Which Is a Better Investment, Trustmark Corporation or United Community Banks, Inc. Stock?

By Jenna Brashear
August 21, 2026
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Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Trustmark Corporation, United Community Banks, Inc., United Community Banks or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc.

Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. It operates through General Banking and Wealth Management segments. The company offers checking, savings and money market accounts, and certificates of deposit, as well as certificates of deposit and individual retirement accounts; and treasury management services. It also provides loans comprising financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans and lines of credit. In addition, the company offers mortgage banking services, including construction financing, production of conventional and government-insured mortgages, and secondary marketing and mortgage servicing; wealth management and trust services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans, and charitable foundations; and institutional custody for large governmental entities and foundations, financial and estate planning, and retirement plan services. Further, it provides an intermediary vehicle for the provision of loans or investments in low-income communities. Trustmark Corporation was founded in 1889 and is headquartered in Jackson, Mississippi.

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

Latest Banks and Trustmark Corporation, United Community Banks, Inc. Stock News

As of August 20, 2026, Trustmark Corporation had a $2.7 billion market capitalization, compared to the Banks median of $751.0 million. Trustmark Corporation’s stock is up 19.6% in 2026, down 3.5% in the previous five trading days and up 20.89% in the past year.

Currently, Trustmark Corporation’s price-earnings ratio is 11.9. Trustmark Corporation’s trailing 12-month revenue is $815.2 million with a 28.7% net profit margin. Year-over-year quarterly sales growth most recently was 9.0%. Analysts expect adjusted earnings to reach $3.938 per share for the current fiscal year. Trustmark Corporation currently has a 2.1% dividend yield.

As of August 20, 2026, United Community Banks, Inc. had a $4.3 billion market cap, putting it in the 64th percentile of all stocks. United Community Banks, Inc.’s stock is up 13.8% in 2026, down 3.3% in the previous five trading days and up 13.73% in the past year.

Currently, United Community Banks, Inc.’s price-earnings ratio is 11.6. United Community Banks, Inc.’s trailing 12-month revenue is $1.1 billion with a 34.1% net profit margin. Year-over-year quarterly sales growth most recently was 24.4%. Analysts expect adjusted earnings to reach $2.918 per share for the current fiscal year. United Community Banks, Inc. currently has a 2.8% dividend yield.

How We Compare Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc.’s stock grades to see how they measure up against one another.

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Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc. Stock Value Grades

Company Ticker Value
Trustmark Corporation TRMK B
United Community Banks, Inc. UCB B
United Community Banks, Inc. UCB B

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Trustmark Corporation has a Value Score of 68, which is Value. United Community Banks, Inc. has a Value Score of 70, which is Value. United Community Banks, Inc. has a Value Score of 70, which is Value.

The Value Stock Winner: It’s a Tie!

Looking at the Value Grade breakdown above, both Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc. have a Value Grade of B. For investors who focus solely on a company’s valuation, you will need to conduct further research into both of these companies’ other metrics to see if they could be good additions to your portfolio. It’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc.’s Momentum Grades

Company Ticker Momentum
Trustmark Corporation TRMK C
United Community Banks, Inc. UCB C
United Community Banks, Inc. UCB C

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Trustmark Corporation has a Momentum Score of 55, which is Average. United Community Banks, Inc. has a Momentum Score of 52, which is Average. United Community Banks, Inc. has a Momentum Score of 52, which is Average.

The Momentum Stock Winner: No Clear Winner

Neither Trustmark Corporation, United Community Banks, Inc., United Community Banks or Inc. has a strong enough Momentum Grade to be considered a “winner.” Investors considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Trustmark Corporation, United Community Banks, Inc., United Community Banks or Inc. is the better investment when it comes to momentum.

Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc.’s Estimate Revisions Grades

Company Ticker Earnings Estimate
Trustmark Corporation TRMK B
United Community Banks, Inc. UCB D
United Community Banks, Inc. UCB D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Trustmark Corporation has a Earnings Estimate Score of 64, which is Positive. United Community Banks, Inc. has a Earnings Estimate Score of 23, which is Negative. United Community Banks, Inc. has a Earnings Estimate Score of 23, which is Negative.

The Earnings Estimate Revisions Grade Winner: Trustmark Corporation

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Trustmark Corporation has a better Earnings Estimate Revisions Grade than United Community Banks, Inc.. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Trustmark Corporation could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

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Other Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc. Grades

In addition to Momentum, Estimate Revisions and Value, A+ Investor also provides grades for Growth and Quality.

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Growth investing builds on the idea that stocks of companies exhibiting strong, consistent and prolonged growth outperform those of slower-growth companies. AAII measures growth through consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc. pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Trustmark Corporation, United Community Banks, Inc., United Community Banks or Inc. Stock?

Overall, Trustmark Corporation stock has a Value Score of 68, Momentum Score of 55 and Estimate Revisions Score of 64.

United Community Banks, Inc. stock has a Value Score of 70, Momentum Score of 52 and Estimate Revisions Score of 23.

United Community Banks, Inc. stock has a Value Score of 70, Momentum Score of 52 and Estimate Revisions Score of 23.

Comparing Trustmark Corporation, United Community Banks, Inc., United Community Banks and Inc.’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

Learn More About A+ Investor

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.



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