCR	D
F&G Annuities & Life, Inc.	FG	C

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Oscar Health, Inc. has a Growth Score of 37, which is Weak. F&G Annuities & Life, Inc. has a Growth Score of 44, which is Average.

The Growth Stock Winner: No Clear Winner

Neither Oscar Health, Inc., F&G Annuities & Life or Inc. has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Oscar Health, Inc., F&G Annuities & Life or Inc. is the better investment when it comes to sustainable growth.

Oscar Health, Inc., F&G Annuities & Life and Inc.’s Momentum Grades

Company	Ticker	Momentum
Oscar Health, Inc.	OSCR	A
F&G Annuities & Life, Inc.	FG	F

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Oscar Health, Inc. has a Momentum Score of 93, which is Very Strong. F&G Annuities & Life, Inc. has a Momentum Score of 16, which is Very Weak.

The Momentum Grade Winner: Oscar Health, Inc.

As you can clearly see from the Momentum Grade breakdown above, Oscar Health, Inc. is considered to have stronger momentum compared to F&G Annuities & Life, Inc.. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, Oscar Health, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Oscar Health, Inc., F&G Annuities & Life and Inc. Grades

In addition to Value, Momentum and Growth, A+ Investor also provides grades for Estimate Revisions and Quality.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Oscar Health, Inc., F&G Annuities & Life and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Oscar Health, Inc., F&G Annuities & Life or Inc. Stock?

Overall, Oscar Health, Inc. stock has a Value Score of 65, Growth Score of 37 and Momentum Score of 93.

F&G Annuities & Life, Inc. stock has a Value Score of 100, Growth Score of 44 and Momentum Score of 16.

Comparing Oscar Health, Inc., F&G Annuities & Life and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.